Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Mahindra & Mahindra Financial Services Limited, a non-banking financial company, provides financial services in the rural and semi-urban areas in India. The company offers vehicle financing and leasing for auto and utility vehicles, tractors, passenger cars, commercial vehicles and construction equipment, and preowned vehicle to transport operators, farmers, businesses, and self-employed and salaried individuals; bill discounting; personal, home, loan against property, and machinery loans; and project finance, equipment finance, working capital finance to small and medium-sized enterprises. It also provides housing finance for purchase, construction, extension, and renovation; investments comprising fixed deposits and investment solution; asset management and trustees services; mutual funds; life, health, and asset protection insurance products; and commercial line insurance services, as well as reinsurance products. Mahindra & Mahindra Financial Services Limited was incorporated in 1991 and is headquartered in Mumbai, India. Mahindra & Mahindra Financial Services Limited is a subsidiary of Mahindra & Mahindra Limited.

Revenue projections:

Revenue projections for M&MFIN
Revenue projections for M&MFIN

M&MFIN is projected to see lower revenues than in the previous year, a trend that usually concerns investors. Declining revenues often harm a company's profitability, leading investors to exercise caution as they weigh the potential risks of continued financial downturns.

Financial Ratios:

currentRatio 9.096000
forwardPE 14.975766
debtToEquity 435.079000
earningsGrowth 0.414000
revenueGrowth 0.241000
grossMargins 0.867470
operatingMargins 0.356710
trailingEps 18.970000
forwardEps 24.082240

M&MFIN's current ratio of 9.096 shows that the company has ample resources to service its short-term debt. This indicates a solid financial position, as M&MFIN can rely on its cash reserves and current assets to cover its immediate liabilities without strain.
M&MFIN's Forward PE is well-positioned, indicating the stock price is favorable compared to its earnings. This suggests the stock is not overpriced and offers room for growth, making it an attractive option for investors looking for future value appreciation.
Mahindra & Mahindra Financial Services Limited's elevated debt-to-equity ratio highlights its heavy reliance on debt. This high leverage increases the company's exposure to financial risk, making it more vulnerable to market fluctuations and economic downturns.
Mahindra & Mahindra Financial Services Limited's positive earnings and revenue growth signal the company's business is on track for further expansion. These strong financial trends suggest that Mahindra & Mahindra Financial Services Limited will continue to grow its operations, driven by increasing profits and revenue.
Mahindra & Mahindra Financial Services Limited's positive gross and operating margins highlight its strong profitability. The company's ability to control costs while generating revenue indicates efficient operations and a healthy financial position.
With Mahindra & Mahindra Financial Services Limited's forward EPS higher than its trailing EPS, the company is expected to be more profitable in the current financial year. This signals confidence in Mahindra & Mahindra Financial Services Limited's growth potential, as improved earnings are forecasted compared to the prior year's performance.

Price projections:

Price projections for M&MFIN
Price projections for M&MFIN

M&MFIN's price projections have consistently been revised higher, indicating growing confidence in the company's future potential. Analysts appear more optimistic about M&MFIN's ability to generate strong results going forward.

Insider Transactions:

Insider Transactions for M&MFIN
Insider Transactions for M&MFIN


M&MFIN saw 18 transactions in which shares were sold with market price at 314.40833367241754.No sell transactions occurred in the period under review.The higher number of buys versus sells near M&MFIN's current price suggests optimism among investors. This buying trend could be interpreted as a sign that the market expects favorable outcomes for the stock in the near future.

Recommendation changes over time:

Recommendations trend for M&MFIN
Recommendations trend for M&MFIN


Analysts' recent buy bias toward M&MFIN suggests the stock is gaining favor as a strong investment choice. This optimism could drive more investors to see M&MFIN as a smart place to invest, further bolstering confidence in the company's long-term growth and potential returns.