Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Asset Management

Jio Financial Services Limited, through its subsidiaries, engages in the business of investing and financing, insurance broking, payment bank and payment aggregator, and payment gateway services in India. The company operates JioFinance App, a platform that provides digital banking, unified payments interface (UPI) transactions, bill payments, and insurance advisory; and provides asset management services, as well as operating lease solutions to consumers and businesses through a Device-as-a-Service model. It is also involved in consumer lending, and corporate and MSME lending activities; provision of digital banking services, including savings account, debit cards, current accounts, wallet, and online and offline payment solutions; and distribution of life, non-life, and health insurance products. The company was formerly known as Reliance Strategic Investments Limited and changed its name to Jio Financial Services Limited in July 2023. Jio Financial Services Limited was incorporated in 1999 and is based in Mumbai, India.

Revenue projections:

Revenue projections for JIOFIN
Revenue projections for JIOFIN

JIOFIN's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 4.76700
forwardPE 83.76923
debtToEquity 3.21500
earningsGrowth 0.02000
revenueGrowth 0.10900
grossMargins 1.00000
operatingMargins 0.70304
trailingEps 2.54000
forwardEps 0.00000

JIOFIN's current ratio of 4.767 indicates strong liquidity, meaning the company can comfortably meet its short-term debt obligations. This financial position reflects JIOFIN's ability to use its cash reserves and current assets to cover liabilities without facing any cash flow issues.
JIOFIN's high forward PE suggests a risk of overvaluation, which could curtail further price gains and lead to a correction. Investors should carefully weigh this metric alongside other fundamental indicators to gauge the stock's overall financial health.
JIOFIN's positive gross and operating margins suggest the company is performing profitably. These margins reflect efficient cost management and strong revenue generation, signaling healthy financial performance and operational effectiveness.

Price projections:

Price projections for JIOFIN
Price projections for JIOFIN



Insider Transactions:

Insider Transactions for JIOFIN
Insider Transactions for JIOFIN


3 transactions to buy Jio Financial Services Limited took place, with market price at 299.1266682942708 per share.No buy transactions occurred during the period under consideration.JIOFIN has seen more sells than buys at current price levels, which could point to a potential price drop. If this selling trend persists, it may indicate that investors are expecting further declines in the stock's value.

Recommendation changes over time:

Recommendations trend for JIOFIN
Recommendations trend for JIOFIN


The analysts have presented a mixed picture of JIOFIN, with no clear buy or sell ratings. This uncertainty indicates that investors may need to look beyond analyst opinions and explore other factors to make well-rounded decisions about investing in the stock.