Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It offers insurance plans, including endowment, whole life, term insurance plans, money back, and term assurance plans, as well as riders comprising accidental death and disability benefit, critical illness benefit, and premium waiver benefit riders. The company also provides pension, unit linked, micro insurance, withdrawal, and health plans, as well as various group schemes. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.

Revenue projections:

Revenue projections for LICI
Revenue projections for LICI

With Life Insurance Corporation of India's revenues forecasted to be lower than last year's, investors are expected to be cautious. A decline in revenue typically harms the company's bottom line, reducing profitability and making investors less confident about the company's ability to sustain its financial health.

Financial Ratios:

currentRatio 4.035000
forwardPE 9.253342
debtToEquity -0.260000
earningsGrowth -0.817000
revenueGrowth 0.043000
grossMargins 0.118810
operatingMargins 0.008630
trailingEps 80.790000
forwardEps 60.520000

With a current ratio of 4.035, LICI has the liquidity needed to easily service its short-term debt. The company's cash reserves and current assets are sufficient, indicating that LICI is in a strong position to meet its immediate financial obligations without difficulty.
LICI's low earnings and revenue growth suggest that the company's profits may shrink. This trend could indicate underlying financial struggles and pose challenges for LICI's future profitability.
LICI's negative gross and operating margins suggest the company is not generating profit from either its production process or day-to-day operations. This could signal cost overruns or difficulties in maintaining revenue levels.
LICI's forward EPS is lower than its trailing EPS, indicating that the company is expected to be less profitable this year. This suggests a potential slowdown in financial performance.

Price projections:

Price projections for LICI
Price projections for LICI

The stock price of Life Insurance Corporation of India has frequently been close to the lower end of analysts' projections. This trend indicates potential struggles for the company in achieving the growth anticipated by the market.

Recommendation changes over time:

Recommendations trend for LICI
Recommendations trend for LICI


With analysts showing a buy bias for LICI, investors may be more inclined to see the stock as an attractive investment. The favorable outlook could spur increased interest, positioning LICI as a safe and profitable place for investors to allocate their funds and seek growth.