Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance Brokers

PB Fintech Limited operates an online platform for insurance and lending products in India and internationally. It operates through two segments Insurance Services and Other Services. The company offers Policybazaar, an online platform to buy and sell insurance products, such as health, term, motor, and travel insurance products; savings and investment products; and B2B offerings for consumers and insurance partners. It also provides Paisabazaar, an independent digital lending platform that enables consumers to compare, choose, and apply for personal credit products, including personal, business, and home loans, as well as credit cards and loans against property. In addition, the company offers call center and online healthcare related services; online marketing, consulting, and support services; and support services in motor vehicle claims and related assistance, as well as engages in the online, offline, and direct marketing of insurance products. PB Fintech Limited was incorporated in 2008 and is based in Gurugram, India.

Revenue projections:

Revenue projections for POLICYBZR
Revenue projections for POLICYBZR

PB Fintech Limited's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 4.10900
forwardPE 76.14636
debtToEquity 4.85900
earningsGrowth 1.65100
revenueGrowth 0.38200
grossMargins 0.62387
operatingMargins 0.03964
trailingEps 9.89000
forwardEps 0.00000

POLICYBZR's current ratio being 4.109 suggests that the company has no issue servicing its short-term debt. Its strong liquidity position, supported by sufficient cash reserves and current assets, ensures that POLICYBZR can meet its financial obligations with ease.
POLICYBZR's forward PE being elevated could limit price appreciation and heighten the risk of a correction. Investors need to carefully assess this parameter in combination with other fundamentals to determine whether the stock is overvalued.
POLICYBZR's positive earnings and revenue growth signal the company's business is on track for further expansion. These strong financial trends suggest that POLICYBZR will continue to grow its operations, driven by increasing profits and revenue.

Price projections:

Price projections for POLICYBZR
Price projections for POLICYBZR

The stock price of POLICYBZR has frequently been close to the lower end of analysts' projections. This trend indicates potential struggles for the company in achieving the growth anticipated by the market.

Recommendation changes over time:

Recommendations trend for POLICYBZR
Recommendations trend for POLICYBZR


Analysts have maintained a buy bias for POLICYBZR, which could prompt investors to consider the stock as a viable investment. With this positive outlook, POLICYBZR is positioned as an attractive option for those looking to park their money in a stable and potentially lucrative company.