Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Indian Overseas Bank provides various banking products and services in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. The company's loan products include home, vehicle, jewel, consumer durable, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property and sovereign gold bond; and micro, small, and medium enterprise loans. It also provides debit and credit cards, export credit, NRI accounts, agricultural and rural banking products, mutual funds, lockers, merchant banking, and internet and mobile banking services; depository services; and life, health, personal accident, and motor insurance products. It operates branches, ATMs, and business correspondents in India; and overseas branches in Singapore, Hong Kong, Colombo, and Bangkok. The company was incorporated in 1936 and is based in Chennai, India.

Revenue projections:

Revenue projections for IOB
Revenue projections for IOB



Financial Ratios:

currentRatio 0.00000
forwardPE 0.00000
debtToEquity 0.00000
earningsGrowth 0.00000
revenueGrowth 0.23900
grossMargins 0.00000
operatingMargins 0.46056
trailingEps 2.27000
forwardEps 0.90000

IOB's forward EPS being lower than its trailing EPS indicates that the company's earnings are projected to decrease. This suggests that IOB may struggle to maintain profitability at previous levels, potentially affecting its financial outlook.

Recommendation changes over time:

Recommendations trend for IOB
Recommendations trend for IOB


Analysts have signaled a sell bias for IOB, but investors should consider a broad range of market indicators before making any decisions. This ensures a well-rounded understanding of IOB's position in the market and helps avoid reactionary moves based solely on this sentiment.