Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

SBFC Finance Limited, a financial services platform, provides financing solutions. The company offers secured MSME loans and loans against gold, as well as loan management services to third-party financial institutions, including private banks, public sector banks, foreign banks, mutual funds, and asset reconstruction companies. SBFC Finance Limited serves entrepreneurs and individual customers, as well as micro, small, and medium enterprises. The company was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.

Revenue projections:

Revenue projections for SBFC
Revenue projections for SBFC

SBFC Finance Limited's projected revenue decline from last year is likely to make investors cautious. Lower revenues often hurt a company's bottom line, leading investors to be concerned about the company's ability to maintain profitability and deliver strong financial results in the future.

Financial Ratios:

currentRatio 4.544000
forwardPE 20.585264
debtToEquity 167.236000
earningsGrowth 0.261000
revenueGrowth 0.253000
grossMargins 0.997250
operatingMargins 0.567330
trailingEps 3.340000
forwardEps 3.900000

SBFC's current ratio being 4.544 suggests that it has more than enough liquidity to cover short-term debt obligations. The company's cash reserves and current assets are sufficient to meet immediate liabilities, signaling solid financial health and minimal risk.
With SBFC Finance Limited's Forward PE in a favorable range, the stock appears reasonably priced compared to its earnings. This suggests that it's not overpriced and there is room for growth, providing an encouraging opportunity for investors seeking future value increases.
SBFC's high debt-to-equity ratio points to a heavily leveraged company. With more debt than equity, SBFC may face increased financial risk, especially if its earnings or cash flow come under pressure.
With earnings and revenue growth in positive territory, SBFC Finance Limited is projected to expand its business. This strong financial performance suggests the company will continue to grow, as increased profitability and sales drive future success.
SBFC's positive gross and operating margins reflect its profitability and efficiency. These metrics demonstrate the company's ability to manage costs effectively while generating strong revenue, highlighting its solid financial health and operational effectiveness.
SBFC's forward EPS surpasses its trailing EPS, indicating that the company is expected to be more profitable in the current financial year. This reflects growing confidence in SBFC's earnings potential, suggesting stronger financial performance compared to the previous year.

Price projections:

Price projections for SBFC
Price projections for SBFC

Price projections for SBFC Finance Limited have gradually risen over time, signaling increased optimism about the company's future prospects. This steady upward revision reflects growing confidence in SBFC Finance Limited's market potential.

Insider Transactions:

Insider Transactions for SBFC
Insider Transactions for SBFC


There were 2 transactions selling SBFC Finance Limited stock, with prevailing market price of 91.52499771118164.No sell transactions occurred during the period under consideration.SBFC has seen more buys than sells at its current price levels, which may suggest optimism among investors. This buying trend could indicate that the market expects a favorable performance for the stock in the near future.

Recommendation changes over time:

Recommendations trend for SBFC
Recommendations trend for SBFC


Analysts have been favoring SBFC Finance Limited with a buy bias recently, signaling a promising investment opportunity. This optimistic outlook may attract more investors, positioning SBFC Finance Limited as a desirable option for those seeking to invest their money in a stable, profitable company with strong growth potential.