Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Asset Management

Jio Financial Services Limited, through its subsidiaries, engages in the business of investing and financing, insurance broking, payment bank and payment aggregator, and payment gateway services in India. The company operates JioFinance App, a platform that provides digital banking, unified payments interface (UPI) transactions, bill payments, and insurance advisory; and provides asset management services, as well as operating lease solutions to consumers and businesses through a Device-as-a-Service model. It is also involved in consumer lending, and corporate and MSME lending activities; provision of digital banking services, including savings account, debit cards, current accounts, wallet, and online and offline payment solutions; and distribution of life, non-life, and health insurance products. The company was formerly known as Reliance Strategic Investments Limited and changed its name to Jio Financial Services Limited in July 2023. Jio Financial Services Limited was incorporated in 1999 and is based in Mumbai, India.

Revenue projections:

Revenue projections for JIOFIN
Revenue projections for JIOFIN

The projected decline in JIOFIN's revenues compared to last year is expected to make investors cautious. A drop in revenue often has a direct negative effect on the company's bottom line, signaling potential challenges that could undermine investor confidence and reduce overall profitability.

Financial Ratios:

currentRatio 0.00000
forwardPE 64.84615
debtToEquity 7.79700
earningsGrowth -0.08700
revenueGrowth 0.57300
grossMargins 1.00000
operatingMargins 0.50000
trailingEps 2.53000
forwardEps 3.90000

JIOFIN's elevated forward PE ratio indicates that the stock may face limited price growth and is at risk for a correction. Investors should consider this metric alongside other fundamentals to accurately assess the stock's valuation.
JIOFIN's positive gross and operating margins suggest strong profitability. These margins reflect effective cost management and revenue generation, indicating that the company is efficiently managing its operations and maintaining financial health.
JIOFIN's forward EPS being higher than its trailing EPS points to expected growth in profitability. This suggests that the company is projected to perform better in the current financial year, with higher earnings forecasted compared to the previous year.

Price projections:

Price projections for JIOFIN
Price projections for JIOFIN

Over time, price projections for Jio Financial Services Limited have gradually risen, signaling growing optimism about the company's future. This upward revision reflects increasing confidence in Jio Financial Services Limited's ability to achieve strong financial results.

Insider Transactions:

Insider Transactions for JIOFIN
Insider Transactions for JIOFIN


There were 1 buy transactions of JIOFIN stock, with market price at 246.3800048828125 per share.There were no buy transactions recorded during the period under consideration.The increased selling activity around JIOFIN's current price levels may indicate further downside risk. If this trend continues, the stock's price could face additional declines as selling pressure intensifies.

Recommendation changes over time:

Recommendations trend for JIOFIN
Recommendations trend for JIOFIN


With analysts showing a buy bias for JIOFIN, investors may be more inclined to see the stock as an attractive investment. The favorable outlook could spur increased interest, positioning JIOFIN as a safe and profitable place for investors to allocate their funds and seek growth.