Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Manappuram Finance Limited, a gold loan non-banking financial company, provides retail credit products and financial services in India. It offers loans against the security of used household gold jewelry; gold loans and online gold loans; microfinance loans and other financial services to low-income populations in rural and semi-urban areas; loans for construction, extension, purchase, and improvement of homes; life and non-life insurance products; and IT solutions. The company also provides depository services; and fee-based services, which include money transfer, foreign exchange, and depository services. In addition, it offers vehicle and equipment finance, including commercial vehicle, construction equipment, two wheeler, car, and farm equipment finance. The company serves retail, microfinance, small and medium enterprises, and commercial customers. It operates branches in 28 states and 4 Union Territories. The company was formerly known as Manappuram General Finance and Leasing Limited and changed its name to Manappuram Finance Limited in 2011. Manappuram Finance Limited was founded in 1949 and is based in Thrissur, India.

Revenue projections:

Revenue projections for MANAPPURAM
Revenue projections for MANAPPURAM

Revenues for MANAPPURAM are expected to drop compared to the previous year, which could be a cause for concern for investors. A decline in earnings may negatively impact the company's profitability, leading cautious investors to reconsider their positions, as it often signals challenges in overall financial health.

Financial Ratios:

currentRatio 70.586000
forwardPE 10.540126
debtToEquity 301.609000
earningsGrowth -0.619000
revenueGrowth -0.309000
grossMargins 0.965010
operatingMargins 0.297970
trailingEps 5.170000
forwardEps 0.000000

Manappuram Finance Limited's current ratio is 70.586, showing the company's capacity to service its short-term debt through its cash reserves and current assets. This is a positive indicator of liquidity, suggesting Manappuram Finance Limited has no trouble covering its short-term financial obligations.
MANAPPURAM's Forward PE ratio is favorable, indicating that the stock price is well-positioned in relation to its earnings. It is not overpriced, leaving room for growth, which makes it a solid option for investors seeking both stability and future appreciation.
MANAPPURAM's elevated debt-to-equity ratio reflects a high level of debt relative to equity, signaling that the company is heavily leveraged. This reliance on debt could increase financial risk in periods of economic uncertainty.
MANAPPURAM's low earnings and revenue growth highlight potential profit shrinkage. This suggests that the company may struggle to maintain its financial performance, raising concerns about its future profitability.
With positive gross and operating margins, MANAPPURAM's profitability is evident. These metrics suggest the company is efficiently managing its expenses while maintaining strong revenue, highlighting a solid financial foundation.

Price projections:

Price projections for MANAPPURAM
Price projections for MANAPPURAM

Price projections for Manappuram Finance Limited have steadily increased, reflecting growing optimism about the company's future. This trend suggests that analysts believe Manappuram Finance Limited is well-positioned for continued success.

Insider Transactions:

Insider Transactions for MANAPPURAM
Insider Transactions for MANAPPURAM


There were 2 Manappuram Finance Limited sales transactions, at market price of 232.8249969482422.Throughout the period under consideration, no sell transactions were recorded.MANAPPURAM has seen more buys than sells at its current price levels, which may suggest optimism among investors. This buying trend could indicate that the market expects a favorable performance for the stock in the near future.

Recommendation changes over time:

Recommendations trend for MANAPPURAM
Recommendations trend for MANAPPURAM


Analysts have not provided a clear buy or sell recommendation for MANAPPURAM, painting a mixed picture of the stock's future. Investors may need to rely on a broader range of market insights to determine the best course of action for their portfolios.