Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

IIFL Finance Limited, a non-banking financial company, engages in financing activities in India and internationally. It offers home and gold loans; business loans, including business loan for manufacturers, women, and e-commerce; loans to micro, small, and medium enterprise; loans against securities; and digital finance loans, as well as supply chain finance. The company also provides construction and real estate financing; capital market financing; and lending, investment, and wealth management services. The company was formerly known as IIFL Holdings Limited and changed its name to IIFL Finance Limited in May 2019. IIFL Finance Limited was incorporated in 1995 and is based in Mumbai, India.

Revenue projections:

Revenue projections for IIFL
Revenue projections for IIFL

IIFL's revenue is forecasted to dip below last year's figures, raising concerns for investors who are typically wary of declining financial performance. Such drops can directly affect the company's bottom line, potentially leading to a decrease in overall profitability, making investors more cautious in their decisions.

Financial Ratios:

currentRatio 0.000000
forwardPE 9.587895
debtToEquity 401.134000
earningsGrowth 10.421000
revenueGrowth 0.659000
grossMargins 0.996110
operatingMargins 0.415350
trailingEps 29.860000
forwardEps 54.355000

IIFL's high debt-to-equity ratio indicates significant leverage, meaning the company has more debt compared to its equity. While this can accelerate growth, it also increases financial risk if revenue or profits decline.
IIFL Finance Limited's positive earnings and revenue growth point to business expansion on the horizon. The company is positioned for continued success, with increasing profits and revenue growth highlighting a strong path forward for future growth.
IIFL's positive gross and operating margins reflect its ability to generate profits from operations. These margins demonstrate efficient cost control and profitability, indicating strong financial health for the company.
IIFL's forward EPS exceeds its trailing EPS, indicating that the company is projected to be more profitable in the current financial year compared to the previous one. This suggests positive growth and improved earnings, signaling an optimistic outlook for IIFL's financial performance.

Price projections:

Price projections for IIFL
Price projections for IIFL

IIFL's price projections have gradually increased over time, indicating that analysts are becoming more optimistic about the company's prospects. This suggests confidence in IIFL's ability to achieve future growth.

Recommendation changes over time:

Recommendations trend for IIFL
Recommendations trend for IIFL


A recent buy bias from analysts toward IIFL may inspire confidence in investors, who could view the stock as a promising investment. This positive sentiment suggests that IIFL might be an appealing option for those looking to grow their wealth through stock market investments.