Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

ICICI Prudential Life Insurance Company Limited provides life insurance, pension, and health insurance products to individuals and groups in India. The company offers term life, savings, protection, annuity, and retirement insurance products; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIPRULI
Revenue projections for ICICIPRULI

Investors may react cautiously to news that ICICI Prudential Life Insurance Company Limited's revenues are forecasted to be lower than last year's. Such declines are likely to have a negative effect on the company's bottom line, which can lead to concerns about profitability and hinder investor confidence in the company's future performance.

Financial Ratios:

currentRatio 1.295000
forwardPE 58.167957
debtToEquity 21.787000
earningsGrowth 1.203000
revenueGrowth -0.303000
grossMargins 0.090510
operatingMargins 0.038010
trailingEps 8.150000
forwardEps 0.000000

ICICI Prudential Life Insurance Company Limited's current ratio of 1.295 shows that the company has ample resources to service its short-term debt. This indicates a solid financial position, as ICICI Prudential Life Insurance Company Limited can rely on its cash reserves and current assets to cover its immediate liabilities without strain.
ICICIPRULI's high forward PE indicates potential overvaluation, which may restrict future price increases and prompt a correction. Investors should evaluate this metric carefully in conjunction with other fundamental indicators to assess the stock's true growth potential.
ICICI Prudential Life Insurance Company Limited's low Debt-to-Equity ratio indicates the company is not over-leveraged. This suggests a balanced financial structure with limited reliance on debt, which reduces financial risk and enhances its stability, making ICICI Prudential Life Insurance Company Limited's financial position more secure and appealing to investors.

Price projections:

Price projections for ICICIPRULI
Price projections for ICICIPRULI

ICICIPRULI's stock price has repeatedly hovered near the lower end of projections. This trend indicates that the company may be facing obstacles in achieving the growth anticipated by analysts.

Recommendation changes over time:

Recommendations trend for ICICIPRULI
Recommendations trend for ICICIPRULI


With analysts showing a buy bias for ICICI Prudential Life Insurance Company Limited, investors may be more inclined to see the stock as an attractive investment. The favorable outlook could spur increased interest, positioning ICICI Prudential Life Insurance Company Limited as a safe and profitable place for investors to allocate their funds and seek growth.