Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Poonawalla Fincorp Limited, a non-banking finance company, provides asset finance services in India. The company offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, and other short term finance; loan against property; and cars, medical equipment, and machinery loans. It also offers supply chain financing, merchant cash advance, digital consumption loan, digital consumer financing, and auto leasing services. In addition, the company offers insurance products. Poonawalla Fincorp Limited was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. The company was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.

Revenue projections:

Revenue projections for POONAWALLA
Revenue projections for POONAWALLA

Investors may react cautiously to news that Poonawalla Fincorp Limited's revenues are forecasted to be lower than last year's. Such declines are likely to have a negative effect on the company's bottom line, which can lead to concerns about profitability and hinder investor confidence in the company's future performance.

Financial Ratios:

currentRatio 46.679000
forwardPE 19.412218
debtToEquity 319.070000
earningsGrowth -0.810000
revenueGrowth -0.137000
grossMargins 1.000000
operatingMargins 0.145930
trailingEps -1.290000
forwardEps 0.000000

With a current ratio 46.679, POONAWALLA demonstrates the ability to service its short-term debt without difficulty. The company's strong cash reserves and current assets ensure that it can meet its liabilities, reflecting financial stability and healthy liquidity.
POONAWALLA's Forward PE ratio is favorable, indicating that the stock price is well-positioned in relation to its earnings. It is not overpriced, leaving room for growth, which makes it a solid option for investors seeking both stability and future appreciation.
POONAWALLA's high debt-to-equity ratio indicates the company is using significant leverage, relying more on debt to finance its operations. This can lead to higher risk, especially if profitability falters or economic conditions worsen.
POONAWALLA's low growth in both earnings and revenue indicates the company's profits may decrease. This trend could signal a downturn in financial performance, suggesting that POONAWALLA might struggle to maintain its current profit levels.
POONAWALLA's negative gross and operating margins highlight that the company is incurring losses, unable to generate profit from production or operations. This could be a sign of rising costs or declining revenues, impacting its financial outlook.

Price projections:

Price projections for POONAWALLA
Price projections for POONAWALLA



Insider Transactions:

Insider Transactions for POONAWALLA
Insider Transactions for POONAWALLA


13 transactions to buy Poonawalla Fincorp Limited shares were recorded, with market price at 344.11922748272235.The period under consideration saw no buy transactions.More sells than buys at POONAWALLA's current price levels suggest potential weakness. If this trend continues, the stock may experience further price declines as selling pressure increases.

Recommendation changes over time:

Recommendations trend for POONAWALLA
Recommendations trend for POONAWALLA


Analysts have shown a buy bias for Poonawalla Fincorp Limited, signaling it as a strong investment choice. This positive outlook could motivate investors to allocate funds to Poonawalla Fincorp Limited, seeing it as a reliable and potentially profitable option, especially in an environment where the stock market is highly scrutinized.