Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance Brokers

PB Fintech Limited operates an online platform for insurance and lending products in India and internationally. It operates through two segments Insurance Services and Other Services. The company offers Policybazaar, an online platform to buy and sell insurance products, such as health, term, motor, and travel insurance products; savings and investment products; and B2B offerings for consumers and insurance partners. It also provides Paisabazaar, an independent digital lending platform that enables consumers to compare, choose, and apply for personal credit products, including personal, business, and home loans, as well as credit cards and loans against property. In addition, the company offers call center and online healthcare related services; online marketing, consulting, and support services; and support services in motor vehicle claims and related assistance, as well as engages in the online, offline, and direct marketing of insurance products. PB Fintech Limited was incorporated in 2008 and is based in Gurugram, India.

Revenue projections:

Revenue projections for POLICYBZR
Revenue projections for POLICYBZR

With POLICYBZR's revenues forecasted to be lower than last year's, investors are expected to be cautious. A decline in revenue typically harms the company's bottom line, reducing profitability and making investors less confident about the company's ability to sustain its financial health.

Financial Ratios:

currentRatio 4.109000
forwardPE 69.992004
debtToEquity 4.859000
earningsGrowth 1.651000
revenueGrowth 0.382000
grossMargins 0.623870
operatingMargins 0.039640
trailingEps 10.040000
forwardEps 23.915590

PB Fintech Limited's current ratio of 4.109 highlights the company's solid liquidity, indicating that it can easily service its short-term debt. PB Fintech Limited's ample cash reserves and current assets ensure that the company is well-positioned to meet its immediate financial liabilities.
PB Fintech Limited's elevated forward PE ratio indicates that the stock may face limited price growth and is at risk for a correction. Investors should consider this metric alongside other fundamentals to accurately assess the stock's valuation.
With positive growth in both earnings and revenue, PB Fintech Limited is expected to grow its business. These indicators highlight a strong financial outlook, with the company on track for continued expansion and increasing profitability.
POLICYBZR's forward EPS is higher than its trailing EPS, which signals that the company is expected to achieve greater profitability this financial year. This suggests improved earnings performance, indicating a positive outlook for POLICYBZR's financial growth.

Price projections:

Price projections for POLICYBZR
Price projections for POLICYBZR

POLICYBZR's price projections have gradually increased over time, indicating that analysts are becoming more optimistic about the company's prospects. This suggests confidence in POLICYBZR's ability to achieve future growth.

Recommendation changes over time:

Recommendations trend for POLICYBZR
Recommendations trend for POLICYBZR


POLICYBZR has been receiving a buy bias from analysts, signaling strong confidence in the stock's future performance. This positive outlook might drive investors to view POLICYBZR as an attractive option for their portfolios, positioning the company as a stable and profitable investment choice.