Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Diversified

Star Health and Allied Insurance Company Limited provides health insurance products in India. It offers retail health insurance products for individuals, families, children, senior citizens, and persons with pre-existing medical conditions; group health insurance products for employer/employee and non-employer/employee groups, including small-to-medium enterprises; and personal accident and travel insurance products. The company also provides star women care insurance policy that provides surrogacy and oocyte donor covers; and star special care product that covers children diagnosed with autism and for outpatient specialized treatments. In addition, it offers star health assure insurance policy, star cancer care platinum insurance policy, star cardiac care insurance policy – platinum, young star extra protect – add-on cover, antyodaya shramik suraksha yojana, star group domestic travel insurance policy, smart health pro, star domestic travel insurance policy, as well as star group OPD care insurance product. The company offers its products through web aggregators, digital channels, agency channels, corporate agents, brokers, point of sale persons, insurance marketing firms, and other channels. Star Health and Allied Insurance Company was incorporated in 2005 and is based in Chennai, India.

Revenue projections:

Revenue projections for STARHEALTH
Revenue projections for STARHEALTH

STARHEALTH's revenue projections show a decrease from last year, which tends to make investors more cautious. This could have a negative impact on the company's bottom line, as lower revenues typically suggest reduced profitability and growth potential, prompting concern among investors.

Financial Ratios:

currentRatio 0.570000
forwardPE 22.902246
debtToEquity 6.608000
earningsGrowth -0.996000
revenueGrowth 0.108000
grossMargins 0.214250
operatingMargins -0.000180
trailingEps 10.860000
forwardEps 0.000000

STARHEALTH's current ratio of 0.57 indicates potential liquidity issues, as the company's cash reserves and current assets may not be enough to cover short-term debts. This raises concerns about STARHEALTH's ability to meet its near-term financial obligations.
STARHEALTH's Forward PE is in a strong range, indicating that its stock price compares well with its earnings. The stock is not considered overpriced, leaving ample room for growth and making it a promising option for investors looking for value and future returns.
STARHEALTH's low earnings and revenue growth suggest that the company may face shrinking profits. This could indicate underlying financial challenges, making it difficult for STARHEALTH to sustain its current profitability.
STARHEALTH's negative gross and operating margins indicate that the company is unprofitable, struggling to cover its production and operational costs. This reflects potential weaknesses in cost management or declining sales performance.

Price projections:

Price projections for STARHEALTH
Price projections for STARHEALTH

Over time, STARHEALTH's price projections have been consistently revised lower. This suggests analysts are becoming less optimistic about the company's future prospects and are adjusting their forecasts accordingly.

Insider Transactions:

Insider Transactions for STARHEALTH
Insider Transactions for STARHEALTH


STARHEALTH had 6 buy transactions, with market price at 474.1333312988281 per share.The period under consideration saw no buy transactions.Star Health and Allied Insurance Company Limited's current price levels are marked by increased selling, which could indicate further price drops. If this selling trend persists, the stock may continue to decline as investor confidence weakens.

Recommendation changes over time:

Recommendations trend for STARHEALTH
Recommendations trend for STARHEALTH


The recent buy bias from analysts suggests STARHEALTH is seen as a strong investment, encouraging more investors to consider it. With this favorable sentiment, STARHEALTH appears to be a reliable option for parking money, offering stability and long-term growth potential in the stock market.