Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

ICICI Prudential Life Insurance Company Limited provides life insurance, pension, and health insurance products to individuals and groups in India. The company offers term life, savings, protection, annuity, and retirement insurance products; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIPRULI
Revenue projections for ICICIPRULI

ICICI Prudential Life Insurance Company Limited is projected to experience a revenue decline compared to last year, a development that often leads to investor caution. The drop could negatively impact the company's bottom line, as lower revenues typically signal reduced profitability, prompting more conservative investment strategies.

Financial Ratios:

currentRatio 1.094000
forwardPE 54.825756
debtToEquity 20.727000
earningsGrowth 0.335000
revenueGrowth 0.000000
grossMargins 0.090230
operatingMargins 0.015330
trailingEps 8.670000
forwardEps 0.000000

ICICIPRULI's current ratio is 1.094, showing the company's capacity to service its short-term debt through its cash reserves and current assets. This is a positive indicator of liquidity, suggesting ICICIPRULI has no trouble covering its short-term financial obligations.
ICICI Prudential Life Insurance Company Limited's high forward PE suggests the stock may be overvalued, potentially limiting future price gains and increasing the risk of a price correction. Investors should consider this metric carefully alongside other fundamentals to assess the stock's true value and growth potential.
ICICIPRULI's low Debt-to-Equity ratio shows that the company isn't heavily reliant on debt for financing. This implies a conservative approach to leveraging, reducing financial risk and demonstrating a solid financial foundation, which can enhance investor confidence in the company's long-term stability.

Price projections:

Price projections for ICICIPRULI
Price projections for ICICIPRULI

The price of ICICI Prudential Life Insurance Company Limited has regularly been close to the lower end of projections, suggesting that it might be struggling to meet market expectations. This trend raises questions about the company's future performance.

Recommendation changes over time:

Recommendations trend for ICICIPRULI
Recommendations trend for ICICIPRULI


ICICIPRULI has received a favorable buy bias from analysts recently, positioning it as a solid investment opportunity. This sentiment may attract more investors, who view ICICIPRULI as a stable option to park their money and potentially benefit from the company's continued growth and profitability.