Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

IIFL Finance Limited, a non-banking financial company, engages in financing activities in India and internationally. It offers home and gold loans; business loans, including business loan for manufacturers, women, and e-commerce; loans to micro, small, and medium enterprise; loans against securities; and digital finance loans, as well as supply chain finance. The company also provides construction and real estate financing; capital market financing; and lending, investment, and wealth management services. The company was formerly known as IIFL Holdings Limited and changed its name to IIFL Finance Limited in May 2019. IIFL Finance Limited was incorporated in 1995 and is based in Mumbai, India.

Revenue projections:

Revenue projections for IIFL
Revenue projections for IIFL

IIFL's revenue is forecasted to dip below last year's figures, raising concerns for investors who are typically wary of declining financial performance. Such drops can directly affect the company's bottom line, potentially leading to a decrease in overall profitability, making investors more cautious in their decisions.

Financial Ratios:

currentRatio 245.209000
forwardPE 12.269572
debtToEquity 401.134000
earningsGrowth 0.000000
revenueGrowth 0.198000
grossMargins 0.995710
operatingMargins 0.390140
trailingEps 19.920000
forwardEps 48.170000

IIFL's current ratio of 245.209 shows that the company has ample resources to service its short-term debt. This indicates a solid financial position, as IIFL can rely on its cash reserves and current assets to cover its immediate liabilities without strain.
IIFL's Forward PE is in an attractive range, meaning its stock price aligns well with earnings and isn't inflated. This creates room for growth, making it a solid investment opportunity for those looking to benefit from potential price appreciation.
IIFL Finance Limited's high debt-to-equity ratio indicates significant leverage, meaning the company has more debt compared to its equity. While this can accelerate growth, it also increases financial risk if revenue or profits decline.
With positive gross and operating margins, IIFL Finance Limited demonstrates strong profitability. This reflects the company's ability to manage costs and maintain healthy profits, showcasing effective operational efficiency and financial stability.
With IIFL's forward EPS higher than its trailing EPS, the company is expected to be more profitable in the current financial year. This signals confidence in IIFL's growth potential, as improved earnings are forecasted compared to the prior year's performance.

Price projections:

Price projections for IIFL
Price projections for IIFL

IIFL Finance Limited's price projections have been revised higher over time, reflecting increased confidence in the company's future potential. This steady upward trend suggests analysts expect IIFL Finance Limited to continue its positive trajectory.

Recommendation changes over time:

Recommendations trend for IIFL
Recommendations trend for IIFL


Analysts' recent buy bias toward IIFL suggests the stock is gaining favor as a strong investment choice. This optimism could drive more investors to see IIFL as a smart place to invest, further bolstering confidence in the company's long-term growth and potential returns.