Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Muthoot Finance Limited, a non-banking financing company, primarily engages in the provision of gold loan in India. The company offers personal and business loans secured by gold jewelry, or gold loans primarily to individuals and micro finance. It also provides housing finance, gold coins, money transfer, and foreign exchange services; mutual funds and non-convertible debentures; health, home, vehicle, life, and travel insurance products; and vehicle, corporate, and SME loans; as well as offers banking services. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.

Revenue projections:

Revenue projections for MUTHOOTFIN
Revenue projections for MUTHOOTFIN

Investors are expected to be cautious with MUTHOOTFIN, as its revenues are projected to fall compared to last year. A decline in revenue often results in a negative impact on profitability, prompting concerns about the company's financial stability and making investors more conservative in their approach.

Financial Ratios:

currentRatio 134.305000
forwardPE 13.237728
debtToEquity 306.360000
earningsGrowth 0.286000
revenueGrowth 0.244000
grossMargins 1.000000
operatingMargins 0.658790
trailingEps 124.310000
forwardEps 52.900000

With a current ratio of 134.305, MUTHOOTFIN has the liquidity needed to easily service its short-term debt. The company's cash reserves and current assets are sufficient, indicating that MUTHOOTFIN is in a strong position to meet its immediate financial obligations without difficulty.
MUTHOOTFIN's Forward PE is at a healthy level, meaning the stock price is aligned favorably with earnings. This suggests that the stock isn't overpriced, providing room for growth and making it an appealing option for investors looking to capitalize on potential future gains.
Muthoot Finance Limited's elevated debt-to-equity ratio suggests the company is leveraging debt heavily, increasing its financial risk. While this can support growth, it could also lead to challenges if the company's profitability or cash flow weakens.
With positive growth in both earnings and revenue, MUTHOOTFIN is expected to grow its business. These indicators highlight a strong financial outlook, with the company on track for continued expansion and increasing profitability.
MUTHOOTFIN's positive gross and operating margins highlight its strong profitability. The company's ability to control costs while generating revenue indicates efficient operations and a healthy financial position.
MUTHOOTFIN's forward EPS being lower than its trailing EPS suggests that the company is expected to see a decline in profitability. This signals that the company may face a challenging financial year ahead.

Price projections:

Price projections for MUTHOOTFIN
Price projections for MUTHOOTFIN

MUTHOOTFIN's stock price has consistently been near the lower edge of expected values, indicating potential struggles in meeting growth projections. This trend may reflect a cautious market sentiment toward the company.

Insider Transactions:

Insider Transactions for MUTHOOTFIN
Insider Transactions for MUTHOOTFIN


4 transactions were made to sell MUTHOOTFIN shares, with market price of 1540.8374938964844.During the review period, no sell transactions were executed.Investors have been purchasing MUTHOOTFIN more than selling it at current price levels, which may reflect optimism. This pattern suggests that the market expects favorable outcomes for the stock, leading to increased buying interest.

Recommendation changes over time:

Recommendations trend for MUTHOOTFIN
Recommendations trend for MUTHOOTFIN


Muthoot Finance Limited has garnered a buy bias from analysts recently, suggesting the stock is a good investment opportunity. This may lead to increased investor interest, as Muthoot Finance Limited is seen as a reliable place to park money for those looking to benefit from potential market gains and company growth.