Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

SBI Life Insurance Company Limited operates as a private life insurance company in India. The company's life insurance business comprising individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, individual and group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefit, level term, and critical illness insurance products. The company offers its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, bancassurance partners, as well as certified insurance facilitators. It operates various partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited operates as a subsidiary of State Bank of India.

Revenue projections:

Revenue projections for SBILIFE
Revenue projections for SBILIFE

With SBI Life Insurance Company Limited's revenues expected to fall below the previous year's, investors are likely to approach the stock with caution. Declining revenues can negatively affect profitability, which makes it harder for the company to maintain investor confidence and perform well in the market.

Financial Ratios:

currentRatio 1.168000
forwardPE 62.061897
debtToEquity 0.000000
earningsGrowth -0.066000
revenueGrowth -0.428000
grossMargins 0.086940
operatingMargins 0.023050
trailingEps 24.370000
forwardEps 26.210000

SBI Life Insurance Company Limited's current ratio of 1.168 indicates strong liquidity, meaning the company can comfortably meet its short-term debt obligations. This financial position reflects SBI Life Insurance Company Limited's ability to use its cash reserves and current assets to cover liabilities without facing any cash flow issues.
SBI Life Insurance Company Limited's elevated forward PE ratio suggests limited upside potential and a risk of price correction. Investors must scrutinize this metric closely, ensuring it aligns with other fundamental indicators before making any decisions.
SBILIFE's low earnings and revenue growth suggest shrinking profits. This negative trend could indicate that the company is struggling to maintain its financial performance and may face challenges ahead.
SBILIFE's negative gross and operating margins reflect unprofitability, suggesting the company is unable to generate revenue sufficient to cover its costs. This could indicate deeper financial challenges or declining efficiency.
SBILIFE's forward EPS surpassing its trailing EPS signals that the company is anticipated to be more profitable this year than last. This growth expectation highlights SBILIFE's potential for increased earnings and a stronger financial performance in the upcoming year.

Price projections:

Price projections for SBILIFE
Price projections for SBILIFE

Over time, price projections for SBI Life Insurance Company Limited have gradually risen, signaling growing optimism about the company's future. This upward revision reflects increasing confidence in SBI Life Insurance Company Limited's ability to achieve strong financial results.

Recommendation changes over time:

Recommendations trend for SBILIFE
Recommendations trend for SBILIFE


A recent buy bias from analysts toward SBILIFE indicates strong confidence in the stock's future performance. This could encourage investors to park their money in SBILIFE, viewing it as a stable and potentially rewarding investment opportunity with promising long-term growth prospects.