Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Asset Management

Jio Financial Services Limited, through its subsidiaries, engages in the business of investing and financing, insurance broking, payment bank and payment aggregator, and payment gateway services in India. The company operates JioFinance App, a platform that provides digital banking, unified payments interface (UPI) transactions, bill payments, and insurance advisory; and provides asset management services, as well as operating lease solutions to consumers and businesses through a Device-as-a-Service model. It is also involved in consumer lending, and corporate and MSME lending activities; provision of digital banking services, including savings account, debit cards, current accounts, wallet, and online and offline payment solutions; and distribution of life, non-life, and health insurance products. The company was formerly known as Reliance Strategic Investments Limited and changed its name to Jio Financial Services Limited in July 2023. Jio Financial Services Limited was incorporated in 1999 and is based in Mumbai, India.

Revenue projections:

Revenue projections for JIOFIN
Revenue projections for JIOFIN

Jio Financial Services Limited's projected revenue decline from last year is likely to make investors cautious. Lower revenues often hurt a company's bottom line, leading investors to be concerned about the company's ability to maintain profitability and deliver strong financial results in the future.

Financial Ratios:

currentRatio 17.74600
forwardPE 77.17948
debtToEquity 7.79700
earningsGrowth 0.00900
revenueGrowth 0.20700
grossMargins 1.00000
operatingMargins 0.65466
trailingEps 2.53000
forwardEps 0.00000

JIOFIN's current ratio of 17.746 highlights the company's ability to easily cover its short-term debt using its available cash and assets. This indicates a strong liquidity position, ensuring JIOFIN is unlikely to face difficulties in meeting immediate financial obligations.
Jio Financial Services Limited's elevated forward PE points to potential overvaluation, limiting further price gains and increasing the likelihood of a correction. This valuation metric must be assessed in conjunction with other fundamentals for a balanced investment outlook.
With positive gross and operating margins, JIOFIN's profitability is evident. These metrics suggest the company is efficiently managing its expenses while maintaining strong revenue, highlighting a solid financial foundation.

Price projections:

Price projections for JIOFIN
Price projections for JIOFIN

Price projections for Jio Financial Services Limited have consistently been revised upward, indicating positive sentiment toward the company. This gradual adjustment reflects growing confidence in Jio Financial Services Limited's future potential and financial outlook among analysts.

Insider Transactions:

Insider Transactions for JIOFIN
Insider Transactions for JIOFIN


2 transactions to buy JIOFIN shares were recorded, with market price at 281.24000549316406.There were no buy transactions during the given period.The increased selling activity around JIOFIN's current price levels may indicate further downside risk. If this trend continues, the stock's price could face additional declines as selling pressure intensifies.

Recommendation changes over time:

Recommendations trend for JIOFIN
Recommendations trend for JIOFIN


Jio Financial Services Limited has recently received a buy bias from analysts, indicating that the stock is being perceived as a favorable investment. This positive sentiment could encourage investors to see Jio Financial Services Limited as a wise place to allocate their funds, potentially leading to increased interest in the company's stock.