Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It offers insurance plans, including endowment, whole life, term insurance plans, money back, and term assurance plans, as well as riders comprising accidental death and disability benefit, critical illness benefit, and premium waiver benefit riders. The company also provides pension, unit linked, micro insurance, withdrawal, and health plans, as well as various group schemes. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.

Revenue projections:

Revenue projections for LICI
Revenue projections for LICI

LICI's revenue is forecasted to dip below last year's figures, raising concerns for investors who are typically wary of declining financial performance. Such drops can directly affect the company's bottom line, potentially leading to a decrease in overall profitability, making investors more cautious in their decisions.

Financial Ratios:

currentRatio 4.319000
forwardPE 11.109664
debtToEquity 0.000000
earningsGrowth 0.372000
revenueGrowth 0.024000
grossMargins 0.103820
operatingMargins 0.095800
trailingEps 76.120000
forwardEps 60.520000

LICI's current ratio 4.319, suggesting the company has sufficient liquidity to service its short-term debt. With its cash reserves and current assets in good shape, LICI can comfortably meet its immediate liabilities, reflecting a healthy financial standing.
Life Insurance Corporation of India's Forward PE ratio suggests the stock price is reasonable in relation to earnings. It's not overpriced, providing room for future growth, making the stock a potentially valuable investment for those seeking long-term gains.
LICI's forward EPS being lower than its trailing EPS suggests the company is expected to face declining profits. This points to a less favorable financial outlook for the coming year.

Price projections:

Price projections for LICI
Price projections for LICI

Life Insurance Corporation of India's price has frequently been situated near the lower end of analysts' projections. This trend indicates that the stock is struggling to meet expectations, which could signal a need for improvements in performance or investor confidence.

Recommendation changes over time:

Recommendations trend for LICI
Recommendations trend for LICI


Recent analysis shows a strong buy bias for Life Insurance Corporation of India, encouraging investors to view it as a solid investment option. The positive sentiment surrounding Life Insurance Corporation of India suggests it could be an attractive place to allocate funds, motivating potential investors to consider the stock as a valuable part of their portfolio.