Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

ICICI Prudential Life Insurance Company Limited provides life insurance, pension, and health insurance products to individuals and groups in India. The company offers term life, savings, protection, annuity, and retirement insurance products; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIPRULI
Revenue projections for ICICIPRULI

ICICIPRULI's revenue projections indicate a decrease from the prior year, which may make investors hesitant. A revenue decline could harm the company's bottom line, prompting investors to be more careful, as lower earnings often signal potential issues with profitability and future performance.

Financial Ratios:

currentRatio 1.808000
forwardPE 58.493652
debtToEquity 21.787000
earningsGrowth 1.205000
revenueGrowth -0.315000
grossMargins 0.089840
operatingMargins 0.041050
trailingEps 8.130000
forwardEps 0.000000

ICICIPRULI's current ratio of 1.808 shows that the company has ample resources to service its short-term debt. This indicates a solid financial position, as ICICIPRULI can rely on its cash reserves and current assets to cover its immediate liabilities without strain.
ICICIPRULI's high forward PE ratio indicates potential overvaluation, which could restrict future price growth and increase the risk of a correction. It's crucial to consider this metric in tandem with other fundamental data to fully assess the stock's outlook.
ICICI Prudential Life Insurance Company Limited's low Debt-to-Equity ratio reflects limited reliance on debt, signaling the company is not over-leveraged. This lower financial risk suggests that ICICI Prudential Life Insurance Company Limited has a strong capital structure, which can help sustain long-term stability and attract cautious investors.

Price projections:

Price projections for ICICIPRULI
Price projections for ICICIPRULI

ICICIPRULI's stock price has regularly been near the lower end of projections, indicating that it may be struggling to attract investor interest. This pattern suggests a cautious sentiment surrounding the company's future performance.

Recommendation changes over time:

Recommendations trend for ICICIPRULI
Recommendations trend for ICICIPRULI


Analysts' buy bias toward ICICIPRULI suggests the stock is seen as a solid investment, potentially motivating investors to consider it for their portfolios. With this positive outlook, ICICIPRULI is likely to be viewed as a secure place to allocate funds, driving further interest in the stock.