Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Poonawalla Fincorp Limited, a non-banking finance company, provides asset finance services in India. The company offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, and other short term finance; loan against property; and cars, medical equipment, and machinery loans. It also offers supply chain financing, merchant cash advance, digital consumption loan, digital consumer financing, and auto leasing services. In addition, the company offers insurance products. Poonawalla Fincorp Limited was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. The company was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.

Revenue projections:

Revenue projections for POONAWALLA
Revenue projections for POONAWALLA

Poonawalla Fincorp Limited's projected revenue decline from last year is likely to make investors cautious. Lower revenues often hurt a company's bottom line, leading investors to be concerned about the company's ability to maintain profitability and deliver strong financial results in the future.

Financial Ratios:

currentRatio 0.000000
forwardPE 25.165714
debtToEquity 319.070000
earningsGrowth -0.785000
revenueGrowth -0.143000
grossMargins 0.998700
operatingMargins 0.158390
trailingEps -4.250000
forwardEps 0.000000

POONAWALLA's Forward PE is in a strong range, indicating that its stock price compares well with its earnings. The stock is not considered overpriced, leaving ample room for growth and making it a promising option for investors looking for value and future returns.
Poonawalla Fincorp Limited's elevated debt-to-equity ratio suggests the company is highly leveraged, meaning it has significant debt compared to equity. This can be risky, particularly if Poonawalla Fincorp Limited's cash flow or profits decrease, making it harder to meet debt obligations.
POONAWALLA's low earnings and revenue growth highlight a potential decline in profitability. This suggests that the company's financial health may be weakening, and profits could shrink as a result.
POONAWALLA's negative gross and operating margins suggest that the company is currently losing money, unable to generate profit from production or operations. This could signal inefficiencies in cost control or a drop in sales.

Price projections:

Price projections for POONAWALLA
Price projections for POONAWALLA

POONAWALLA's price projections have been revised higher over time, reflecting increased confidence in the company's future potential. This steady upward trend suggests analysts expect POONAWALLA to continue its positive trajectory.

Insider Transactions:

Insider Transactions for POONAWALLA
Insider Transactions for POONAWALLA


Poonawalla Fincorp Limited saw 13 transactions to buy shares, with a market price of 344.11922748272235.There were no buy transactions during the given period.POONAWALLA has experienced more selling activity at current price levels, which could suggest a bearish outlook. If the trend of increased selling continues, it may result in further price declines for the stock.

Recommendation changes over time:

Recommendations trend for POONAWALLA
Recommendations trend for POONAWALLA


Analysts have been favoring Poonawalla Fincorp Limited with a buy bias recently, signaling a promising investment opportunity. This optimistic outlook may attract more investors, positioning Poonawalla Fincorp Limited as a desirable option for those seeking to invest their money in a stable, profitable company with strong growth potential.