Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance Brokers

PB Fintech Limited operates an online platform for insurance and lending products in India and internationally. It operates through two segments Insurance Services and Other Services. The company offers Policybazaar, an online platform to buy and sell insurance products, such as health, term, motor, and travel insurance products; savings and investment products; and B2B offerings for consumers and insurance partners. It also provides Paisabazaar, an independent digital lending platform that enables consumers to compare, choose, and apply for personal credit products, including personal, business, and home loans, as well as credit cards and loans against property. In addition, the company offers call center and online healthcare related services; online marketing, consulting, and support services; and support services in motor vehicle claims and related assistance, as well as engages in the online, offline, and direct marketing of insurance products. PB Fintech Limited was incorporated in 2008 and is based in Gurugram, India.

Revenue projections:

Revenue projections for POLICYBZR
Revenue projections for POLICYBZR

Revenues for PB Fintech Limited are forecasted to decline from last year's levels, prompting caution among investors. When revenues fall, it can have a significant negative impact on the company's bottom line, reducing profitability and making the stock less attractive to risk-averse investors.

Financial Ratios:

currentRatio 5.12900
forwardPE 73.71763
debtToEquity 5.00500
earningsGrowth 1.80200
revenueGrowth 0.38400
grossMargins 0.60647
operatingMargins 0.05289
trailingEps 7.61000
forwardEps 0.00000

PB Fintech Limited's current ratio, being 5.129, demonstrates that the company has the liquidity necessary to service its short-term debt. With strong cash reserves and current assets, PB Fintech Limited is well-equipped to meet its immediate financial obligations without any difficulties.
POLICYBZR's forward PE being elevated could limit price appreciation and heighten the risk of a correction. Investors need to carefully assess this parameter in combination with other fundamentals to determine whether the stock is overvalued.
POLICYBZR's positive earnings and revenue growth suggest the company is on a path to business expansion. This upward trend signals strong financial health, indicating that POLICYBZR is well-positioned for sustained growth in both profits and revenue.

Recommendation changes over time:

Recommendations trend for POLICYBZR
Recommendations trend for POLICYBZR


PB Fintech Limited has received no definitive buy or sell ratings from analysts, presenting a mixed outlook for the stock. This uncertainty could leave investors hesitant, prompting them to consider other market indicators before making any investment decisions.