Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Indian Railway Finance Corporation Limited engages in leasing of rolling stock assets, railway infrastructure assets in India. The company is involved in lending business; and borrowing funds from the financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. It also operates as a non-deposit taking non-banking financial and infrastructure finance company. The company was incorporated in 1986 and is based in New Delhi, India.

Revenue projections:

Revenue projections for IRFC
Revenue projections for IRFC

IRFC's revenues are forecasted to stay consistent with the previous year's, offering a neutral outlook. This could indicate stability in the company's performance, but it may not attract investors seeking growth opportunities, given the lack of significant change.

Financial Ratios:

currentRatio 89.15100
forwardPE 0.00000
debtToEquity 786.74900
earningsGrowth -0.01400
revenueGrowth -0.01500
grossMargins 1.00000
operatingMargins 0.97553
trailingEps 4.99000
forwardEps 5.10000

With a current ratio of 89.151, IRFC has the liquidity needed to easily service its short-term debt. The company's cash reserves and current assets are sufficient, indicating that IRFC is in a strong position to meet its immediate financial obligations without difficulty.
Indian Railway Finance Corporation Limited's high debt-to-equity ratio indicates the company is using significant leverage, relying more on debt to finance its operations. This can lead to higher risk, especially if profitability falters or economic conditions worsen.
Indian Railway Finance Corporation Limited's low growth in both earnings and revenue indicates a likely decrease in profits. This suggests the company may be facing financial challenges, and investors should be cautious about its future performance.
IRFC's positive gross and operating margins indicate that the company is performing profitably. These margins reflect efficient cost control and revenue generation, signaling a strong financial foundation for continued success.
IRFC's forward EPS exceeds its trailing EPS, indicating that the company is projected to be more profitable in the current financial year compared to the previous one. This suggests positive growth and improved earnings, signaling an optimistic outlook for IRFC's financial performance.

Price projections:

Price projections for IRFC
Price projections for IRFC

With IRFC's price exceeding the higher end of projections, it reflects a strong upward trend. Yet, the limited potential for additional increases may mean that the stock is nearing its peak, prompting investors to evaluate their positions.

Recommendation changes over time:

Recommendations trend for IRFC
Recommendations trend for IRFC


Analysts have developed a sell bias for IRFC, urging caution for investors. It's essential to base investment decisions on multiple market indicators to avoid hasty conclusions. Relying on a broader scope of information will provide a more accurate assessment of IRFC's overall potential.