Overall Fundamental outlook

Business Operations:

Sector: Technology
Industry: Software - Infrastructure

One97 Communications Limited provides payment, commerce and cloud, and financial services to consumers and merchants in India, the United Arab Emirates, Saudi Arabia, and Singapore. The company provides payment and financial services, which primarily includes payment facilitator services, facilitation of consumer and merchant lending to consumers and merchants, wealth management, etc. It also offers commerce and cloud services, including aggregator for digital products; ticketing services for travel and entertainment; and providing voice and messaging platforms to the telecom operators, enterprise customers, and other businesses, etc. In addition, the company provides digital recharge, utility bills, education and money transfers, and online payment gateways, as well as offline payment modes through QR codes, soundbox, and card machines; digital distribution of credit, insurance, mutual funds distribution, and equity broking; and distribution of credit cards. Further, it offers mobile credit, lending, insurance, and wealth management for consumers and merchants; marketing services including selling of tickets, deals, and gift vouchers to customers; advertising; and loyalty solutions, as well as operates technology platform for origination, loan management, and collection for credit access. One97 Communications Limited was incorporated in 2000 and is headquartered in Noida, India.

Revenue projections:

Revenue projections for PAYTM
Revenue projections for PAYTM

PAYTM's revenue is forecasted to dip below last year's figures, raising concerns for investors who are typically wary of declining financial performance. Such drops can directly affect the company's bottom line, potentially leading to a decrease in overall profitability, making investors more cautious in their decisions.

Financial Ratios:

currentRatio 2.762000
forwardPE 40.528038
debtToEquity 1.070000
earningsGrowth 0.000000
revenueGrowth -0.157000
grossMargins 0.215580
operatingMargins -0.124980
trailingEps -10.370000
forwardEps -4.930000

The current ratio for PAYTM is 2.762, indicating that the company can service its short-term debt using available cash and assets. This suggests PAYTM has strong liquidity, with more than enough resources to meet its immediate financial commitments.
One97 Communications Limited's low earnings and revenue growth highlight a potential decline in profitability. This suggests that the company's financial health may be weakening, and profits could shrink as a result.

Price projections:

Price projections for PAYTM
Price projections for PAYTM

The price of PAYTM has repeatedly been close to the lower limit of price projections. This trend suggests that the stock may be underperforming, raising concerns among investors about future performance.

Recommendation changes over time:

Recommendations trend for PAYTM
Recommendations trend for PAYTM


One97 Communications Limited has been receiving a buy bias from analysts, indicating confidence in its investment potential. This could drive more investors to view One97 Communications Limited as a reliable choice for their money, offering a promising avenue for future growth and financial gains.