Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Sundaram Finance Limited, together with its subsidiaries, operates as a non-banking finance company in India. It accepts fixed, cumulative, and NRI deposits. The company also offers finance for new and used cars, new and used commercial vehicles, and new and used construction equipment; diesel finance for commercial vehicle operators and companies; tire and insurance finance; farm equipment finance for new/used tractors, harvesters, and farm implements; working capital, enterprise business, and machinery term loans, as well as channel finance; housing finance; and leasing services. In addition, it provides life insurance products comprising child, pension, whole-life, term, and investment plans; general insurance products, such as health, home, property, medical, and vehicle insurance products; mutual funds; and information technology, and business processing and support services. Further, the company offers a suite of investment management services, which include financial planning, asset allocation and execution, portfolio management, tax management, risk management, and estate management. Sundaram Finance Limited was incorporated in 1954 and is based in Chennai, India.

Revenue projections:

Revenue projections for SUNDARMFIN
Revenue projections for SUNDARMFIN

SUNDARMFIN's revenue projections show a decrease from last year, which tends to make investors more cautious. This could have a negative impact on the company's bottom line, as lower revenues typically suggest reduced profitability and growth potential, prompting concern among investors.

Financial Ratios:

currentRatio 0.000000
forwardPE 24.158659
debtToEquity 398.310000
earningsGrowth 0.093000
revenueGrowth 0.110000
grossMargins 0.884360
operatingMargins 0.571610
trailingEps 174.230000
forwardEps 65.160000

SUNDARMFIN's Forward PE ratio is favorable, indicating that the stock price is well-positioned in relation to its earnings. It is not overpriced, leaving room for growth, which makes it a solid option for investors seeking both stability and future appreciation.
SUNDARMFIN's high debt-to-equity ratio signals that the company is heavily leveraged. This suggests SUNDARMFIN may be relying more on debt than equity to finance its operations, which could expose the company to greater financial risk in challenging economic conditions.
Positive gross and operating margins for SUNDARMFIN demonstrate the company's profitability. These margins reflect strong financial performance, with efficient operations contributing to the company's ability to generate consistent profits.
SUNDARMFIN's forward EPS is lower than its trailing EPS, signaling that the company is projected to experience reduced profitability this year. This suggests a downward trend in earnings, which could raise concerns among investors about SUNDARMFIN's financial outlook.

Price projections:

Price projections for SUNDARMFIN
Price projections for SUNDARMFIN

Over time, price projections for SUNDARMFIN have been gradually revised upward, reflecting increasing optimism about the company's future performance. This trend suggests analysts are growing more confident in SUNDARMFIN's ability to deliver strong results and achieve higher market value.

Recommendation changes over time:

Recommendations trend for SUNDARMFIN
Recommendations trend for SUNDARMFIN


Analysts' sell bias for SUNDARMFIN suggests caution, but investors should base their decisions on a wide range of market indicators. This ensures a more comprehensive view of SUNDARMFIN's market potential and provides a better framework for making balanced investment decisions.