Overall Fundamental outlook

Business Operations:

Sector: Technology
Industry: Software - Infrastructure

One97 Communications Limited provides payment, commerce and cloud, and financial services to consumers and merchants in India, the United Arab Emirates, Saudi Arabia, and Singapore. The company provides payment and financial services, which primarily includes payment facilitator services, facilitation of consumer and merchant lending to consumers and merchants, wealth management, etc. It also offers commerce and cloud services, including aggregator for digital products; ticketing services for travel and entertainment; and providing voice and messaging platforms to the telecom operators, enterprise customers, and other businesses, etc. In addition, the company provides digital recharge, utility bills, education and money transfers, and online payment gateways, as well as offline payment modes through QR codes, soundbox, and card machines; digital distribution of credit, insurance, mutual funds distribution, and equity broking; and distribution of credit cards. Further, it offers mobile credit, lending, insurance, and wealth management for consumers and merchants; marketing services including selling of tickets, deals, and gift vouchers to customers; advertising; and loyalty solutions, as well as operates technology platform for origination, loan management, and collection for credit access. One97 Communications Limited was incorporated in 2000 and is headquartered in Noida, India.

Revenue projections:

Revenue projections for PAYTM
Revenue projections for PAYTM

One97 Communications Limited's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 50.212143
debtToEquity 1.070000
earningsGrowth 0.000000
revenueGrowth 0.277000
grossMargins 0.293810
operatingMargins -0.036610
trailingEps 4.740000
forwardEps -4.930000

PAYTM's forward PE is too high, signaling potential overvaluation. This could cap future price increases and trigger a correction. Investors should carefully analyze this metric along with other fundamental indicators before making investment decisions.
PAYTM's forward EPS being less than trailing EPS suggests the company may see a drop in profitability this year. This signals potential financial challenges and a less optimistic outlook for earnings growth.

Price projections:

Price projections for PAYTM
Price projections for PAYTM

PAYTM's price projections have been revised upward over time, suggesting that analysts are becoming more confident in the company's future. This trend points to increased optimism about PAYTM's ability to grow.

Recommendation changes over time:

Recommendations trend for PAYTM
Recommendations trend for PAYTM


The analysts' mixed ratings for One97 Communications Limited indicate no clear guidance on whether to buy or sell. Investors may need to explore other data points or wait for more concrete market signals before taking any decisive action regarding One97 Communications Limited.