Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Mortgage Finance

Home First Finance Company India Limited operates as a housing finance company in India. The company offers home loans, home construction loans, home extension and renovation loans, loans against property, shop loans, and loans for purchase of commercial property. It also operates mobile application for financing of loans. The company serves salaried professionals, self-employed individuals, and small business owners. Home First Finance Company India Limited was incorporated in 2010 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for HOMEFIRST
Revenue projections for HOMEFIRST

HOMEFIRST's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 6.107000
forwardPE 21.290495
debtToEquity 380.228000
earningsGrowth 0.251000
revenueGrowth 0.322000
grossMargins 0.999470
operatingMargins 0.633910
trailingEps 42.110000
forwardEps 0.000000

With a current ratio of 6.107, HOMEFIRST has the liquidity needed to easily service its short-term debt. The company's cash reserves and current assets are sufficient, indicating that HOMEFIRST is in a strong position to meet its immediate financial obligations without difficulty.
HOMEFIRST's Forward PE is at a healthy level, meaning the stock price is aligned favorably with earnings. This suggests that the stock isn't overpriced, providing room for growth and making it an appealing option for investors looking to capitalize on potential future gains.
HOMEFIRST's high debt-to-equity ratio reveals that the company is heavily reliant on debt for financing. This high level of leverage increases the risk of financial strain if profits decline or interest rates rise.
HOMEFIRST's positive earnings and revenue growth point to business expansion on the horizon. The company is positioned for continued success, with increasing profits and revenue growth highlighting a strong path forward for future growth.
HOMEFIRST's positive gross and operating margins reflect strong profitability and operational efficiency. These metrics indicate the company's ability to control costs while maintaining healthy revenue, contributing to its solid financial performance.

Price projections:

Price projections for HOMEFIRST
Price projections for HOMEFIRST

Over time, HOMEFIRST's price projections have been revised higher, signaling growing confidence in the company's future. This upward trend suggests analysts anticipate strong performance and increased market value for HOMEFIRST.

Recommendation changes over time:

Recommendations trend for HOMEFIRST
Recommendations trend for HOMEFIRST


The recent buy bias for Home First Finance Company India Limited from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see Home First Finance Company India Limited as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.