Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

IndusInd Bank Limited engages in the provision of various banking products and services to individuals, NRIs, business owners, corporates, and government and financial institutions. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers current, savings, defense, and corporate salary; fixed and FCNR, sweep in/out, time and term deposits; and senior citizen schemes, young saver deposits, and recurring and RFC deposits, as well as Rupee multiplier products. It also provides home, personal, gold, car, two-wheeler, commercial vehicle, professional, agricultural, and medical equipment loans, as well as loans against properties and securities; credit cards; micro-finance, working capital, and MSME and business loans, as well as loans to merchants and retailers, and loan on credit cards. In addition, the company offers transaction banking services, including letters of credit/guarantees, structured trade and export finance, and import finance solutions, as well as cash management and remittance services; safe deposit lockers; investment products, such as demat account, mutual fund, gold bond, national pension system, and equity trading; project finance, supply chain financing; investment advisory, strategic mergers and acquisitions, and other advisory services; and health, general, life, and card protection insurance. Further, it provides debit, prepaid, forex, and commercial cards; individual outward remittances, foreign currency bank notes and demand drafts, and travelers cheques; financial inclusion products; trade and foreign exchange accounts; real estate developer financing and bullion services; correspondent banking services; and forex and derivative desk, information and advisory, and remittances through forex channel services. The company was incorporated in 1994 and is based in Mumbai, India.

Revenue projections:

Revenue projections for INDUSINDBK
Revenue projections for INDUSINDBK

Revenues for IndusInd Bank Limited are forecasted to decline from last year's levels, prompting caution among investors. When revenues fall, it can have a significant negative impact on the company's bottom line, reducing profitability and making the stock less attractive to risk-averse investors.

Financial Ratios:

currentRatio 0.000000
forwardPE 10.744371
debtToEquity 0.000000
earningsGrowth -0.722000
revenueGrowth -0.259000
grossMargins 0.000000
operatingMargins 0.160290
trailingEps 12.940000
forwardEps 96.580000

INDUSINDBK's Forward PE is well-positioned, indicating the stock price is favorable compared to its earnings. This suggests the stock is not overpriced and offers room for growth, making it an attractive option for investors looking for future value appreciation.
INDUSINDBK's low growth in earnings and revenue indicates a potential decline in profits. This suggests that the company could be facing financial challenges, making it harder to sustain its current profit margins.
INDUSINDBK's negative gross and operating margins indicate that the company is unprofitable, struggling to cover its production and operational costs. This reflects potential weaknesses in cost management or declining sales performance.
INDUSINDBK's forward EPS surpasses its trailing EPS, indicating that the company is expected to be more profitable in the current financial year. This reflects growing confidence in INDUSINDBK's earnings potential, suggesting stronger financial performance compared to the previous year.

Price projections:

Price projections for INDUSINDBK
Price projections for INDUSINDBK

INDUSINDBK's price projections have gradually decreased, reflecting a less optimistic view of the company's future performance. Analysts are adjusting their expectations, suggesting potential concerns about INDUSINDBK's ability to meet previous growth targets.

Insider Transactions:

Insider Transactions for INDUSINDBK
Insider Transactions for INDUSINDBK


There were 1 INDUSINDBK stock sales, with market price at 1495.550048828125.There were no sell transactions recorded during the period under consideration.The recent trend of increased buying at INDUSINDBK's current price levels may indicate a favorable market sentiment. This could point to a positive outlook for the stock, as investors show growing confidence through higher buy activity.

Recommendation changes over time:

Recommendations trend for INDUSINDBK
Recommendations trend for INDUSINDBK


The sell bias toward IndusInd Bank Limited from analysts suggests caution, but investors are encouraged to consult a variety of market indicators before making decisions. This broader perspective will help mitigate risks and provide a clearer understanding of IndusInd Bank Limited's potential in the current market.