Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

SBFC Finance Limited, a financial services platform, provides financing solutions. The company offers secured MSME loans and loans against gold, as well as loan management services to third-party financial institutions, including private banks, public sector banks, foreign banks, mutual funds, and asset reconstruction companies. SBFC Finance Limited serves entrepreneurs and individual customers, as well as micro, small, and medium enterprises. The company was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.

Revenue projections:

Revenue projections for SBFC
Revenue projections for SBFC

SBFC's revenue is forecasted to dip below last year's figures, raising concerns for investors who are typically wary of declining financial performance. Such drops can directly affect the company's bottom line, potentially leading to a decrease in overall profitability, making investors more cautious in their decisions.

Financial Ratios:

currentRatio 391.324000
forwardPE 20.021622
debtToEquity 179.825000
earningsGrowth 0.286000
revenueGrowth 0.286000
grossMargins 0.997570
operatingMargins 0.580990
trailingEps 3.570000
forwardEps 5.087500

With a current ratio of 391.324, SBFC has the liquidity needed to easily service its short-term debt. The company's cash reserves and current assets are sufficient, indicating that SBFC is in a strong position to meet its immediate financial obligations without difficulty.
With SBFC's Forward PE in a favorable range, the stock appears reasonably priced compared to its earnings. This suggests that it's not overpriced and there is room for growth, providing an encouraging opportunity for investors seeking future value increases.
SBFC's high debt-to-equity ratio indicates that the company is heavily leveraged. This suggests a significant reliance on debt to finance its operations, which could expose the company to higher financial risks if its cash flow or profitability decreases.
SBFC Finance Limited's positive earnings and revenue growth suggest that the company is poised for business expansion. This financial strength indicates that SBFC Finance Limited is expected to continue growing, with rising profits and sales contributing to its long-term success.
Positive gross and operating margins for SBFC Finance Limited demonstrate the company's profitability. These margins reflect strong financial performance, with efficient operations contributing to the company's ability to generate consistent profits.
SBFC's forward EPS exceeding its trailing EPS implies that the company is projected to be more profitable this year. This suggests an improvement in financial performance, with analysts expecting SBFC to generate stronger earnings compared to the previous financial year.

Price projections:

Price projections for SBFC
Price projections for SBFC

Price projections for SBFC Finance Limited have consistently been revised upward, suggesting that analysts are increasingly optimistic about the company's performance. This trend reflects a positive outlook for SBFC Finance Limited's future.

Insider Transactions:

Insider Transactions for SBFC
Insider Transactions for SBFC


There were 2 transactions selling SBFC stock, with prevailing market price of 91.52499771118164.During the review period, no sell transactions were executed.The higher volume of buys compared to sells near current SBFC price levels may suggest optimism among investors. This could point to a favorable market outlook, as more people are willing to invest at these prices, anticipating potential future growth or strong performance.

Recommendation changes over time:

Recommendations trend for SBFC
Recommendations trend for SBFC


Analysts' recent buy bias toward SBFC suggests the stock is gaining favor as a strong investment choice. This optimism could drive more investors to see SBFC as a smart place to invest, further bolstering confidence in the company's long-term growth and potential returns.