Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Diversified

ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, group and mass health, and motor, as well as home insurance solutions. In addition, the company offers underwriting and claims, customer relationship, technology, operations, finance and accounts, human resources, legal and compliance, actuarial, marketing, business analytics, administration, and fraud control, as well as reinsurance solutions. It serves its customers comprising individuals, corporates, state and central governments, government-owned enterprises, and rural customers, as well as micro, small, and medium enterprises through agents, brokers, bancassurance, tele-sales, direct alliances, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Lombard General Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIGI
Revenue projections for ICICIGI

ICICIGI is projected to see lower revenues than in the previous year, a trend that usually concerns investors. Declining revenues often harm a company's profitability, leading investors to exercise caution as they weigh the potential risks of continued financial downturns.

Financial Ratios:

currentRatio 0.278000
forwardPE 28.881353
debtToEquity 0.000000
earningsGrowth 0.277000
revenueGrowth 0.141000
grossMargins 0.241120
operatingMargins 0.154580
trailingEps 53.400000
forwardEps 58.290000

ICICI Lombard General Insurance Company Limited's current ratio being 0.278 indicates that the company's cash reserves and current assets may not be enough to cover its short-term debt. This raises potential liquidity concerns, suggesting ICICI Lombard General Insurance Company Limited might need to secure additional funding to meet its obligations.
ICICIGI's Forward PE is well-positioned, indicating the stock price is favorable compared to its earnings. This suggests the stock is not overpriced and offers room for growth, making it an attractive option for investors looking for future value appreciation.
ICICI Lombard General Insurance Company Limited's positive earnings and revenue growth reflect an optimistic outlook for the company's future. The growth in these key areas indicates that ICICI Lombard General Insurance Company Limited is expected to continue expanding its business and boosting its financial performance in the coming periods.
ICICI Lombard General Insurance Company Limited's forward EPS exceeding its trailing EPS means the company is expected to be more profitable this year than last. This suggests an upward trend in earnings, with forecasts indicating that ICICI Lombard General Insurance Company Limited's financial performance will improve in the current financial year.

Price projections:

Price projections for ICICIGI
Price projections for ICICIGI

Price projections for ICICIGI have consistently been revised upward, suggesting that analysts are increasingly optimistic about the company's performance. This trend reflects a positive outlook for ICICIGI's future.

Insider Transactions:

Insider Transactions for ICICIGI
Insider Transactions for ICICIGI


There were 12 ICICIGI stock sales, with market price at 1960.1333312988281.There were 6 buy transactions of ICICIGI, with market price at 2082.4166463216147.ICICIGI has experienced more selling activity at current price levels, which could suggest a bearish outlook. If the trend of increased selling continues, it may result in further price declines for the stock.

Recommendation changes over time:

Recommendations trend for ICICIGI
Recommendations trend for ICICIGI


ICICI Lombard General Insurance Company Limited has received a favorable buy bias from analysts recently, positioning it as a solid investment opportunity. This sentiment may attract more investors, who view ICICI Lombard General Insurance Company Limited as a stable option to park their money and potentially benefit from the company's continued growth and profitability.