Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Muthoot Finance Limited, a non-banking financing company, primarily engages in the provision of gold loan in India. The company offers personal and business loans secured by gold jewelry, or gold loans primarily to individuals and micro finance. It also provides housing finance, gold coins, money transfer, and foreign exchange services; mutual funds and non-convertible debentures; health, home, vehicle, life, and travel insurance products; and vehicle, corporate, and SME loans; as well as offers banking services. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.

Revenue projections:

Revenue projections for MUTHOOTFIN
Revenue projections for MUTHOOTFIN

Revenues for MUTHOOTFIN are forecasted to decline from last year's levels, prompting caution among investors. When revenues fall, it can have a significant negative impact on the company's bottom line, reducing profitability and making the stock less attractive to risk-averse investors.

Financial Ratios:

currentRatio 125.102000
forwardPE 15.649604
debtToEquity 367.438000
earningsGrowth 0.904000
revenueGrowth 0.635000
grossMargins 1.000000
operatingMargins 0.734610
trailingEps 182.570000
forwardEps 52.900000

With a current ratio of 125.102, MUTHOOTFIN has the liquidity needed to easily service its short-term debt. The company's cash reserves and current assets are sufficient, indicating that MUTHOOTFIN is in a strong position to meet its immediate financial obligations without difficulty.
Muthoot Finance Limited's Forward PE being in a good range suggests that its stock price is aligned well with earnings. The stock is not considered overpriced, offering room for future growth, which makes it an appealing investment opportunity with the potential for value appreciation.
MUTHOOTFIN's high debt-to-equity ratio shows the company is significantly leveraged, relying heavily on debt financing. This raises the potential for increased financial risk, especially if the company's earnings or cash flow are negatively impacted.
Muthoot Finance Limited's positive earnings and revenue growth signal that the company is expected to expand its business. The company's increasing profits and sales reflect strong financial health, suggesting continued growth and success in the coming periods.
With positive gross and operating margins, Muthoot Finance Limited demonstrates strong profitability. This reflects the company's ability to manage costs and maintain healthy profits, showcasing effective operational efficiency and financial stability.
MUTHOOTFIN's forward EPS being lower than its trailing EPS suggests the company is expected to see reduced profitability in the current financial year compared to the previous one. This signals a potential decline in earnings, raising concerns about future financial performance.

Price projections:

Price projections for MUTHOOTFIN
Price projections for MUTHOOTFIN

Over time, price projections for Muthoot Finance Limited have risen steadily, pointing to growing optimism among analysts about the company's future. This upward trend suggests a positive outlook for Muthoot Finance Limited's continued growth.

Recommendation changes over time:

Recommendations trend for MUTHOOTFIN
Recommendations trend for MUTHOOTFIN


A recent buy bias from analysts toward MUTHOOTFIN indicates strong confidence in the stock's future performance. This could encourage investors to park their money in MUTHOOTFIN, viewing it as a stable and potentially rewarding investment opportunity with promising long-term growth prospects.