Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Mahindra & Mahindra Financial Services Limited, a non-banking financial company, provides financial services in the rural and semi-urban areas in India. The company offers vehicle financing and leasing for auto and utility vehicles, tractors, passenger cars, commercial vehicles and construction equipment, and preowned vehicle to transport operators, farmers, businesses, and self-employed and salaried individuals; bill discounting; personal, home, loan against property, and machinery loans; and project finance, equipment finance, working capital finance to small and medium-sized enterprises. It also provides housing finance for purchase, construction, extension, and renovation; investments comprising fixed deposits and investment solution; asset management and trustees services; mutual funds; life, health, and asset protection insurance products; and commercial line insurance services, as well as reinsurance products. Mahindra & Mahindra Financial Services Limited was incorporated in 1991 and is headquartered in Mumbai, India. Mahindra & Mahindra Financial Services Limited is a subsidiary of Mahindra & Mahindra Limited.

Revenue projections:

Revenue projections for M&MFIN
Revenue projections for M&MFIN

Revenues for M&MFIN are expected to drop compared to the previous year, which could be a cause for concern for investors. A decline in earnings may negatively impact the company's profitability, leading cautious investors to reconsider their positions, as it often signals challenges in overall financial health.

Financial Ratios:

currentRatio 9.796000
forwardPE 10.130334
debtToEquity 501.140000
earningsGrowth -0.317000
revenueGrowth -0.066000
grossMargins 0.869830
operatingMargins 0.299450
trailingEps 18.310000
forwardEps 0.000000

Mahindra & Mahindra Financial Services Limited's current ratio of 9.796 indicates strong liquidity, meaning the company can comfortably meet its short-term debt obligations. This financial position reflects Mahindra & Mahindra Financial Services Limited's ability to use its cash reserves and current assets to cover liabilities without facing any cash flow issues.
M&MFIN's Forward PE is in an attractive range, meaning its stock price aligns well with earnings and isn't inflated. This creates room for growth, making it a solid investment opportunity for those looking to benefit from potential price appreciation.
M&MFIN's high debt-to-equity ratio signals that the company is heavily leveraged. This suggests M&MFIN may be relying more on debt than equity to finance its operations, which could expose the company to greater financial risk in challenging economic conditions.
M&MFIN's low growth in both earnings and revenue indicates the company's profits may decrease. This trend could signal a downturn in financial performance, suggesting that M&MFIN might struggle to maintain its current profit levels.
M&MFIN's positive gross and operating margins reflect its profitability and efficiency. These metrics demonstrate the company's ability to manage costs effectively while generating strong revenue, highlighting its solid financial health and operational effectiveness.

Price projections:

Price projections for M&MFIN
Price projections for M&MFIN

The price of Mahindra & Mahindra Financial Services Limited has often been situated close to the lower end of projections. This consistent trend may signal difficulties for the company in achieving investor expectations for future performance.

Insider Transactions:

Insider Transactions for M&MFIN
Insider Transactions for M&MFIN


There were 9 transactions selling M&MFIN stock, with prevailing market price of 307.4833407931858.There were no sell transactions during the given timeframe.The higher volume of buys compared to sells near current Mahindra & Mahindra Financial Services Limited price levels may suggest optimism among investors. This could point to a favorable market outlook, as more people are willing to invest at these prices, anticipating potential future growth or strong performance.

Recommendation changes over time:

Recommendations trend for M&MFIN
Recommendations trend for M&MFIN


Analysts have shown a buy bias for M&MFIN, marking it as a favorable investment option. This could inspire investors to see M&MFIN as a strong place to park their money, given the positive outlook and growth potential associated with the stock in recent evaluations.