Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

HDFC Life Insurance Company Limited provides individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, retirement, children, and unit linked insurance plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life Insurance Company Limited in January 2019. HDFC Life Insurance Company Limited was incorporated in 2000 and is headquartered in Mumbai, India. HDFC Life Insurance Company Limited is a subsidiary of HDFC Bank Limited.

Revenue projections:

Revenue projections for HDFCLIFE
Revenue projections for HDFCLIFE

HDFCLIFE is projected to experience a revenue decline compared to last year, a development that often leads to investor caution. The drop could negatively impact the company's bottom line, as lower revenues typically signal reduced profitability, prompting more conservative investment strategies.

Financial Ratios:

currentRatio 0.94500
forwardPE 64.61430
debtToEquity 17.30900
earningsGrowth 0.14000
revenueGrowth 0.09700
grossMargins 0.08768
operatingMargins 0.02042
trailingEps 8.73000
forwardEps 6.30000

HDFC Life Insurance Company Limited's elevated forward PE ratio indicates that the stock may face limited price growth and is at risk for a correction. Investors should consider this metric alongside other fundamentals to accurately assess the stock's valuation.
HDFCLIFE's low Debt-to-Equity ratio means it is not excessively reliant on debt financing. This low leverage suggests lower financial risk and stronger equity control, positioning the company in a more stable financial situation and reducing vulnerability to debt-related issues.
HDFC Life Insurance Company Limited's forward EPS falling below its trailing EPS suggests the company is expected to be less profitable this year. This signals a potential decline in earnings, which may raise concerns about HDFC Life Insurance Company Limited's financial future.

Price projections:

Price projections for HDFCLIFE
Price projections for HDFCLIFE

The steady upward revision of HDFC Life Insurance Company Limited's price projections indicates growing confidence in the company's performance. Analysts are becoming increasingly optimistic about HDFC Life Insurance Company Limited's future prospects and potential for growth.

Recommendation changes over time:

Recommendations trend for HDFCLIFE
Recommendations trend for HDFCLIFE


Analysts have shown a buy bias for HDFCLIFE, signaling it as a strong investment choice. This positive outlook could motivate investors to allocate funds to HDFCLIFE, seeing it as a reliable and potentially profitable option, especially in an environment where the stock market is highly scrutinized.