Overall Fundamental outlook

Business Operations:

Sector: Technology
Industry: Software - Infrastructure

Oracle Financial Services Software Limited, together with its subsidiaries, provides information technology (IT) solutions and business processing services to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services. The company offers Oracle FLEXCUBE; Oracle FLEXCUBE Investor Servicing; Oracle Banking Digital Experience; Oracle Financial Services Lending and Leasing; and Oracle Banking APIs. It provides Oracle FLEXCUBE Universal Banking; Oracle Banking Platform; Oracle Banking Enterprise Limits and Collateral Management; Oracle FLEXCUBE for Islamic banking and microfinance; Oracle Banking Branch; Oracle Banking Origination; Oracle Banking Cash Management; Oracle Banking Liquidity Management; Oracle Banking Corporate Lending; Oracle Banking Supply Chain Finance; Oracle Banking Trade Finance; Oracle Banking Treasury Management; Oracle Banking Virtual Account Management; Oracle Banking Payments; and Oracle Banking Credit Facilities Process Management, as well as Asset Finance, Oracle Banking Collections and Recovery, Oracle Enterprise Default Management, and Oracle Documaker. In addition, the company offers Oracle Financial Services Data Management Solutions, as well as cloud infrastructure, human capital management, and data management for financial services; and bancassurance solutions. Further, it provides a suite of industry applications catering to the areas of risk, finance, treasury, front office, regulatory reporting, and compliance; and Oracle Finergy that enables financial services enterprises to drive simplicity using technology, as well as consulting and business process services business. The company was incorporated in 1989 and is headquartered in Mumbai, India. Oracle Financial Services Software Limited operates as a subsidiary of Oracle Global (Mauritius) Limited.

Revenue projections:

Revenue projections for OFSS
Revenue projections for OFSS

With Oracle Financial Services Software Limited's revenues forecasted to be lower than last year's, investors are expected to be cautious. A decline in revenue typically harms the company's bottom line, reducing profitability and making investors less confident about the company's ability to sustain its financial health.

Financial Ratios:

currentRatio 6.904000
forwardPE 26.130146
debtToEquity 0.545000
earningsGrowth 0.148000
revenueGrowth 0.045000
grossMargins 0.531940
operatingMargins 0.435700
trailingEps 272.430000
forwardEps 261.000000

OFSS's current ratio is 6.904, showing the company's capacity to service its short-term debt through its cash reserves and current assets. This is a positive indicator of liquidity, suggesting OFSS has no trouble covering its short-term financial obligations.
OFSS's Forward PE being in a good range suggests that its stock price is aligned well with earnings. The stock is not considered overpriced, offering room for future growth, which makes it an appealing investment opportunity with the potential for value appreciation.
With positive gross and operating margins, OFSS demonstrates its profitability and efficiency. These metrics show that the company is managing costs well while generating strong revenue, highlighting robust financial health.
Oracle Financial Services Software Limited's forward EPS is lower than its trailing EPS, indicating the company may experience reduced profitability. This signals that the company's earnings growth could slow down in the near future.

Price projections:

Price projections for OFSS
Price projections for OFSS



Insider Transactions:

Insider Transactions for OFSS
Insider Transactions for OFSS


OFSS saw 15 transactions in which shares were sold with market price at 10925.0900390625.Oracle Financial Services Software Limited had 1 buy transactions while market price was at 10944.150390625 per share.The transactions conducted by insiders don't suggest any significant movement or clear trend, leaving the overall direction of the company uncertain.

Recommendation changes over time:

Recommendations trend for OFSS
Recommendations trend for OFSS


The recent buy bias for OFSS from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see OFSS as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.