Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Indian Bank provides various banking products and services. The company offers deposit products, including savings bank and current accounts, term deposits, and non resident Indian (NRI) accounts. It also provides agriculture, MSME, corporate, online, home, mortgage, vehicle, personal, educational, and jewel loans; supply chain finance; 59 minutes loans; loan/OD against deposits, NSC/KVP/ relief bonds of RBI/LIC policies; and other retail/personal loans. In addition, the company provides digital products, including IndOASIS, internet and SMS banking, debit and credit cards, national common mobility cards, mutual funds, IPO, demat, and trading services; Point of sale systems; online collection products; and other products, services, and schemes. It operates through multiple branches in India and overseas; as well as ATMs and BNAs. Indian Bank was incorporated in 1907 and is based in Chennai, India.

Revenue projections:

Revenue projections for INDIANB
Revenue projections for INDIANB

INDIANB is projected to see lower revenues than in the previous year, a trend that usually concerns investors. Declining revenues often harm a company's profitability, leading investors to exercise caution as they weigh the potential risks of continued financial downturns.

Financial Ratios:

currentRatio 0.000000
forwardPE 6.760339
debtToEquity 0.000000
earningsGrowth -0.114000
revenueGrowth 0.185000
grossMargins 0.000000
operatingMargins 0.494710
trailingEps 81.440000
forwardEps 80.630000

Indian Bank's low earnings and revenue growth suggest that its profits could shrink. This points to a potential downturn in the company's financial outlook and may indicate challenges in maintaining profitability.
INDIANB's negative gross and operating margins suggest that the company is struggling to cover its production and operating costs, leading to losses. This reflects a weakened financial state and potential difficulties in sustaining profitability.
Indian Bank's forward EPS being lower than its trailing EPS suggests that the company's earnings may decline in the current year. This could indicate financial challenges ahead for the company.

Price projections:

Price projections for INDIANB
Price projections for INDIANB

Over time, price projections for INDIANB have gradually risen, signaling growing optimism about the company's future. This upward revision reflects increasing confidence in INDIANB's ability to achieve strong financial results.

Recommendation changes over time:

Recommendations trend for INDIANB
Recommendations trend for INDIANB


Analysts' recent buy bias toward INDIANB suggests the stock is gaining favor as a strong investment choice. This optimism could drive more investors to see INDIANB as a smart place to invest, further bolstering confidence in the company's long-term growth and potential returns.