Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to retail and corporate customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, and Others segments. It accepts savings, salary, pension, current, trade, escrow, foreign currency, and vostro accounts, as well as time, fixed, recurring, and security deposits services. The company also provides home, car, two-wheeler, personal, gold, and commercial business loans, as well as loans against securities and other loans; business loans, including working capital finance, term loans, collateral free loans, loans without financials, finance for importers and exporters, and overdraft facilities, as well as loans for new entities and card swipes; and credit, debit, prepaid, travel, forex, and corporate cards. In addition, it offers pockets wallet; fixed income products; investment products, such as mutual funds, gold monetization schemes, initial public offerings, and other online investment services; and agri and rural business, farmer finance, tractor loans, and micro banking services. Further, the company provides portfolio management, trade, foreign exchange, locker, private and NRI banking, and cash management services; family wealth and demat accounts; commercial and investment banking, capital market, custodial, and institutional banking services; health, personal accident, fire, and motor insurance, as well as distributes general and life insurance products; and Internet, mobile, and phone banking services. Additionally, it offers securities investment, broking, trading, and underwriting services; and merchant banking, trusteeship, housing finance, pension fund management, asset management, investment advisory, points of presence, and private equity/venture capital fund management services. The company was founded in 1955 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for ICICIBANK
Revenue projections for ICICIBANK

Investors are expected to be cautious with ICICIBANK, as its revenues are projected to fall compared to last year. A decline in revenue often results in a negative impact on profitability, prompting concerns about the company's financial stability and making investors more conservative in their approach.

Financial Ratios:

currentRatio 0.000000
forwardPE 16.898825
debtToEquity 0.000000
earningsGrowth -0.037000
revenueGrowth 0.030000
grossMargins 0.000000
operatingMargins 0.339720
trailingEps 73.220000
forwardEps 79.496660

ICICIBANK's Forward PE ratio suggests that the stock is priced appropriately in relation to its earnings. Not being overpriced, it offers room for growth, signaling potential upside for investors looking for a stock with reasonable valuation and growth potential.
ICICI Bank Limited's low earnings and revenue growth point to a potential decline in profits. This signals a downturn in financial performance, suggesting that the company might face challenges in maintaining its current level of profitability.
ICICIBANK's negative gross and operating margins indicate the company is operating at a loss, unable to generate profit from its core business activities. This suggests financial strain and potential challenges in maintaining profitability.
ICICI Bank Limited's forward EPS being higher than its trailing EPS suggests that the company is expected to generate stronger profits this year. This points to improving financial performance, with ICICI Bank Limited anticipated to deliver better earnings than it did in the prior year.

Price projections:

Price projections for ICICIBANK
Price projections for ICICIBANK

ICICI Bank Limited's price projections have been gradually revised upward, reflecting increased confidence in the company's future performance. This trend suggests analysts expect ICICI Bank Limited to achieve greater success in the coming periods.

Recommendation changes over time:

Recommendations trend for ICICIBANK
Recommendations trend for ICICIBANK


Analysts have been favoring ICICIBANK with a buy bias recently, signaling a promising investment opportunity. This optimistic outlook may attract more investors, positioning ICICIBANK as a desirable option for those seeking to invest their money in a stable, profitable company with strong growth potential.