Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

SBFC Finance Limited, a financial services platform, provides financing solutions. The company offers secured MSME loans and loans against gold, as well as loan management services to third-party financial institutions, including private banks, public sector banks, foreign banks, mutual funds, and asset reconstruction companies. SBFC Finance Limited serves entrepreneurs and individual customers, as well as micro, small, and medium enterprises. The company was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.

Revenue projections:

Revenue projections for SBFC
Revenue projections for SBFC

With SBFC's revenues forecasted to be lower than last year's, investors are expected to be cautious. A decline in revenue typically harms the company's bottom line, reducing profitability and making investors less confident about the company's ability to sustain its financial health.

Financial Ratios:

currentRatio 4.544000
forwardPE 21.030613
debtToEquity 167.236000
earningsGrowth 0.261000
revenueGrowth 0.253000
grossMargins 0.997250
operatingMargins 0.567330
trailingEps 3.150000
forwardEps 3.900000

SBFC's current ratio of 4.544, indicating that the company can meet its short-term debt obligations with ease. This high liquidity level is a positive sign, as SBFC has enough cash and current assets to handle its immediate liabilities comfortably.
SBFC Finance Limited's Forward PE being in a good range suggests that its stock price is aligned well with earnings. The stock is not considered overpriced, offering room for future growth, which makes it an appealing investment opportunity with the potential for value appreciation.
SBFC's elevated debt-to-equity ratio reflects substantial leverage, meaning the company relies heavily on borrowed funds. This could increase financial risk, particularly in times of economic uncertainty or if the company's profitability declines.
SBFC's positive earnings and revenue growth indicate that the company is on track to expand its business. This growth suggests a strong financial outlook, with increasing profits and sales positioning SBFC for continued success in the market.
With positive gross and operating margins, SBFC Finance Limited demonstrates its profitability and efficiency. These metrics show that the company is managing costs well while generating strong revenue, highlighting robust financial health.
SBFC Finance Limited's forward EPS surpassing its trailing EPS signals projected growth in profitability, with the company expected to perform better this year. This forecast suggests that SBFC Finance Limited's earnings will improve compared to the previous financial year, highlighting optimism in its financial outlook.

Price projections:

Price projections for SBFC
Price projections for SBFC

SBFC Finance Limited's price projections have been revised higher over time, reflecting increased confidence in the company's future potential. This steady upward trend suggests analysts expect SBFC Finance Limited to continue its positive trajectory.

Insider Transactions:

Insider Transactions for SBFC
Insider Transactions for SBFC


SBFC Finance Limited saw 3 transactions in which shares were sold with market price at 90.13333129882812.No sell transactions occurred during the period under consideration.More recent purchases than sales at current price levels for SBFC could signal growing investor confidence. This buying trend might suggest that market sentiment is leaning toward a positive outlook for the stock, possibly indicating expectations of favorable performance in the near future.

Recommendation changes over time:

Recommendations trend for SBFC
Recommendations trend for SBFC


A recent buy bias from analysts toward SBFC may inspire confidence in investors, who could view the stock as a promising investment. This positive sentiment suggests that SBFC might be an appealing option for those looking to grow their wealth through stock market investments.