Overall Fundamental outlook

Business Operations:

Sector: Technology
Industry: Software - Infrastructure

One97 Communications Limited provides payment, commerce and cloud, and financial services to consumers and merchants in India, the United Arab Emirates, Saudi Arabia, and Singapore. The company provides payment and financial services, which primarily includes payment facilitator services, facilitation of consumer and merchant lending to consumers and merchants, wealth management, etc. It also offers commerce and cloud services, including aggregator for digital products; ticketing services for travel and entertainment; and providing voice and messaging platforms to the telecom operators, enterprise customers, and other businesses, etc. In addition, the company provides digital recharge, utility bills, education and money transfers, and online payment gateways, as well as offline payment modes through QR codes, soundbox, and card machines; digital distribution of credit, insurance, mutual funds distribution, and equity broking; and distribution of credit cards. Further, it offers mobile credit, lending, insurance, and wealth management for consumers and merchants; marketing services including selling of tickets, deals, and gift vouchers to customers; advertising; and loyalty solutions, as well as operates technology platform for origination, loan management, and collection for credit access. One97 Communications Limited was incorporated in 2000 and is headquartered in Noida, India.

Revenue projections:

Revenue projections for PAYTM
Revenue projections for PAYTM

One97 Communications Limited's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 2.477000
forwardPE 50.623753
debtToEquity 1.045000
earningsGrowth -0.978000
revenueGrowth 0.242000
grossMargins 0.325700
operatingMargins 0.001940
trailingEps -9.570000
forwardEps 22.495370

One97 Communications Limited's current ratio of 2.477 reflects its strong liquidity position. The company has enough cash reserves and current assets to service its short-term debt obligations, signaling that One97 Communications Limited is financially well-prepared to meet its liabilities without difficulty.
PAYTM's high forward PE suggests the stock may be overvalued, which could prevent further price gains and lead to a correction. This parameter should be carefully evaluated in context with other fundamental data to ensure a balanced view.
PAYTM's low earnings and revenue growth suggest that the company may face shrinking profits. This could indicate underlying financial challenges, making it difficult for PAYTM to sustain its current profitability.
PAYTM's negative gross and operating margins suggest that the company is currently losing money, unable to generate profit from production or operations. This could signal inefficiencies in cost control or a drop in sales.

Price projections:

Price projections for PAYTM
Price projections for PAYTM

PAYTM's price projections have been consistently revised upward, suggesting that analysts are becoming increasingly optimistic about the company's future. This trend reflects confidence in PAYTM's ability to achieve strong financial results.

Recommendation changes over time:

Recommendations trend for PAYTM
Recommendations trend for PAYTM


Recent analysis shows a strong buy bias for PAYTM, encouraging investors to view it as a solid investment option. The positive sentiment surrounding PAYTM suggests it could be an attractive place to allocate funds, motivating potential investors to consider the stock as a valuable part of their portfolio.