Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

SBFC Finance Limited, a financial services platform, provides financing solutions. The company offers secured MSME loans and loans against gold, as well as loan management services to third-party financial institutions, including private banks, public sector banks, foreign banks, mutual funds, and asset reconstruction companies. SBFC Finance Limited serves entrepreneurs and individual customers, as well as micro, small, and medium enterprises. The company was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.

Revenue projections:

Revenue projections for SBFC
Revenue projections for SBFC

Revenues for SBFC Finance Limited are forecasted to decline from last year's levels, prompting caution among investors. When revenues fall, it can have a significant negative impact on the company's bottom line, reducing profitability and making the stock less attractive to risk-averse investors.

Financial Ratios:

currentRatio 0.000000
forwardPE 20.426529
debtToEquity 152.987000
earningsGrowth 0.379000
revenueGrowth 0.247000
grossMargins 0.998840
operatingMargins 0.565260
trailingEps 2.990000
forwardEps 3.900000

SBFC Finance Limited's Forward PE is in a favorable range, meaning its stock price compares well with its earnings and isn't overpriced. This leaves room for growth, making it a compelling opportunity for investors looking to benefit from potential future gains.
SBFC Finance Limited's elevated debt-to-equity ratio suggests the company is highly leveraged, meaning it has significant debt compared to equity. This can be risky, particularly if SBFC Finance Limited's cash flow or profits decrease, making it harder to meet debt obligations.
SBFC's positive earnings and revenue growth suggest that the company is poised for business expansion. This financial strength indicates that SBFC is expected to continue growing, with rising profits and sales contributing to its long-term success.
SBFC's positive gross and operating margins suggest that the company is operating profitably. These strong margins indicate effective cost management and revenue generation, contributing to a solid financial foundation.
With a forward EPS greater than its trailing EPS, SBFC is expected to see higher profitability this year. The forecasted increase in earnings reflects optimism about the company's financial growth and potential for improved performance over the prior year.

Price projections:

Price projections for SBFC
Price projections for SBFC

SBFC's price projections have consistently been revised higher, indicating growing confidence in the company's future potential. Analysts appear more optimistic about SBFC's ability to generate strong results going forward.

Insider Transactions:

Insider Transactions for SBFC
Insider Transactions for SBFC


2 separate sales of SBFC shares were executed, with the market price hovering at 85.93499755859375.No sell transactions took place in the period under consideration.Investors are purchasing SBFC more frequently than selling it near the current price levels, which might point to a bullish sentiment. This pattern could be interpreted as a favorable outlook for the stock's future.

Recommendation changes over time:

Recommendations trend for SBFC
Recommendations trend for SBFC


The analysts' recent buy bias for SBFC indicates strong confidence in the stock's future performance. This could encourage more investors to view SBFC as a worthwhile investment, positioning the company as a top choice for those seeking financial security and long-term growth opportunities.