Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Muthoot Finance Limited, a non-banking financing company, primarily engages in the provision of gold loan in India. The company offers personal and business loans secured by gold jewelry, or gold loans primarily to individuals and micro finance. It also provides housing finance, gold coins, money transfer, and foreign exchange services; mutual funds and non-convertible debentures; health, home, vehicle, life, and travel insurance products; and vehicle, corporate, and SME loans; as well as offers banking services. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.

Revenue projections:

Revenue projections for MUTHOOTFIN
Revenue projections for MUTHOOTFIN

Muthoot Finance Limited's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 120.687000
forwardPE 12.530768
debtToEquity 329.736000
earningsGrowth 0.297000
revenueGrowth 0.128000
grossMargins 1.000000
operatingMargins 0.623890
trailingEps 132.930000
forwardEps 52.900000

MUTHOOTFIN's current ratio of 120.687 highlights the company's ability to easily cover its short-term debt using its available cash and assets. This indicates a strong liquidity position, ensuring MUTHOOTFIN is unlikely to face difficulties in meeting immediate financial obligations.
MUTHOOTFIN's Forward PE being in a reasonable range suggests the stock is fairly priced based on its earnings. The stock isn't overpriced, leaving room for growth, making it an attractive investment for those seeking opportunities for future value appreciation.
MUTHOOTFIN's high debt-to-equity ratio indicates that the company is heavily leveraged. This suggests a significant reliance on debt to finance its operations, which could expose the company to higher financial risks if its cash flow or profitability decreases.
Muthoot Finance Limited's positive earnings and revenue growth suggest the company is on a path to business expansion. This upward trend signals strong financial health, indicating that Muthoot Finance Limited is well-positioned for sustained growth in both profits and revenue.
Positive gross and operating margins for MUTHOOTFIN suggest that the company is operating profitably. These margins highlight MUTHOOTFIN's efficiency in managing costs while maintaining healthy revenue streams, contributing to its overall financial strength.
Muthoot Finance Limited's forward EPS is lower than its trailing EPS, indicating the company may experience reduced profitability. This signals that the company's earnings growth could slow down in the near future.

Price projections:

Price projections for MUTHOOTFIN
Price projections for MUTHOOTFIN

Muthoot Finance Limited's price has often been near the lower end of the projected range. This ongoing trend suggests that investor confidence might be waning, and the stock could face challenges in gaining upward momentum.

Insider Transactions:

Insider Transactions for MUTHOOTFIN
Insider Transactions for MUTHOOTFIN


1 MUTHOOTFIN shares were sold in recent transactions, with market price at 1775.4000244140625.During the period under consideration, there were no sell transactions.The recent trend of more purchases than sales at MUTHOOTFIN's current price could signal investor optimism. This pattern may point to a positive outlook for the stock, as it indicates growing confidence in its potential to perform well in the future.

Recommendation changes over time:

Recommendations trend for MUTHOOTFIN
Recommendations trend for MUTHOOTFIN


The recent buy bias from analysts suggests MUTHOOTFIN is seen as a strong investment, encouraging more investors to consider it. With this favorable sentiment, MUTHOOTFIN appears to be a reliable option for parking money, offering stability and long-term growth potential in the stock market.