Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It offers insurance plans, including endowment, whole life, term insurance plans, money back, and term assurance plans, as well as riders comprising accidental death and disability benefit, critical illness benefit, and premium waiver benefit riders. The company also provides pension, unit linked, micro insurance, withdrawal, and health plans, as well as various group schemes. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.

Revenue projections:

Revenue projections for LICI
Revenue projections for LICI

Revenues for LICI are forecasted to decline from last year's levels, prompting caution among investors. When revenues fall, it can have a significant negative impact on the company's bottom line, reducing profitability and making the stock less attractive to risk-averse investors.

Financial Ratios:

currentRatio 4.035000
forwardPE 8.821503
debtToEquity -0.260000
earningsGrowth -0.817000
revenueGrowth 0.043000
grossMargins 0.118810
operatingMargins 0.008630
trailingEps 80.810000
forwardEps 90.965230

LICI's current ratio, being 4.035, means the company is well-positioned to meet its short-term debt obligations. This reflects LICI's strong liquidity, as its cash reserves and current assets provide more than enough coverage for its immediate liabilities.
LICI's low earnings and revenue growth indicate potential profit shrinkage. This suggests that the company's financial performance may be weakening, raising concerns about its future profitability and overall business outlook.
LICI's negative gross and operating margins indicate the company is operating at a loss, unable to generate profit from its core business activities. This suggests financial strain and potential challenges in maintaining profitability.
Life Insurance Corporation of India's forward EPS is higher than its trailing EPS, suggesting the company is expected to see an increase in profitability this year. This points to positive growth, indicating that Life Insurance Corporation of India is projected to improve its financial performance compared to the previous year.

Price projections:

Price projections for LICI
Price projections for LICI

The gradual downward revision of LICI's price projections signals decreasing confidence in the company's future performance. Analysts are adjusting their expectations, reflecting uncertainty about LICI's growth potential.

Recommendation changes over time:

Recommendations trend for LICI
Recommendations trend for LICI


Analysts are favoring LICI with a buy bias, highlighting the stock's potential as a solid investment. This recommendation might drive more investors to consider LICI as a secure and profitable option for their money, contributing to a broader positive sentiment in the market.