Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Indian Railway Finance Corporation Limited engages in leasing of rolling stock assets, railway infrastructure assets in India. The company is involved in lending business; and borrowing funds from the financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. It also operates as a non-deposit taking non-banking financial and infrastructure finance company. The company was incorporated in 1986 and is based in New Delhi, India.

Revenue projections:

Revenue projections for IRFC
Revenue projections for IRFC

IRFC's revenue is forecasted to stay roughly the same as last year's, which provides a neutral stance. Investors might see this as a sign of stability, although the lack of growth could temper enthusiasm for aggressive investment in the company.

Financial Ratios:

currentRatio 13.56100
forwardPE 18.48116
debtToEquity 748.58400
earningsGrowth 0.10700
revenueGrowth 0.10700
grossMargins 1.00000
operatingMargins 0.97647
trailingEps 5.11000
forwardEps 5.10000

Indian Railway Finance Corporation Limited's current ratio of 13.561 highlights the company's ability to easily cover its short-term debt using its available cash and assets. This indicates a strong liquidity position, ensuring Indian Railway Finance Corporation Limited is unlikely to face difficulties in meeting immediate financial obligations.
IRFC's Forward PE is within a good range, showing that the stock price compares well to its earnings. This suggests it isn't overpriced and leaves room for growth, making the stock appealing to investors looking for value and growth opportunities.
IRFC's high debt-to-equity ratio indicates that the company is using more debt than equity to fund its operations. This high leverage could expose the company to greater financial risk, especially during periods of declining profitability.
IRFC's positive earnings and revenue growth signal that the company is expected to expand its business. The company's increasing profits and sales reflect strong financial health, suggesting continued growth and success in the coming periods.
Indian Railway Finance Corporation Limited's positive gross and operating margins reflect its ability to generate profits from operations. These margins demonstrate efficient cost control and profitability, indicating strong financial health for the company.
Indian Railway Finance Corporation Limited's forward EPS, being lower than its trailing EPS, points to an expected decline in profitability. This suggests that the company's financial performance may weaken in the upcoming year.

Price projections:

Price projections for IRFC
Price projections for IRFC

IRFC's price projections have steadily risen over time, pointing to increasing optimism about the company's prospects. This upward revision suggests that analysts expect IRFC to continue delivering solid performance in the future.

With IRFC's price exceeding the higher end of projections, it reflects a strong upward trend. Yet, the limited potential for additional increases may mean that the stock is nearing its peak, prompting investors to evaluate their positions.

Recommendation changes over time:

Recommendations trend for IRFC
Recommendations trend for IRFC


With a recent sell bias for Indian Railway Finance Corporation Limited from analysts, investors should be cautious and consider a variety of market indicators before making decisions. This broader perspective will provide more informed insights into the stock's overall outlook, rather than relying on one analysis alone.