Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Manappuram Finance Limited, a gold loan non-banking financial company, provides retail credit products and financial services in India. It offers loans against the security of used household gold jewelry; gold loans and online gold loans; microfinance loans and other financial services to low-income populations in rural and semi-urban areas; loans for construction, extension, purchase, and improvement of homes; life and non-life insurance products; and IT solutions. The company also provides depository services; and fee-based services, which include money transfer, foreign exchange, and depository services. In addition, it offers vehicle and equipment finance, including commercial vehicle, construction equipment, two wheeler, car, and farm equipment finance. The company serves retail, microfinance, small and medium enterprises, and commercial customers. It operates branches in 28 states and 4 Union Territories. The company was formerly known as Manappuram General Finance and Leasing Limited and changed its name to Manappuram Finance Limited in 2011. Manappuram Finance Limited was founded in 1949 and is based in Thrissur, India.

Revenue projections:

Revenue projections for MANAPPURAM
Revenue projections for MANAPPURAM

The projected decline in Manappuram Finance Limited's revenues compared to last year is expected to make investors cautious. A drop in revenue often has a direct negative effect on the company's bottom line, signaling potential challenges that could undermine investor confidence and reduce overall profitability.

Financial Ratios:

currentRatio 0.000000
forwardPE 8.852874
debtToEquity 311.671000
earningsGrowth -0.515000
revenueGrowth -0.232000
grossMargins 0.978440
operatingMargins 0.348830
trailingEps 23.170000
forwardEps 0.000000

MANAPPURAM's high debt-to-equity ratio indicates a strong reliance on debt, meaning the company is heavily leveraged. This could increase financial risks if cash flow or earnings decline, making it more difficult for MANAPPURAM to manage its debt obligations.
MANAPPURAM's low earnings and revenue growth indicate potential profit shrinkage. This suggests that the company's financial performance may be weakening, raising concerns about its future profitability and overall business outlook.
With positive gross and operating margins, Manappuram Finance Limited demonstrates its profitability and efficiency. These metrics show that the company is managing costs well while generating strong revenue, highlighting robust financial health.

Insider Transactions:

Insider Transactions for MANAPPURAM
Insider Transactions for MANAPPURAM


MANAPPURAM had 6 sell transactions, while the market price was at 201.4933344523112 per share.MANAPPURAM had 4 buy transactions while market price was at 184.5974998474121 per share.Insider transactions show no strong upward or downward movement, offering little insight into the company's future performance or strategic direction.

Recommendation changes over time:

Recommendations trend for MANAPPURAM
Recommendations trend for MANAPPURAM


The recent buy bias for MANAPPURAM from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see MANAPPURAM as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.