Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

SBFC Finance Limited, a financial services platform, provides financing solutions. The company offers secured MSME loans and loans against gold, as well as loan management services to third-party financial institutions, including private banks, public sector banks, foreign banks, mutual funds, and asset reconstruction companies. SBFC Finance Limited serves entrepreneurs and individual customers, as well as micro, small, and medium enterprises. The company was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.

Revenue projections:

Revenue projections for SBFC
Revenue projections for SBFC

Investors may react cautiously to news that SBFC's revenues are forecasted to be lower than last year's. Such declines are likely to have a negative effect on the company's bottom line, which can lead to concerns about profitability and hinder investor confidence in the company's future performance.

Financial Ratios:

currentRatio 391.32400
forwardPE 21.36762
debtToEquity 179.82500
earningsGrowth 0.28600
revenueGrowth 0.28600
grossMargins 0.99757
operatingMargins 0.58099
trailingEps 3.57000
forwardEps 3.90000

SBFC's current ratio of 391.324, indicating that the company can meet its short-term debt obligations with ease. This high liquidity level is a positive sign, as SBFC has enough cash and current assets to handle its immediate liabilities comfortably.
SBFC's Forward PE being in a good range indicates the stock is priced well relative to its earnings. It is not overvalued, leaving space for future growth, making it an appealing option for investors interested in long-term value appreciation.
SBFC Finance Limited's high debt-to-equity ratio indicates a high level of leverage, meaning the company relies significantly on debt for financing. This can increase financial risk, particularly in times of economic instability or reduced profitability.
With positive growth in both earnings and revenue, SBFC is expected to grow its business. These indicators highlight a strong financial outlook, with the company on track for continued expansion and increasing profitability.
With positive gross and operating margins, SBFC demonstrates strong profitability. This reflects the company's ability to manage costs and maintain healthy profits, showcasing effective operational efficiency and financial stability.
SBFC's forward EPS exceeding its trailing EPS reflects expectations of increased profitability for the current year. This suggests that the company is projected to achieve higher earnings than in the previous financial year, signaling positive growth and improved financial health.

Price projections:

Price projections for SBFC
Price projections for SBFC

Over time, price projections for SBFC have risen steadily, pointing to growing optimism among analysts about the company's future. This upward trend suggests a positive outlook for SBFC's continued growth.

Insider Transactions:

Insider Transactions for SBFC
Insider Transactions for SBFC


SBFC Finance Limited stock was sold in 2 transactions, with market price at 91.52499771118164.No sell transactions were carried out during the period under review.SBFC's current price levels are seeing more buying activity than selling, which might indicate a bullish sentiment. Investors appear to be confident, interpreting the buying trend as a sign of positive expectations for the stock's future performance.

Recommendation changes over time:

Recommendations trend for SBFC
Recommendations trend for SBFC


SBFC has been receiving a buy bias from analysts, signaling strong confidence in the stock's future performance. This positive outlook might drive investors to view SBFC as an attractive option for their portfolios, positioning the company as a stable and profitable investment choice.