Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It offers insurance plans, including endowment, whole life, term insurance plans, money back, and term assurance plans, as well as riders comprising accidental death and disability benefit, critical illness benefit, and premium waiver benefit riders. The company also provides pension, unit linked, micro insurance, withdrawal, and health plans, as well as various group schemes. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.

Revenue projections:

Revenue projections for LICI
Revenue projections for LICI

Investors may be wary of LICI as its revenues are expected to fall below the prior year's levels. A revenue decrease often leads to concerns about profitability, as it is likely to affect the company's bottom line, prompting investors to take a more cautious approach.

Financial Ratios:

currentRatio 4.319000
forwardPE 10.352978
debtToEquity 0.000000
earningsGrowth 0.372000
revenueGrowth 0.024000
grossMargins 0.103820
operatingMargins 0.095800
trailingEps 76.380000
forwardEps 60.520000

LICI's current ratio is 4.319, showing the company's capacity to service its short-term debt through its cash reserves and current assets. This is a positive indicator of liquidity, suggesting LICI has no trouble covering its short-term financial obligations.
Life Insurance Corporation of India's Forward PE is in a favorable range, meaning its stock price compares well with its earnings and isn't overpriced. This leaves room for growth, making it a compelling opportunity for investors looking to benefit from potential future gains.
Life Insurance Corporation of India's forward EPS being lower than trailing EPS indicates reduced profitability in the upcoming year. This points to a potential decline in earnings, which could impact the company's financial strength.

Price projections:

Price projections for LICI
Price projections for LICI

LICI's stock price has regularly been near the lower end of projections, indicating that it may be struggling to attract investor interest. This pattern suggests a cautious sentiment surrounding the company's future performance.

Recommendation changes over time:

Recommendations trend for LICI
Recommendations trend for LICI


Life Insurance Corporation of India has been receiving a buy bias from analysts, indicating confidence in its investment potential. This could drive more investors to view Life Insurance Corporation of India as a reliable choice for their money, offering a promising avenue for future growth and financial gains.