Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to retail and corporate customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, and Others segments. It accepts savings, salary, pension, current, trade, escrow, foreign currency, and vostro accounts, as well as time, fixed, recurring, and security deposits services. The company also provides home, car, two-wheeler, personal, gold, and commercial business loans, as well as loans against securities and other loans; business loans, including working capital finance, term loans, collateral free loans, loans without financials, finance for importers and exporters, and overdraft facilities, as well as loans for new entities and card swipes; and credit, debit, prepaid, travel, forex, and corporate cards. In addition, it offers pockets wallet; fixed income products; investment products, such as mutual funds, gold monetization schemes, initial public offerings, and other online investment services; and agri and rural business, farmer finance, tractor loans, and micro banking services. Further, the company provides portfolio management, trade, foreign exchange, locker, private and NRI banking, and cash management services; family wealth and demat accounts; commercial and investment banking, capital market, custodial, and institutional banking services; health, personal accident, fire, and motor insurance, as well as distributes general and life insurance products; and Internet, mobile, and phone banking services. Additionally, it offers securities investment, broking, trading, and underwriting services; and merchant banking, trusteeship, housing finance, pension fund management, asset management, investment advisory, points of presence, and private equity/venture capital fund management services. The company was founded in 1955 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for ICICIBANK
Revenue projections for ICICIBANK

ICICIBANK is projected to see lower revenues than in the previous year, a trend that usually concerns investors. Declining revenues often harm a company's profitability, leading investors to exercise caution as they weigh the potential risks of continued financial downturns.

Financial Ratios:

currentRatio 0.00000
forwardPE 17.78474
debtToEquity 0.00000
earningsGrowth 0.16100
revenueGrowth 0.82000
grossMargins 0.00000
operatingMargins 0.34276
trailingEps 71.16000
forwardEps 37.94000

ICICIBANK's Forward PE is within a good range, showing that the stock price compares well to its earnings. This suggests it isn't overpriced and leaves room for growth, making the stock appealing to investors looking for value and growth opportunities.
ICICIBANK's positive earnings and revenue growth reflect an optimistic outlook for the company's future. The growth in these key areas indicates that ICICIBANK is expected to continue expanding its business and boosting its financial performance in the coming periods.
ICICI Bank Limited's forward EPS, being lower than its trailing EPS, points to an expected decline in profitability. This suggests that the company's financial performance may weaken in the upcoming year.

Price projections:

Price projections for ICICIBANK
Price projections for ICICIBANK

ICICI Bank Limited's price projections have consistently been revised higher, indicating growing confidence in the company's future potential. Analysts appear more optimistic about ICICI Bank Limited's ability to generate strong results going forward.

Recommendation changes over time:

Recommendations trend for ICICIBANK
Recommendations trend for ICICIBANK


Analysts have maintained a buy bias for ICICI Bank Limited, which could prompt investors to consider the stock as a viable investment. With this positive outlook, ICICI Bank Limited is positioned as an attractive option for those looking to park their money in a stable and potentially lucrative company.