Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

The Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary, pension, and small accounts; and term deposits. In addition, the company provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. Further, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Additionally, the company provides govt sponsored schemes; life and non-life insurance products; debit, credit, and prepaid cards; and merchant acquiring services. The Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India.

Revenue projections:

Revenue projections for J&KBANK
Revenue projections for J&KBANK

J&KBANK's projected revenue decline from last year is likely to make investors cautious. Lower revenues often hurt a company's bottom line, leading investors to be concerned about the company's ability to maintain profitability and deliver strong financial results in the future.

Financial Ratios:

currentRatio 0.000000
forwardPE 5.968586
debtToEquity 0.000000
earningsGrowth -0.080000
revenueGrowth 0.753000
grossMargins 0.000000
operatingMargins 0.426880
trailingEps 18.910000
forwardEps 0.000000


Price projections:

Price projections for J&KBANK
Price projections for J&KBANK



Recommendation changes over time:

Recommendations trend for J&KBANK
Recommendations trend for J&KBANK


J&KBANK has been receiving a buy bias from analysts, indicating confidence in its investment potential. This could drive more investors to view J&KBANK as a reliable choice for their money, offering a promising avenue for future growth and financial gains.