Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Poonawalla Fincorp Limited, a non-banking finance company, provides asset finance services in India. The company offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, and other short term finance; loan against property; and cars, medical equipment, and machinery loans. It also offers supply chain financing, merchant cash advance, digital consumption loan, digital consumer financing, and auto leasing services. In addition, the company offers insurance products. Poonawalla Fincorp Limited was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. The company was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.

Revenue projections:

Revenue projections for POONAWALLA
Revenue projections for POONAWALLA

The projected decline in Poonawalla Fincorp Limited's revenues compared to last year is expected to make investors cautious. A drop in revenue often has a direct negative effect on the company's bottom line, signaling potential challenges that could undermine investor confidence and reduce overall profitability.

Financial Ratios:

currentRatio 1049.45000
forwardPE 26.82000
debtToEquity 364.41400
earningsGrowth 0.00000
revenueGrowth 0.61300
grossMargins 0.99928
operatingMargins 0.15289
trailingEps 2.80000
forwardEps 0.00000

POONAWALLA's current ratio of 1049.45 highlights the company's solid liquidity, indicating that it can easily service its short-term debt. POONAWALLA's ample cash reserves and current assets ensure that the company is well-positioned to meet its immediate financial liabilities.
Poonawalla Fincorp Limited's Forward PE is in a reasonable range, indicating the stock is priced well relative to its earnings. The stock isn't overpriced, which leaves room for future growth, making it an attractive option for investors seeking value and long-term gains.
Poonawalla Fincorp Limited's elevated debt-to-equity ratio shows that the company is relying heavily on debt to fund its activities. This high leverage can amplify returns but also heightens financial risks if cash flow becomes constrained.

Price projections:

Price projections for POONAWALLA
Price projections for POONAWALLA

Over time, price projections for POONAWALLA have been gradually revised upward, reflecting increasing optimism about the company's future performance. This trend suggests analysts are growing more confident in POONAWALLA's ability to deliver strong results and achieve higher market value.

Insider Transactions:

Insider Transactions for POONAWALLA
Insider Transactions for POONAWALLA


13 POONAWALLA stock purchases took place, with market price of 344.11922748272235.The period under consideration saw no buy transactions.POONAWALLA's current price levels are experiencing more selling than buying, which may suggest further declines. If the trend persists, it could lead to a continued downward trajectory as investors lose confidence in the stock's future performance.

Recommendation changes over time:

Recommendations trend for POONAWALLA
Recommendations trend for POONAWALLA


Analysts have shown a sell bias toward POONAWALLA, recommending caution for investors. To make sound decisions, it's important to consider a broader base of market indicators, providing a fuller picture of POONAWALLA's outlook and avoiding overreliance on one specific viewpoint.