Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

SBI Life Insurance Company Limited operates as a private life insurance company in India. The company's life insurance business comprising individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, individual and group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefit, level term, and critical illness insurance products. The company offers its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, bancassurance partners, as well as certified insurance facilitators. It operates various partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited operates as a subsidiary of State Bank of India.

Revenue projections:

Revenue projections for SBILIFE
Revenue projections for SBILIFE

SBILIFE is projected to see lower revenues than in the previous year, a trend that usually concerns investors. Declining revenues often harm a company's profitability, leading investors to exercise caution as they weigh the potential risks of continued financial downturns.

Financial Ratios:

currentRatio 1.38600
forwardPE 55.53082
debtToEquity 0.00000
earningsGrowth 0.00300
revenueGrowth -0.36400
grossMargins 0.07385
operatingMargins 0.03905
trailingEps 24.08000
forwardEps 26.21000

SBILIFE's current ratio of 1.386 shows that the company has ample resources to service its short-term debt. This indicates a solid financial position, as SBILIFE can rely on its cash reserves and current assets to cover its immediate liabilities without strain.
SBILIFE's high forward PE suggests a risk of overvaluation, which could curtail further price gains and lead to a correction. Investors should carefully weigh this metric alongside other fundamental indicators to gauge the stock's overall financial health.
SBILIFE's low growth in earnings and revenue indicates a potential decline in profits. This suggests that the company could be facing financial challenges, making it harder to sustain its current profit margins.
SBI Life Insurance Company Limited's negative gross and operating margins suggest that the company is currently unprofitable, both in terms of production and overall operations. This could reflect rising costs or declining revenues, posing challenges for future profitability.
SBILIFE's forward EPS is higher than its trailing EPS, suggesting the company is expected to improve its profitability this financial year. This reflects growing confidence in SBILIFE's earnings potential, with forecasts indicating better financial performance than in the prior year.

Price projections:

Price projections for SBILIFE
Price projections for SBILIFE

Price projections for SBI Life Insurance Company Limited have consistently been revised upward, suggesting that analysts are increasingly optimistic about the company's performance. This trend reflects a positive outlook for SBI Life Insurance Company Limited's future.

Recommendation changes over time:

Recommendations trend for SBILIFE
Recommendations trend for SBILIFE


SBI Life Insurance Company Limited has received a favorable buy bias from analysts recently, positioning it as a solid investment opportunity. This sentiment may attract more investors, who view SBI Life Insurance Company Limited as a stable option to park their money and potentially benefit from the company's continued growth and profitability.