Overall Fundamental outlook

Business Operations:

Sector: Technology
Industry: Software - Infrastructure

Oracle Financial Services Software Limited, together with its subsidiaries, provides information technology (IT) solutions and business processing services to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services. The company offers Oracle FLEXCUBE; Oracle FLEXCUBE Investor Servicing; Oracle Banking Digital Experience; Oracle Financial Services Lending and Leasing; and Oracle Banking APIs. It provides Oracle FLEXCUBE Universal Banking; Oracle Banking Platform; Oracle Banking Enterprise Limits and Collateral Management; Oracle FLEXCUBE for Islamic banking and microfinance; Oracle Banking Branch; Oracle Banking Origination; Oracle Banking Cash Management; Oracle Banking Liquidity Management; Oracle Banking Corporate Lending; Oracle Banking Supply Chain Finance; Oracle Banking Trade Finance; Oracle Banking Treasury Management; Oracle Banking Virtual Account Management; Oracle Banking Payments; and Oracle Banking Credit Facilities Process Management, as well as Asset Finance, Oracle Banking Collections and Recovery, Oracle Enterprise Default Management, and Oracle Documaker. In addition, the company offers Oracle Financial Services Data Management Solutions, as well as cloud infrastructure, human capital management, and data management for financial services; and bancassurance solutions. Further, it provides a suite of industry applications catering to the areas of risk, finance, treasury, front office, regulatory reporting, and compliance; and Oracle Finergy that enables financial services enterprises to drive simplicity using technology, as well as consulting and business process services business. The company was incorporated in 1989 and is headquartered in Mumbai, India. Oracle Financial Services Software Limited operates as a subsidiary of Oracle Global (Mauritius) Limited.

Revenue projections:

Revenue projections for OFSS
Revenue projections for OFSS

OFSS's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 6.904000
forwardPE 28.240156
debtToEquity 0.545000
earningsGrowth 0.148000
revenueGrowth 0.045000
grossMargins 0.531940
operatingMargins 0.435700
trailingEps 272.470000
forwardEps 261.000000

OFSS's current ratio of 6.904 shows that the company has ample resources to service its short-term debt. This indicates a solid financial position, as OFSS can rely on its cash reserves and current assets to cover its immediate liabilities without strain.
OFSS's Forward PE ratio is in a good range, reflecting a reasonable balance between stock price and earnings. The stock is not overpriced, leaving room for growth, which suggests potential for investors looking to capitalize on future value appreciation.
Oracle Financial Services Software Limited's positive gross and operating margins indicate healthy profitability. These margins reflect the company's ability to generate income efficiently from its operations, signaling strong financial performance and effective cost management.
OFSS's forward EPS falling below its trailing EPS suggests the company is expected to be less profitable this year. This signals a potential decline in earnings, which may raise concerns about OFSS's financial future.

Price projections:

Price projections for OFSS
Price projections for OFSS



Insider Transactions:

Insider Transactions for OFSS
Insider Transactions for OFSS


14 Oracle Financial Services Software Limited transactions were recorded, when the market price was 11114.710728236607.1 separate transactions to buy OFSS were completed, while market price hovered around 10944.150390625.The insider transaction data does not present a strong trend, leaving ambiguity about the company’s overall strategic or financial direction.

Recommendation changes over time:

Recommendations trend for OFSS
Recommendations trend for OFSS


Analysts' buy bias toward Oracle Financial Services Software Limited suggests the stock is seen as a solid investment, potentially motivating investors to consider it for their portfolios. With this positive outlook, Oracle Financial Services Software Limited is likely to be viewed as a secure place to allocate funds, driving further interest in the stock.