Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Diversified

Star Health and Allied Insurance Company Limited provides health insurance products in India. It offers retail health insurance products for individuals, families, children, senior citizens, and persons with pre-existing medical conditions; group health insurance products for employer/employee and non-employer/employee groups, including small-to-medium enterprises; and personal accident and travel insurance products. The company also provides star women care insurance policy that provides surrogacy and oocyte donor covers; and star special care product that covers children diagnosed with autism and for outpatient specialized treatments. In addition, it offers star health assure insurance policy, star cancer care platinum insurance policy, star cardiac care insurance policy – platinum, young star extra protect – add-on cover, antyodaya shramik suraksha yojana, star group domestic travel insurance policy, smart health pro, star domestic travel insurance policy, as well as star group OPD care insurance product. The company offers its products through web aggregators, digital channels, agency channels, corporate agents, brokers, point of sale persons, insurance marketing firms, and other channels. Star Health and Allied Insurance Company was incorporated in 2005 and is based in Chennai, India.

Revenue projections:

Revenue projections for STARHEALTH
Revenue projections for STARHEALTH

The projected decline in STARHEALTH's revenues compared to last year is expected to make investors cautious. A drop in revenue often has a direct negative effect on the company's bottom line, signaling potential challenges that could undermine investor confidence and reduce overall profitability.

Financial Ratios:

currentRatio 1.746000
forwardPE 25.513908
debtToEquity 6.183000
earningsGrowth -0.511000
revenueGrowth -0.412000
grossMargins 0.205070
operatingMargins 0.936180
trailingEps 8.970000
forwardEps 16.663460

STARHEALTH's current ratio of 1.746, indicating that the company can meet its short-term debt obligations with ease. This high liquidity level is a positive sign, as STARHEALTH has enough cash and current assets to handle its immediate liabilities comfortably.
STARHEALTH's Forward PE ratio suggests the stock price is reasonable in relation to earnings. It's not overpriced, providing room for future growth, making the stock a potentially valuable investment for those seeking long-term gains.
STARHEALTH's low earnings and revenue growth suggest that the company may face shrinking profits. This could indicate underlying financial challenges, making it difficult for STARHEALTH to sustain its current profitability.
Star Health and Allied Insurance Company Limited's negative gross and operating margins suggest that the company is struggling to cover its production and operating costs, leading to losses. This reflects a weakened financial state and potential difficulties in sustaining profitability.
Star Health and Allied Insurance Company Limited's forward EPS exceeding its trailing EPS implies that the company is projected to be more profitable this year. This suggests an improvement in financial performance, with analysts expecting Star Health and Allied Insurance Company Limited to generate stronger earnings compared to the previous financial year.

Price projections:

Price projections for STARHEALTH
Price projections for STARHEALTH

The price of STARHEALTH has often been situated close to the lower end of projections. This consistent trend may signal difficulties for the company in achieving investor expectations for future performance.

Insider Transactions:

Insider Transactions for STARHEALTH
Insider Transactions for STARHEALTH


6 transactions to buy STARHEALTH occurred, with market price at 474.1333312988281.No buy transactions were carried out during the period under review.The trend of more sells than buys around STARHEALTH's current price levels suggests possible weakness. If this pattern continues, it could lead to additional price declines, as selling pressure might increase, signaling investor concerns.

Recommendation changes over time:

Recommendations trend for STARHEALTH
Recommendations trend for STARHEALTH


Recent analysis shows a strong buy bias for STARHEALTH, encouraging investors to view it as a solid investment option. The positive sentiment surrounding STARHEALTH suggests it could be an attractive place to allocate funds, motivating potential investors to consider the stock as a valuable part of their portfolio.