Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

SBI Life Insurance Company Limited operates as a private life insurance company in India. The company's life insurance business comprising individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, individual and group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefit, level term, and critical illness insurance products. The company offers its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, bancassurance partners, as well as certified insurance facilitators. It operates various partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited operates as a subsidiary of State Bank of India.

Revenue projections:

Revenue projections for SBILIFE
Revenue projections for SBILIFE

SBILIFE's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 1.28100
forwardPE 57.24705
debtToEquity 0.00000
earningsGrowth 0.14500
revenueGrowth 0.12500
grossMargins 0.07353
operatingMargins 0.01682
trailingEps 24.88000
forwardEps 26.21000

SBILIFE's current ratio 1.281, suggesting the company has sufficient liquidity to service its short-term debt. With its cash reserves and current assets in good shape, SBILIFE can comfortably meet its immediate liabilities, reflecting a healthy financial standing.
SBILIFE's high forward PE ratio indicates potential overvaluation, which could restrict future price growth and increase the risk of a correction. It's crucial to consider this metric in tandem with other fundamental data to fully assess the stock's outlook.
SBILIFE's positive earnings and revenue growth indicate that the company is well-positioned for business expansion. This growth suggests a strong financial trajectory, with SBILIFE expected to continue increasing its profits and revenue in the coming periods.
With SBILIFE's forward EPS higher than its trailing EPS, the company is expected to be more profitable in the current financial year. This signals confidence in SBILIFE's growth potential, as improved earnings are forecasted compared to the prior year's performance.

Price projections:

Price projections for SBILIFE
Price projections for SBILIFE

Over time, SBI Life Insurance Company Limited's price projections have been revised higher, signaling growing confidence in the company's future. This upward trend suggests analysts anticipate strong performance and increased market value for SBI Life Insurance Company Limited.

Recommendation changes over time:

Recommendations trend for SBILIFE
Recommendations trend for SBILIFE


Analysts have maintained a buy bias for SBI Life Insurance Company Limited, which could prompt investors to consider the stock as a viable investment. With this positive outlook, SBI Life Insurance Company Limited is positioned as an attractive option for those looking to park their money in a stable and potentially lucrative company.