Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

SBI Life Insurance Company Limited operates as a private life insurance company in India. The company's life insurance business comprising individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, individual and group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefit, level term, and critical illness insurance products. The company offers its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, bancassurance partners, as well as certified insurance facilitators. It operates various partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited operates as a subsidiary of State Bank of India.

Revenue projections:

Revenue projections for SBILIFE
Revenue projections for SBILIFE

Revenues for SBI Life Insurance Company Limited are forecasted to decline from last year's levels, prompting caution among investors. When revenues fall, it can have a significant negative impact on the company's bottom line, reducing profitability and making the stock less attractive to risk-averse investors.

Financial Ratios:

currentRatio 1.386000
forwardPE 55.210968
debtToEquity 0.000000
earningsGrowth 0.003000
revenueGrowth -0.364000
grossMargins 0.073850
operatingMargins 0.039050
trailingEps 24.140000
forwardEps 26.210000

SBILIFE's current ratio of 1.386 highlights the company's solid liquidity, indicating that it can easily service its short-term debt. SBILIFE's ample cash reserves and current assets ensure that the company is well-positioned to meet its immediate financial liabilities.
SBILIFE's high forward PE suggests the stock may be overvalued, potentially limiting future price gains and increasing the risk of a price correction. Investors should consider this metric carefully alongside other fundamentals to assess the stock's true value and growth potential.
SBI Life Insurance Company Limited's low earnings and revenue growth point to a potential decline in profits. This signals a downturn in financial performance, suggesting that the company might face challenges in maintaining its current level of profitability.
SBILIFE's negative gross and operating margins suggest that the company is currently facing financial difficulties, as it is unable to cover production and operational costs. This could result in significant losses if not addressed.
SBILIFE's forward EPS being higher than its trailing EPS points to expected growth in profitability. This suggests that the company is projected to perform better in the current financial year, with higher earnings forecasted compared to the previous year.

Price projections:

Price projections for SBILIFE
Price projections for SBILIFE

The steady upward revision of SBI Life Insurance Company Limited's price projections indicates growing confidence in the company's performance. Analysts are becoming increasingly optimistic about SBI Life Insurance Company Limited's future prospects and potential for growth.

Recommendation changes over time:

Recommendations trend for SBILIFE
Recommendations trend for SBILIFE


Analysts have shown a buy bias for SBILIFE, signaling it as a strong investment choice. This positive outlook could motivate investors to allocate funds to SBILIFE, seeing it as a reliable and potentially profitable option, especially in an environment where the stock market is highly scrutinized.