Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

IndusInd Bank Limited engages in the provision of various banking products and services to individuals, NRIs, business owners, corporates, and government and financial institutions. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers current, savings, defense, and corporate salary; fixed and FCNR, sweep in/out, time and term deposits; and senior citizen schemes, young saver deposits, and recurring and RFC deposits, as well as Rupee multiplier products. It also provides home, personal, gold, car, two-wheeler, commercial vehicle, professional, agricultural, and medical equipment loans, as well as loans against properties and securities; credit cards; micro-finance, working capital, and MSME and business loans, as well as loans to merchants and retailers, and loan on credit cards. In addition, the company offers transaction banking services, including letters of credit/guarantees, structured trade and export finance, and import finance solutions, as well as cash management and remittance services; safe deposit lockers; investment products, such as demat account, mutual fund, gold bond, national pension system, and equity trading; project finance, supply chain financing; investment advisory, strategic mergers and acquisitions, and other advisory services; and health, general, life, and card protection insurance. Further, it provides debit, prepaid, forex, and commercial cards; individual outward remittances, foreign currency bank notes and demand drafts, and travelers cheques; financial inclusion products; trade and foreign exchange accounts; real estate developer financing and bullion services; correspondent banking services; and forex and derivative desk, information and advisory, and remittances through forex channel services. The company was incorporated in 1994 and is based in Mumbai, India.

Revenue projections:

Revenue projections for INDUSINDBK
Revenue projections for INDUSINDBK

With INDUSINDBK's revenue expected to be lower than the previous year, investors may become cautious. Declining revenues often negatively impact the bottom line, reducing profitability and raising concerns among investors about the company's ability to maintain strong financial performance moving forward.

Financial Ratios:

currentRatio 0.00000
forwardPE 8.64450
debtToEquity 0.00000
earningsGrowth 0.00000
revenueGrowth -0.82200
grossMargins 0.00000
operatingMargins -2.43949
trailingEps 33.07000
forwardEps 96.58000

INDUSINDBK's low earnings and revenue growth suggest that its profits could shrink. This points to a potential downturn in the company's financial outlook and may indicate challenges in maintaining profitability.
IndusInd Bank Limited's forward EPS surpasses its trailing EPS, indicating that the company is expected to be more profitable in the current financial year. This reflects growing confidence in IndusInd Bank Limited's earnings potential, suggesting stronger financial performance compared to the previous year.

Price projections:

Price projections for INDUSINDBK
Price projections for INDUSINDBK

Over time, INDUSINDBK's price projections have been gradually lowered, signaling declining confidence in the company's future outlook. The downward revisions suggest analysts are becoming more cautious about INDUSINDBK's potential for growth.

Insider Transactions:

Insider Transactions for INDUSINDBK
Insider Transactions for INDUSINDBK


INDUSINDBK saw 26 transactions in which shares were sold with market price at 1484.7769165039062.There were no sell transactions throughout the period under consideration.Investors are purchasing IndusInd Bank Limited more frequently than selling it near the current price levels, which might point to a bullish sentiment. This pattern could be interpreted as a favorable outlook for the stock's future.

Recommendation changes over time:

Recommendations trend for INDUSINDBK
Recommendations trend for INDUSINDBK


A recent sell bias from analysts toward INDUSINDBK suggests caution, but investors should look beyond this sentiment. It's advisable to consider a broad range of market indicators to make well-informed decisions, ensuring a deeper understanding of the stock's potential and market behavior.