Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Housing and Urban Development Corporation Limited provides loans and financing for housing and urban development projects in India. The company offers term loans for housing projects, such as urban and rural housing; co-operative housing; community toilets; land acquisition; retail housing; repairs and renewals; slum upgradation; and staff housing, as well as implementing agencies comprising state government bodies, co-operative societies, corporate borrowers, joint sectors, and retail. It provides financing for infrastructure projects in the sectors of water supply; sewerage; drainage; solid waste management; roads and transport; power generation, transmission, distribution, and renovation; emerging sector; smart city; and social infrastructure projects, such as National games village, stadia, sports complexes, shooting ranges, parks and play grounds, health centers, government hospitals, schools and colleges, State Vidhan Sabha Sadans, police academies and stations, fire stations, courts/collectorates/office buildings, rehabilitation centers, auditoria, convention halls, crematoriums, etc., as well as commercial infrastructure projects, including office buildings spaces, business/trade centres, shopping malls, market complexes, theatres/multiplexes/entertainment centres, hotels, guest houses, terminal markets, multilevel parking, tourist centres etc. In addition, the company offers consultancy services, including architecture, regional and urban planning, environmental planning and monitoring, construction and project management; valuation and real estate consultancy services. Further, it provides research and training services, such as training capacity; research facilitation; partnership and networking; documentation, dissemination, and publication; and technical inputs in sectoral policies and programmes. The company was incorporated in 1970 and is based in New Delhi, India.

Revenue projections:

Revenue projections for HUDCO
Revenue projections for HUDCO

Housing and Urban Development Corporation Limited's revenues are forecasted to stay approximately the same as the previous year, suggesting a neutral outlook. This may be seen as stable performance, but without significant growth, it may not generate excitement among investors seeking higher returns.

Financial Ratios:

currentRatio 328.389000
forwardPE 10.941262
debtToEquity 705.764000
earningsGrowth 0.032000
revenueGrowth 0.022000
grossMargins 0.994570
operatingMargins 0.851610
trailingEps 14.000000
forwardEps 16.500000

HUDCO's current ratio of 328.389, indicating that the company can meet its short-term debt obligations with ease. This high liquidity level is a positive sign, as HUDCO has enough cash and current assets to handle its immediate liabilities comfortably.
HUDCO's Forward PE is in a favorable range, suggesting the stock is reasonably priced relative to its earnings. This indicates the stock is not overpriced, providing room for potential growth and making it an attractive option for investors looking for solid value and future upside.
Housing and Urban Development Corporation Limited's high debt-to-equity ratio indicates that the company is using more debt than equity to fund its operations. This high leverage could expose the company to greater financial risk, especially during periods of declining profitability.
With positive gross and operating margins, HUDCO demonstrates its profitability and efficiency. These metrics show that the company is managing costs well while generating strong revenue, highlighting robust financial health.
HUDCO's forward EPS is higher than its trailing EPS, which signals that the company is expected to achieve greater profitability this financial year. This suggests improved earnings performance, indicating a positive outlook for HUDCO's financial growth.

Price projections:

Price projections for HUDCO
Price projections for HUDCO

The price of HUDCO currently aligns with projections, offering no clear risks or opportunities. This situation suggests stability in the stock's performance, leading investors to await further developments before making strategic decisions.

Recommendation changes over time:

Recommendations trend for HUDCO
Recommendations trend for HUDCO


HUDCO has garnered a buy bias from analysts recently, suggesting the stock is a good investment opportunity. This may lead to increased investor interest, as HUDCO is seen as a reliable place to park money for those looking to benefit from potential market gains and company growth.