Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Sundaram Finance Limited, together with its subsidiaries, operates as a non-banking finance company in India. It accepts fixed, cumulative, and NRI deposits. The company also offers finance for new and used cars, new and used commercial vehicles, and new and used construction equipment; diesel finance for commercial vehicle operators and companies; tire and insurance finance; farm equipment finance for new/used tractors, harvesters, and farm implements; working capital, enterprise business, and machinery term loans, as well as channel finance; housing finance; and leasing services. In addition, it provides life insurance products comprising child, pension, whole-life, term, and investment plans; general insurance products, such as health, home, property, medical, and vehicle insurance products; mutual funds; and information technology, and business processing and support services. Further, the company offers a suite of investment management services, which include financial planning, asset allocation and execution, portfolio management, tax management, risk management, and estate management. Sundaram Finance Limited was incorporated in 1954 and is based in Chennai, India.

Revenue projections:

Revenue projections for SUNDARMFIN
Revenue projections for SUNDARMFIN

SUNDARMFIN is projected to see a decline in revenue compared to last year, which could lead to investor caution. A drop in earnings is often viewed as a negative signal for profitability, making it more difficult for the company to maintain investor confidence in its financial health.

Financial Ratios:

currentRatio 0.000000
forwardPE 32.203346
debtToEquity 382.446000
earningsGrowth 0.065000
revenueGrowth 0.120000
grossMargins 0.878660
operatingMargins 0.582740
trailingEps 144.680000
forwardEps 65.160000

SUNDARMFIN's high debt-to-equity ratio indicates that the company is using more debt than equity to fund its operations. This high leverage could expose the company to greater financial risk, especially during periods of declining profitability.
Positive gross and operating margins for Sundaram Finance Limited highlight the company's profitability. These metrics reflect Sundaram Finance Limited's efficiency in controlling costs while generating strong revenue from its core operations, signaling robust financial health.
Sundaram Finance Limited's lower forward EPS compared to trailing EPS suggests the company's earnings are expected to decline. This indicates that Sundaram Finance Limited may be less profitable in the upcoming year, raising questions about its financial trajectory.

Price projections:

Price projections for SUNDARMFIN
Price projections for SUNDARMFIN



Recommendation changes over time:

Recommendations trend for SUNDARMFIN
Recommendations trend for SUNDARMFIN


Analysts have developed a sell bias for SUNDARMFIN, urging caution for investors. It's essential to base investment decisions on multiple market indicators to avoid hasty conclusions. Relying on a broader scope of information will provide a more accurate assessment of SUNDARMFIN's overall potential.