Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Diversified

Star Health and Allied Insurance Company Limited provides health insurance products in India. It offers retail health insurance products for individuals, families, children, senior citizens, and persons with pre-existing medical conditions; group health insurance products for employer/employee and non-employer/employee groups, including small-to-medium enterprises; and personal accident and travel insurance products. The company also provides star women care insurance policy that provides surrogacy and oocyte donor covers; and star special care product that covers children diagnosed with autism and for outpatient specialized treatments. In addition, it offers star health assure insurance policy, star cancer care platinum insurance policy, star cardiac care insurance policy – platinum, young star extra protect – add-on cover, antyodaya shramik suraksha yojana, star group domestic travel insurance policy, smart health pro, star domestic travel insurance policy, as well as star group OPD care insurance product. The company offers its products through web aggregators, digital channels, agency channels, corporate agents, brokers, point of sale persons, insurance marketing firms, and other channels. Star Health and Allied Insurance Company was incorporated in 2005 and is based in Chennai, India.

Revenue projections:

Revenue projections for STARHEALTH
Revenue projections for STARHEALTH

Investors are expected to be cautious with Star Health and Allied Insurance Company Limited, as its revenues are projected to fall compared to last year. A decline in revenue often results in a negative impact on profitability, prompting concerns about the company's financial stability and making investors more conservative in their approach.

Financial Ratios:

currentRatio 0.000000
forwardPE 24.991053
debtToEquity 6.608000
earningsGrowth -0.175000
revenueGrowth 0.109000
grossMargins 0.207520
operatingMargins 0.083270
trailingEps 9.910000
forwardEps 0.000000

STARHEALTH's Forward PE ratio is favorable, meaning the stock price aligns well with earnings and isn't overvalued. This allows room for growth, making it an attractive investment for those seeking potential upside while ensuring the stock is not overpriced.
STARHEALTH's low growth in earnings and revenue indicates a potential decline in profits. This suggests that the company could be facing financial challenges, making it harder to sustain its current profit margins.
Star Health and Allied Insurance Company Limited's negative gross and operating margins suggest that the company is struggling to cover its production and operating costs, leading to losses. This reflects a weakened financial state and potential difficulties in sustaining profitability.

Price projections:

Price projections for STARHEALTH
Price projections for STARHEALTH

STARHEALTH's price projections have been steadily revised down, pointing to declining confidence in the company's outlook. This suggests that analysts are becoming more conservative in their expectations for STARHEALTH's future performance.

Insider Transactions:

Insider Transactions for STARHEALTH
Insider Transactions for STARHEALTH


Star Health and Allied Insurance Company Limited had 6 buy transactions, with market price of 474.1333312988281.During the period under review, no buy transactions were recorded.The higher volume of sells at STARHEALTH's current price levels could indicate a potential decline. If this selling trend persists, the stock might continue to fall as investor confidence wanes, leading to more downward pressure.

Recommendation changes over time:

Recommendations trend for STARHEALTH
Recommendations trend for STARHEALTH


Analysts are favoring Star Health and Allied Insurance Company Limited with a buy bias, highlighting the stock's potential as a solid investment. This recommendation might drive more investors to consider Star Health and Allied Insurance Company Limited as a secure and profitable option for their money, contributing to a broader positive sentiment in the market.