Overall Fundamental outlook

Business Operations:

Sector: Technology
Industry: Software - Application

Intellect Design Arena Limited provides software development and related services for banking, insurance, and other financial services in India and internationally. The company offers platforms and products, such as iGTB, which provides transaction banking solutions that include digital transaction banking, contextual banking experience, PayCash-CX, corporate treasury exchange, payment solution, and virtual accounts; and iGCB, an end-to-end contextual banking suite for retail and corporate banking across core, lending, cards, and wealth and central banking. It also provides AI products, such as magic submission, risk analyst, wealth qube, WealthForce.AI, insurance, ESG EDGE, and capital markets; and digital technology for commerce, including accounts payable exchange, corporate procurement exchange, government procurement exchange, and retail solutions. In addition, the company offers Cash Cloud, a cloud-native, composable, and integrated cash management platform; iColumbus.AI that provides trade and supply chain finance digitalisation and the contextual banking experience; Xponent, a commercial and specialty underwriters' AI-powered workbench; and iKredit360, a platform on the cloud that enables banks to curate bespoke credit experiences comprising multiple channels, products, business segments, and fintech partners. Further, the company provides technology products, such as iTurmeric, canvas, contextual banking OS, and fabric data services. Intellect Design Arena Limited was incorporated in 2011 and is headquartered in Chennai, India.

Revenue projections:

Revenue projections for INTELLECT
Revenue projections for INTELLECT

INTELLECT's revenue projections indicate a decrease from the prior year, which may make investors hesitant. A revenue decline could harm the company's bottom line, prompting investors to be more careful, as lower earnings often signal potential issues with profitability and future performance.

Financial Ratios:

currentRatio 2.190000
forwardPE 27.590195
debtToEquity 3.007000
earningsGrowth 0.925000
revenueGrowth 0.358000
grossMargins 0.406790
operatingMargins 0.138050
trailingEps 28.400000
forwardEps 9.720000

INTELLECT's current ratio of 2.19 highlights the company's solid liquidity, indicating that it can easily service its short-term debt. INTELLECT's ample cash reserves and current assets ensure that the company is well-positioned to meet its immediate financial liabilities.
INTELLECT's Forward PE is in a reasonable range, indicating the stock is priced well relative to its earnings. The stock isn't overpriced, which leaves room for future growth, making it an attractive option for investors seeking value and long-term gains.
INTELLECT's positive earnings and revenue growth indicate that the company is expected to continue expanding its business. These trends reflect strong financial health, with increasing profits and sales suggesting sustained growth and success for INTELLECT.
INTELLECT's forward EPS falling below its trailing EPS suggests the company is expected to be less profitable this year. This signals a potential decline in earnings, which may raise concerns about INTELLECT's financial future.

Price projections:

Price projections for INTELLECT
Price projections for INTELLECT

The price of INTELLECT has regularly been close to the lower end of projections, suggesting that it might be struggling to meet market expectations. This trend raises questions about the company's future performance.

Recommendation changes over time:

Recommendations trend for INTELLECT
Recommendations trend for INTELLECT


With analysts showing a buy bias for INTELLECT, investors may be more inclined to see the stock as an attractive investment. The favorable outlook could spur increased interest, positioning INTELLECT as a safe and profitable place for investors to allocate their funds and seek growth.