Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Muthoot Finance Limited, a non-banking financing company, primarily engages in the provision of gold loan in India. The company offers personal and business loans secured by gold jewelry, or gold loans primarily to individuals and micro finance. It also provides housing finance, gold coins, money transfer, and foreign exchange services; mutual funds and non-convertible debentures; health, home, vehicle, life, and travel insurance products; and vehicle, corporate, and SME loans; as well as offers banking services. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.

Revenue projections:

Revenue projections for MUTHOOTFIN
Revenue projections for MUTHOOTFIN

Revenues for MUTHOOTFIN are forecasted to decline from last year's levels, prompting caution among investors. When revenues fall, it can have a significant negative impact on the company's bottom line, reducing profitability and making the stock less attractive to risk-averse investors.

Financial Ratios:

currentRatio 125.102000
forwardPE 15.307638
debtToEquity 367.438000
earningsGrowth 0.904000
revenueGrowth 0.635000
grossMargins 1.000000
operatingMargins 0.734610
trailingEps 182.530000
forwardEps 248.425000

MUTHOOTFIN's current ratio of 125.102 highlights the company's solid liquidity, indicating that it can easily service its short-term debt. MUTHOOTFIN's ample cash reserves and current assets ensure that the company is well-positioned to meet its immediate financial liabilities.
MUTHOOTFIN's Forward PE being in a good range suggests that its stock price is aligned well with earnings. The stock is not considered overpriced, offering room for future growth, which makes it an appealing investment opportunity with the potential for value appreciation.
MUTHOOTFIN's high debt-to-equity ratio indicates a strong reliance on debt, meaning the company is heavily leveraged. This could increase financial risks if cash flow or earnings decline, making it more difficult for MUTHOOTFIN to manage its debt obligations.
MUTHOOTFIN's positive earnings and revenue growth suggest that the company is poised for business expansion. This financial strength indicates that MUTHOOTFIN is expected to continue growing, with rising profits and sales contributing to its long-term success.
MUTHOOTFIN's positive gross and operating margins indicate healthy profitability. These margins reflect the company's ability to generate income efficiently from its operations, signaling strong financial performance and effective cost management.
Muthoot Finance Limited's forward EPS surpassing its trailing EPS signals that the company is anticipated to be more profitable this year than last. This growth expectation highlights Muthoot Finance Limited's potential for increased earnings and a stronger financial performance in the upcoming year.

Price projections:

Price projections for MUTHOOTFIN
Price projections for MUTHOOTFIN

Price projections for MUTHOOTFIN have consistently been revised upward, indicating positive sentiment toward the company. This gradual adjustment reflects growing confidence in MUTHOOTFIN's future potential and financial outlook among analysts.

Recommendation changes over time:

Recommendations trend for MUTHOOTFIN
Recommendations trend for MUTHOOTFIN


Recent analysis shows a strong buy bias for MUTHOOTFIN, encouraging investors to view it as a solid investment option. The positive sentiment surrounding MUTHOOTFIN suggests it could be an attractive place to allocate funds, motivating potential investors to consider the stock as a valuable part of their portfolio.