Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Diversified

ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, group and mass health, and motor, as well as home insurance solutions. In addition, the company offers underwriting and claims, customer relationship, technology, operations, finance and accounts, human resources, legal and compliance, actuarial, marketing, business analytics, administration, and fraud control, as well as reinsurance solutions. It serves its customers comprising individuals, corporates, state and central governments, government-owned enterprises, and rural customers, as well as micro, small, and medium enterprises through agents, brokers, bancassurance, tele-sales, direct alliances, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Lombard General Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIGI
Revenue projections for ICICIGI

ICICI Lombard General Insurance Company Limited is projected to see lower revenues than in the previous year, a trend that usually concerns investors. Declining revenues often harm a company's profitability, leading investors to exercise caution as they weigh the potential risks of continued financial downturns.

Financial Ratios:

currentRatio 0.330000
forwardPE 31.316616
debtToEquity 0.545000
earningsGrowth -0.025000
revenueGrowth 0.136000
grossMargins 0.239030
operatingMargins 0.126370
trailingEps 50.350000
forwardEps 58.290000

ICICI Lombard General Insurance Company Limited's current ratio is 0.33, meaning its cash reserves and assets may not be enough to meet short-term debt obligations. This raises concerns about the company's liquidity and its ability to cover immediate financial commitments without additional financing.
ICICIGI's forward EPS exceeding its trailing EPS implies that the company is projected to be more profitable this year. This suggests an improvement in financial performance, with analysts expecting ICICIGI to generate stronger earnings compared to the previous financial year.

Price projections:

Price projections for ICICIGI
Price projections for ICICIGI

ICICIGI's price projections have gradually risen, indicating growing confidence in the company's prospects. This upward trend suggests that analysts expect ICICIGI to continue performing well in the future.

Insider Transactions:

Insider Transactions for ICICIGI
Insider Transactions for ICICIGI


ICICIGI saw 12 transactions in which shares were sold with market price at 1960.1333312988281.6 separate purchases of ICICIGI stock were made, while market price was at 2082.4166463216147 per share.Increased sells at ICICIGI's current price levels point to a possible decline. If this trend of selling continues, it may signal that the stock's price will face further downward pressure, reflecting investor concerns.

Recommendation changes over time:

Recommendations trend for ICICIGI
Recommendations trend for ICICIGI


Recent analysis shows a strong buy bias for ICICIGI, encouraging investors to view it as a solid investment option. The positive sentiment surrounding ICICIGI suggests it could be an attractive place to allocate funds, motivating potential investors to consider the stock as a valuable part of their portfolio.