Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Mahindra & Mahindra Financial Services Limited, a non-banking financial company, provides financial services in the rural and semi-urban areas in India. The company offers vehicle financing and leasing for auto and utility vehicles, tractors, passenger cars, commercial vehicles and construction equipment, and preowned vehicle to transport operators, farmers, businesses, and self-employed and salaried individuals; bill discounting; personal, home, loan against property, and machinery loans; and project finance, equipment finance, working capital finance to small and medium-sized enterprises. It also provides housing finance for purchase, construction, extension, and renovation; investments comprising fixed deposits and investment solution; asset management and trustees services; mutual funds; life, health, and asset protection insurance products; and commercial line insurance services, as well as reinsurance products. Mahindra & Mahindra Financial Services Limited was incorporated in 1991 and is headquartered in Mumbai, India. Mahindra & Mahindra Financial Services Limited is a subsidiary of Mahindra & Mahindra Limited.

Revenue projections:

Revenue projections for M&MFIN
Revenue projections for M&MFIN

Mahindra & Mahindra Financial Services Limited's revenue projections indicate a decrease from the prior year, which may make investors hesitant. A revenue decline could harm the company's bottom line, prompting investors to be more careful, as lower earnings often signal potential issues with profitability and future performance.

Financial Ratios:

currentRatio 3.220000
forwardPE 10.166658
debtToEquity 503.476000
earningsGrowth -0.317000
revenueGrowth -0.056000
grossMargins 0.868310
operatingMargins 0.295570
trailingEps 17.800000
forwardEps 0.000000

M&MFIN's current ratio, being 3.22, demonstrates that the company has the liquidity necessary to service its short-term debt. With strong cash reserves and current assets, M&MFIN is well-equipped to meet its immediate financial obligations without any difficulties.
M&MFIN's Forward PE is well-positioned, indicating the stock price is favorable compared to its earnings. This suggests the stock is not overpriced and offers room for growth, making it an attractive option for investors looking for future value appreciation.
Mahindra & Mahindra Financial Services Limited's elevated debt-to-equity ratio suggests that the company is using significant debt to finance its operations. This level of leverage can amplify financial risk, particularly if profitability decreases or external conditions become unfavorable.
Mahindra & Mahindra Financial Services Limited's low earnings and revenue growth highlight potential profit shrinkage. This suggests that the company may struggle to maintain its financial performance, raising concerns about its future profitability.
With positive gross and operating margins, M&MFIN demonstrates strong profitability. This reflects the company's ability to manage costs and maintain healthy profits, showcasing effective operational efficiency and financial stability.

Price projections:

Price projections for M&MFIN
Price projections for M&MFIN

M&MFIN's price has often been near the lower end of the projected range. This ongoing trend suggests that investor confidence might be waning, and the stock could face challenges in gaining upward momentum.

Insider Transactions:

Insider Transactions for M&MFIN
Insider Transactions for M&MFIN


In recent market activity, 11 sales of M&MFIN shares took place, with market price at 300.4227322665128.Throughout the period under consideration, no sell transactions were recorded.With more buying than selling around M&MFIN's current price, investors could be expressing optimism. This trend may suggest that the market expects favorable outcomes for the stock, leading to an increased demand at these levels.

Recommendation changes over time:

Recommendations trend for M&MFIN
Recommendations trend for M&MFIN


Analysts have been favoring M&MFIN with a buy bias recently, signaling a promising investment opportunity. This optimistic outlook may attract more investors, positioning M&MFIN as a desirable option for those seeking to invest their money in a stable, profitable company with strong growth potential.