Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

State Bank of India provides banking products and services to individuals, commercial enterprises, corporates, public bodies, and institutional customers in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business segments. It offers personal banking products and services, including current accounts, savings accounts, salary accounts, and fixed and recurring deposits; home, personal, auto, education, and gold loans, as well as loans against insurance policies, property, and securities; overdrafts; mutual funds, insurance, equity trading, portfolio investment schemes, remittance services; digital lending; and mobile, internet, and digital banking services. The company also provides corporate banking products and services comprising corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans, financing Indian firms' overseas subsidiaries or JVs, and cash management, as well as trade and service products. In addition, it offers NRI services, including accounts and deposits, remittances, investments, and loans; agricultural banking services; supply chain finance, and deposits and transaction banking services for SME customers; and international banking services. Further, the company provides life and general insurance; estate planning services; and merchant banking, advisory, securities broking, business & management consultancy, trusteeship service, factoring, payment solution, asset management, investment management, credit cards, and custody and fund accounting services. The company was founded in 1806 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for SBIN
Revenue projections for SBIN

State Bank of India is projected to experience a revenue decline compared to last year, a development that often leads to investor caution. The drop could negatively impact the company's bottom line, as lower revenues typically signal reduced profitability, prompting more conservative investment strategies.

Financial Ratios:

currentRatio 0.000000
forwardPE 9.094215
debtToEquity 0.000000
earningsGrowth -0.083000
revenueGrowth 0.022000
grossMargins 0.000000
operatingMargins 0.286550
trailingEps 86.940000
forwardEps 82.670000

SBIN's low growth in both earnings and revenue signals a potential profit decline. This could be a sign of financial trouble, suggesting that the company's profitability might shrink in the near future.
State Bank of India's negative gross and operating margins suggest the company is not generating profit from either its production process or day-to-day operations. This could signal cost overruns or difficulties in maintaining revenue levels.
SBIN's forward EPS being lower than its trailing EPS indicates that the company's earnings are projected to decrease. This suggests that SBIN may struggle to maintain profitability at previous levels, potentially affecting its financial outlook.

Price projections:

Price projections for SBIN
Price projections for SBIN

Over time, SBIN's price projections have been revised higher, signaling growing confidence in the company's future. This upward trend suggests analysts anticipate strong performance and increased market value for SBIN.

Insider Transactions:

Insider Transactions for SBIN
Insider Transactions for SBIN


There were 7 SBIN sales transactions, at market price of 857.6142839704241.3 transactions to buy SBIN shares were recorded, with market price at 807.2166748046875.More recent purchases than sales at current price levels for SBIN could signal growing investor confidence. This buying trend might suggest that market sentiment is leaning toward a positive outlook for the stock, possibly indicating expectations of favorable performance in the near future.

Recommendation changes over time:

Recommendations trend for SBIN
Recommendations trend for SBIN


Analysts have shown a buy bias for SBIN, marking it as a favorable investment option. This could inspire investors to see SBIN as a strong place to park their money, given the positive outlook and growth potential associated with the stock in recent evaluations.