Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Poonawalla Fincorp Limited, a non-banking finance company, provides asset finance services in India. The company offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, and other short term finance; loan against property; and cars, medical equipment, and machinery loans. It also offers supply chain financing, merchant cash advance, digital consumption loan, digital consumer financing, and auto leasing services. In addition, the company offers insurance products. Poonawalla Fincorp Limited was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. The company was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.

Revenue projections:

Revenue projections for POONAWALLA
Revenue projections for POONAWALLA

POONAWALLA's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 46.679000
forwardPE 22.366577
debtToEquity 319.070000
earningsGrowth -0.810000
revenueGrowth -0.137000
grossMargins 1.000000
operatingMargins 0.145930
trailingEps -1.290000
forwardEps 0.000000

POONAWALLA's current ratio, being 46.679, means the company is well-positioned to meet its short-term debt obligations. This reflects POONAWALLA's strong liquidity, as its cash reserves and current assets provide more than enough coverage for its immediate liabilities.
POONAWALLA's Forward PE ratio is favorable, indicating that the stock price is well-positioned in relation to its earnings. It is not overpriced, leaving room for growth, which makes it a solid option for investors seeking both stability and future appreciation.
POONAWALLA's elevated debt-to-equity ratio reflects a high level of debt relative to equity, signaling that the company is heavily leveraged. This reliance on debt could increase financial risk in periods of economic uncertainty.
POONAWALLA's low growth in earnings and revenue points to a likely reduction in profits. This signals a weakening financial performance, indicating the company might face difficulties in staying profitable.
Poonawalla Fincorp Limited's negative gross and operating margins indicate that the company is not generating profit from either production or day-to-day operations. This could suggest cost overruns or declining revenue, impacting its financial stability.

Price projections:

Price projections for POONAWALLA
Price projections for POONAWALLA



Insider Transactions:

Insider Transactions for POONAWALLA
Insider Transactions for POONAWALLA


13 buy transactions of POONAWALLA stock were completed, with market price at 344.11922748272235.During the period under consideration, there were no buy transactions.POONAWALLA's current price levels are experiencing more selling activity, which could signal bearish sentiment. If this trend continues, it may lead to further price declines, as increased selling pressure typically indicates investor concerns about the stock's future performance.

Recommendation changes over time:

Recommendations trend for POONAWALLA
Recommendations trend for POONAWALLA


With analysts showing a buy bias for POONAWALLA, investors may be more inclined to see the stock as an attractive investment. The favorable outlook could spur increased interest, positioning POONAWALLA as a safe and profitable place for investors to allocate their funds and seek growth.