Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Mahindra & Mahindra Financial Services Limited, a non-banking financial company, provides financial services in the rural and semi-urban areas in India. The company offers vehicle financing and leasing for auto and utility vehicles, tractors, passenger cars, commercial vehicles and construction equipment, and preowned vehicle to transport operators, farmers, businesses, and self-employed and salaried individuals; bill discounting; personal, home, loan against property, and machinery loans; and project finance, equipment finance, working capital finance to small and medium-sized enterprises. It also provides housing finance for purchase, construction, extension, and renovation; investments comprising fixed deposits and investment solution; asset management and trustees services; mutual funds; life, health, and asset protection insurance products; and commercial line insurance services, as well as reinsurance products. Mahindra & Mahindra Financial Services Limited was incorporated in 1991 and is headquartered in Mumbai, India. Mahindra & Mahindra Financial Services Limited is a subsidiary of Mahindra & Mahindra Limited.

Revenue projections:

Revenue projections for M&MFIN
Revenue projections for M&MFIN

Revenues for M&MFIN are forecasted to decline from last year's levels, prompting caution among investors. When revenues fall, it can have a significant negative impact on the company's bottom line, reducing profitability and making the stock less attractive to risk-averse investors.

Financial Ratios:

currentRatio 0.00000
forwardPE 10.54964
debtToEquity 503.47600
earningsGrowth 0.01000
revenueGrowth 0.10800
grossMargins 0.86701
operatingMargins 0.33529
trailingEps 17.98000
forwardEps 0.00000

Mahindra & Mahindra Financial Services Limited's Forward PE is in a reasonable range, indicating the stock is priced well relative to its earnings. The stock isn't overpriced, which leaves room for future growth, making it an attractive option for investors seeking value and long-term gains.
M&MFIN's elevated debt-to-equity ratio suggests the company is leveraging debt heavily, increasing its financial risk. While this can support growth, it could also lead to challenges if the company's profitability or cash flow weakens.
Mahindra & Mahindra Financial Services Limited's positive gross and operating margins highlight its strong profitability. The company's ability to control costs while generating revenue indicates efficient operations and a healthy financial position.

Price projections:

Price projections for M&MFIN
Price projections for M&MFIN

Price projections for M&MFIN have been gradually lowered, signaling reduced optimism among analysts. This downward adjustment suggests that the company may face challenges in meeting previous growth expectations.

Insider Transactions:

Insider Transactions for M&MFIN
Insider Transactions for M&MFIN


M&MFIN had 11 sell transactions, while the market price was at 300.4227322665128 per share.During the period under consideration, no sell transactions took place.The recent buying activity at current M&MFIN price levels exceeds selling, suggesting a potential positive outlook. Investors may see this trend as an indicator that the stock is likely to perform well, reflecting growing confidence.

Recommendation changes over time:

Recommendations trend for M&MFIN
Recommendations trend for M&MFIN


Analysts have shown a buy bias for M&MFIN, marking it as a favorable investment option. This could inspire investors to see M&MFIN as a strong place to park their money, given the positive outlook and growth potential associated with the stock in recent evaluations.