Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

ICICI Prudential Life Insurance Company Limited provides life insurance, pension, and health insurance products to individuals and groups in India. The company offers term life, savings, protection, annuity, and retirement insurance products; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIPRULI
Revenue projections for ICICIPRULI

The projected decline in ICICI Prudential Life Insurance Company Limited's revenues compared to last year is expected to make investors cautious. A drop in revenue often has a direct negative effect on the company's bottom line, signaling potential challenges that could undermine investor confidence and reduce overall profitability.

Financial Ratios:

currentRatio 1.044000
forwardPE 54.743587
debtToEquity 19.287000
earningsGrowth 0.202000
revenueGrowth 3.969000
grossMargins 0.084400
operatingMargins 0.021750
trailingEps 9.450000
forwardEps 11.667120

The current ratio for ICICIPRULI is 1.044, indicating that the company can service its short-term debt using available cash and assets. This suggests ICICIPRULI has strong liquidity, with more than enough resources to meet its immediate financial commitments.
ICICIPRULI's elevated forward PE ratio indicates that the stock may face limited price growth and is at risk for a correction. Investors should consider this metric alongside other fundamentals to accurately assess the stock's valuation.
ICICIPRULI's low Debt-to-Equity ratio demonstrates that the company maintains a healthy balance between equity and debt, avoiding over-leverage. This suggests a low-risk financial profile, giving investors confidence in the company's stability and ability to manage its financial commitments.
ICICI Prudential Life Insurance Company Limited's positive earnings and revenue growth suggest that the company is expected to expand its business. This reflects a healthy financial outlook, as ICICI Prudential Life Insurance Company Limited's increasing profits and sales signal further growth in the near future.
ICICIPRULI's forward EPS surpassing its trailing EPS signals that the company is anticipated to be more profitable this year than last. This growth expectation highlights ICICIPRULI's potential for increased earnings and a stronger financial performance in the upcoming year.

Price projections:

Price projections for ICICIPRULI
Price projections for ICICIPRULI

ICICIPRULI's price projections have gradually increased over time, indicating that analysts are becoming more optimistic about the company's prospects. This suggests confidence in ICICIPRULI's ability to achieve future growth.

Insider Transactions:

Insider Transactions for ICICIPRULI
Insider Transactions for ICICIPRULI


In recent market activity, 1 sales of ICICIPRULI shares took place, with market price at 650.4000244140625.ICICI Prudential Life Insurance Company Limited saw 1 buy transactions, with market price of 595.2000122070312.With more selling than buying at ICICIPRULI's current price levels, there is a risk of further price decline. If this trend continues, it may suggest investor pessimism, leading to a continued downward trajectory for the stock.

Recommendation changes over time:

Recommendations trend for ICICIPRULI
Recommendations trend for ICICIPRULI


Analysts have shown a buy bias for ICICIPRULI, marking it as a favorable investment option. This could inspire investors to see ICICIPRULI as a strong place to park their money, given the positive outlook and growth potential associated with the stock in recent evaluations.