Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Indian Railway Finance Corporation Limited engages in leasing of rolling stock assets, railway infrastructure assets in India. The company is involved in lending business; and borrowing funds from the financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. It also operates as a non-deposit taking non-banking financial and infrastructure finance company. The company was incorporated in 1986 and is based in New Delhi, India.

Revenue projections:

Revenue projections for IRFC
Revenue projections for IRFC

Indian Railway Finance Corporation Limited's revenues are expected to be nearly the same as the previous year's, signaling a neutral financial position. This may be viewed as steady performance, but without clear growth indicators, it is unlikely to generate strong investor excitement or concern.

Financial Ratios:

currentRatio 10.585000
forwardPE 16.543478
debtToEquity 744.593000
earningsGrowth 0.104000
revenueGrowth 0.106000
grossMargins 0.999860
operatingMargins 0.975170
trailingEps 5.370000
forwardEps 6.900000

The current ratio for Indian Railway Finance Corporation Limited is 10.585, indicating that the company can service its short-term debt using available cash and assets. This suggests Indian Railway Finance Corporation Limited has strong liquidity, with more than enough resources to meet its immediate financial commitments.
IRFC's Forward PE is in a reasonable range, indicating the stock is priced well relative to its earnings. The stock isn't overpriced, which leaves room for future growth, making it an attractive option for investors seeking value and long-term gains.
IRFC's high debt-to-equity ratio indicates a high level of leverage, meaning the company relies significantly on debt for financing. This can increase financial risk, particularly in times of economic instability or reduced profitability.
IRFC's positive earnings and revenue growth indicate that the company is expected to continue expanding its business. These trends reflect strong financial health, with increasing profits and sales suggesting sustained growth and success for IRFC.
Indian Railway Finance Corporation Limited's positive gross and operating margins reflect strong profitability and operational efficiency. These metrics indicate the company's ability to control costs while maintaining healthy revenue, contributing to its solid financial performance.
With a forward EPS greater than its trailing EPS, IRFC is expected to see higher profitability this year. The forecasted increase in earnings reflects optimism about the company's financial growth and potential for improved performance over the prior year.

Price projections:

Price projections for IRFC
Price projections for IRFC

Over time, price projections for IRFC have risen steadily, pointing to growing optimism among analysts about the company's future. This upward trend suggests a positive outlook for IRFC's continued growth.

IRFC has crossed above the upper range of price projections, signifying impressive growth. However, the lack of room for further increases suggests potential challenges ahead, as the stock may face resistance in sustaining its elevated position.

Recommendation changes over time:

Recommendations trend for IRFC
Recommendations trend for IRFC


IRFC has faced a sell bias from analysts recently, indicating that caution is advised. Investors should expand their focus to a broader set of market indicators when making decisions, ensuring a well-rounded approach rather than acting solely on one piece of analysis.