Overall Fundamental outlook

Business Operations:

Sector: Technology
Industry: Software - Infrastructure

Oracle Financial Services Software Limited, together with its subsidiaries, provides information technology (IT) solutions and business processing services to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services. The company offers Oracle FLEXCUBE; Oracle FLEXCUBE Investor Servicing; Oracle Banking Digital Experience; Oracle Financial Services Lending and Leasing; and Oracle Banking APIs. It provides Oracle FLEXCUBE Universal Banking; Oracle Banking Platform; Oracle Banking Enterprise Limits and Collateral Management; Oracle FLEXCUBE for Islamic banking and microfinance; Oracle Banking Branch; Oracle Banking Origination; Oracle Banking Cash Management; Oracle Banking Liquidity Management; Oracle Banking Corporate Lending; Oracle Banking Supply Chain Finance; Oracle Banking Trade Finance; Oracle Banking Treasury Management; Oracle Banking Virtual Account Management; Oracle Banking Payments; and Oracle Banking Credit Facilities Process Management, as well as Asset Finance, Oracle Banking Collections and Recovery, Oracle Enterprise Default Management, and Oracle Documaker. In addition, the company offers Oracle Financial Services Data Management Solutions, as well as cloud infrastructure, human capital management, and data management for financial services; and bancassurance solutions. Further, it provides a suite of industry applications catering to the areas of risk, finance, treasury, front office, regulatory reporting, and compliance; and Oracle Finergy that enables financial services enterprises to drive simplicity using technology, as well as consulting and business process services business. The company was incorporated in 1989 and is headquartered in Mumbai, India. Oracle Financial Services Software Limited operates as a subsidiary of Oracle Global (Mauritius) Limited.

Revenue projections:

Revenue projections for OFSS
Revenue projections for OFSS

Oracle Financial Services Software Limited's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 5.613000
forwardPE 25.001549
debtToEquity 0.461000
earningsGrowth -0.055000
revenueGrowth 0.069000
grossMargins 0.527510
operatingMargins 0.412960
trailingEps 271.320000
forwardEps 261.000000

OFSS's current ratio of 5.613 reflects its strong liquidity position. The company has enough cash reserves and current assets to service its short-term debt obligations, signaling that OFSS is financially well-prepared to meet its liabilities without difficulty.
OFSS's Forward PE is well-positioned, indicating the stock price is favorable compared to its earnings. This suggests the stock is not overpriced and offers room for growth, making it an attractive option for investors looking for future value appreciation.
OFSS's low earnings and revenue growth indicate potential profit shrinkage. This suggests that the company's financial performance may be weakening, raising concerns about its future profitability and overall business outlook.
OFSS's positive gross and operating margins suggest the company is performing profitably. These margins reflect efficient cost management and strong revenue generation, signaling healthy financial performance and operational effectiveness.
With Oracle Financial Services Software Limited's forward EPS lower than its trailing EPS, the company is expected to experience a drop in profitability. This suggests a potential slowdown in financial performance compared to the previous year.

Price projections:

Price projections for OFSS
Price projections for OFSS

Over time, OFSS's price projections have been revised higher, signaling growing confidence in the company's future. This upward trend suggests analysts anticipate strong performance and increased market value for OFSS.

Insider Transactions:

Insider Transactions for OFSS
Insider Transactions for OFSS


2 sales transactions of OFSS were conducted, with market price at 12061.125.There were no sell transactions throughout the period under consideration.Investors are purchasing Oracle Financial Services Software Limited more frequently than selling it near the current price levels, which might point to a bullish sentiment. This pattern could be interpreted as a favorable outlook for the stock's future.

Recommendation changes over time:

Recommendations trend for OFSS
Recommendations trend for OFSS


The recent buy bias for Oracle Financial Services Software Limited from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see Oracle Financial Services Software Limited as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.