Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Diversified

ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, group and mass health, and motor, as well as home insurance solutions. In addition, the company offers underwriting and claims, customer relationship, technology, operations, finance and accounts, human resources, legal and compliance, actuarial, marketing, business analytics, administration, and fraud control, as well as reinsurance solutions. It serves its customers comprising individuals, corporates, state and central governments, government-owned enterprises, and rural customers, as well as micro, small, and medium enterprises through agents, brokers, bancassurance, tele-sales, direct alliances, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Lombard General Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIGI
Revenue projections for ICICIGI

ICICI Lombard General Insurance Company Limited is projected to see lower revenues than in the previous year, a trend that usually concerns investors. Declining revenues often harm a company's profitability, leading investors to exercise caution as they weigh the potential risks of continued financial downturns.

Financial Ratios:

currentRatio 0.291000
forwardPE 29.760523
debtToEquity 0.000000
earningsGrowth 0.178000
revenueGrowth 0.126000
grossMargins 0.239370
operatingMargins 0.155380
trailingEps 56.020000
forwardEps 58.290000

ICICIGI's current ratio of 0.291 indicates that the company's cash reserves and current assets may not fully cover its short-term debts. This suggests potential liquidity risks and may require ICICIGI to find alternative solutions to meet its near-term obligations.
ICICI Lombard General Insurance Company Limited's Forward PE is positioned well, reflecting a favorable balance between stock price and earnings. The stock isn't overpriced, offering room for growth and making it a potentially rewarding investment as its value has room to rise further.
With positive earnings and revenue growth, ICICIGI is on a path to expand its business. This strong financial performance suggests the company will continue to grow, as increasing profits and revenue highlight a healthy outlook.
ICICI Lombard General Insurance Company Limited's forward EPS exceeding its trailing EPS means that the company is expected to increase profitability in the current financial year. This reflects improved earnings potential, signaling that ICICI Lombard General Insurance Company Limited is likely to outperform its previous year's financial performance.

Price projections:

Price projections for ICICIGI
Price projections for ICICIGI

Over time, price projections for ICICIGI have gradually increased, reflecting rising confidence in the company's future performance. This upward trend suggests analysts expect ICICIGI to continue on a positive growth trajectory.

Insider Transactions:

Insider Transactions for ICICIGI
Insider Transactions for ICICIGI


In recent market activity, 10 sales of ICICIGI shares took place, with market price at 1873.6099975585937.5 ICICIGI stock purchases took place, with market price of 2064.0199951171876.ICICI Lombard General Insurance Company Limited's current price levels are marked by increased selling, which could indicate further price drops. If this selling trend persists, the stock may continue to decline as investor confidence weakens.

Recommendation changes over time:

Recommendations trend for ICICIGI
Recommendations trend for ICICIGI


The recent buy bias for ICICI Lombard General Insurance Company Limited from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see ICICI Lombard General Insurance Company Limited as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.