Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Diversified

ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, group and mass health, and motor, as well as home insurance solutions. In addition, the company offers underwriting and claims, customer relationship, technology, operations, finance and accounts, human resources, legal and compliance, actuarial, marketing, business analytics, administration, and fraud control, as well as reinsurance solutions. It serves its customers comprising individuals, corporates, state and central governments, government-owned enterprises, and rural customers, as well as micro, small, and medium enterprises through agents, brokers, bancassurance, tele-sales, direct alliances, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Lombard General Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIGI
Revenue projections for ICICIGI

Investors may react cautiously to news that ICICIGI's revenues are forecasted to be lower than last year's. Such declines are likely to have a negative effect on the company's bottom line, which can lead to concerns about profitability and hinder investor confidence in the company's future performance.

Financial Ratios:

currentRatio 0.26900
forwardPE 28.37687
debtToEquity 0.00000
earningsGrowth -0.02600
revenueGrowth 0.13800
grossMargins 0.25793
operatingMargins 0.11092
trailingEps 50.81000
forwardEps 58.29000

ICICIGI's current ratio of 0.269 implies that the company may face difficulties covering short-term debt with its current assets and cash reserves. This signals potential liquidity risks and could require additional financial strategies to meet obligations.
ICICIGI's Forward PE is well-positioned, indicating the stock price is favorable compared to its earnings. This suggests the stock is not overpriced and offers room for growth, making it an attractive option for investors looking for future value appreciation.
ICICI Lombard General Insurance Company Limited's forward EPS being higher than its trailing EPS points to expected growth in profitability. This suggests that the company is projected to perform better in the current financial year, with higher earnings forecasted compared to the previous year.

Price projections:

Price projections for ICICIGI
Price projections for ICICIGI

ICICI Lombard General Insurance Company Limited's stock price has repeatedly hovered near the lower end of projections. This trend indicates that the company may be facing obstacles in achieving the growth anticipated by analysts.

Insider Transactions:

Insider Transactions for ICICIGI
Insider Transactions for ICICIGI


ICICI Lombard General Insurance Company Limited stock was sold in 11 transactions, with market price at 1970.9636341441762.6 transactions to buy ICICI Lombard General Insurance Company Limited occurred, with market price at 2082.4166463216147.ICICI Lombard General Insurance Company Limited's current price levels have seen more selling than buying, which may indicate potential for further decline. If this trend continues, the stock could experience additional price drops, as selling pressure grows.

Recommendation changes over time:

Recommendations trend for ICICIGI
Recommendations trend for ICICIGI


The recent buy bias for ICICIGI from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see ICICIGI as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.