Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Mahindra & Mahindra Financial Services Limited, a non-banking financial company, provides financial services in the rural and semi-urban areas in India. The company offers vehicle financing and leasing for auto and utility vehicles, tractors, passenger cars, commercial vehicles and construction equipment, and preowned vehicle to transport operators, farmers, businesses, and self-employed and salaried individuals; bill discounting; personal, home, loan against property, and machinery loans; and project finance, equipment finance, working capital finance to small and medium-sized enterprises. It also provides housing finance for purchase, construction, extension, and renovation; investments comprising fixed deposits and investment solution; asset management and trustees services; mutual funds; life, health, and asset protection insurance products; and commercial line insurance services, as well as reinsurance products. Mahindra & Mahindra Financial Services Limited was incorporated in 1991 and is headquartered in Mumbai, India. Mahindra & Mahindra Financial Services Limited is a subsidiary of Mahindra & Mahindra Limited.

Revenue projections:

Revenue projections for M&MFIN
Revenue projections for M&MFIN

M&MFIN is projected to experience a revenue decline compared to last year, a development that often leads to investor caution. The drop could negatively impact the company's bottom line, as lower revenues typically signal reduced profitability, prompting more conservative investment strategies.

Financial Ratios:

currentRatio 3.220000
forwardPE 10.166658
debtToEquity 503.476000
earningsGrowth -0.317000
revenueGrowth -0.056000
grossMargins 0.868310
operatingMargins 0.295570
trailingEps 17.800000
forwardEps 0.000000

The current ratio for M&MFIN is 3.22, indicating that the company can service its short-term debt using available cash and assets. This suggests M&MFIN has strong liquidity, with more than enough resources to meet its immediate financial commitments.
M&MFIN's Forward PE is in an attractive range, meaning its stock price aligns well with earnings and isn't inflated. This creates room for growth, making it a solid investment opportunity for those looking to benefit from potential price appreciation.
Mahindra & Mahindra Financial Services Limited's high debt-to-equity ratio reveals that the company is heavily reliant on debt for financing. This high level of leverage increases the risk of financial strain if profits decline or interest rates rise.
M&MFIN's low earnings and revenue growth suggest shrinking profits are likely. This could reflect broader financial struggles, signaling that the company might face difficulties in sustaining its profitability.
M&MFIN's positive gross and operating margins reflect strong profitability and operational efficiency. These metrics indicate the company's ability to control costs while maintaining healthy revenue, contributing to its solid financial performance.

Price projections:

Price projections for M&MFIN
Price projections for M&MFIN

The price of Mahindra & Mahindra Financial Services Limited has often been situated close to the lower end of projections. This consistent trend may signal difficulties for the company in achieving investor expectations for future performance.

Insider Transactions:

Insider Transactions for M&MFIN
Insider Transactions for M&MFIN


M&MFIN stock was sold in 11 transactions, with market price at 300.4227322665128.No sell transactions were carried out during the period under review.More buys than sells have been occurring around the current price levels of M&MFIN, potentially signaling investor optimism. This buying trend might be interpreted as a sign of a favorable outlook for the stock's future performance.

Recommendation changes over time:

Recommendations trend for M&MFIN
Recommendations trend for M&MFIN


The recent buy bias for M&MFIN from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see M&MFIN as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.