Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

HDFC Bank Limited engages in the provision of banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates in three segments: Treasury, Retail Banking, Wholesale Banking, and Other Banking Services. It accepts savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment and commercial vehicle finance, dealer finance, and term loans. In addition, it offers credit, debit, prepaid, and forex cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, and documents collection services; online and wholesale, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; and channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services, as well as financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for HDFCBANK
Revenue projections for HDFCBANK

HDFCBANK is projected to see a decline in revenue compared to last year, which could lead to investor caution. A drop in earnings is often viewed as a negative signal for profitability, making it more difficult for the company to maintain investor confidence in its financial health.

Financial Ratios:

currentRatio 0.00000
forwardPE 16.80203
debtToEquity 0.00000
earningsGrowth 0.06000
revenueGrowth 0.03900
grossMargins 0.00000
operatingMargins 0.36808
trailingEps 92.36000
forwardEps 96.36000

HDFC Bank Limited's Forward PE ratio suggests that the stock is priced appropriately in relation to its earnings. Not being overpriced, it offers room for growth, signaling potential upside for investors looking for a stock with reasonable valuation and growth potential.
HDFCBANK's negative gross and operating margins suggest that the company is currently facing financial difficulties, as it is unable to cover production and operational costs. This could result in significant losses if not addressed.
HDFCBANK's forward EPS being higher than its trailing EPS suggests that the company is expected to generate stronger profits this year. This points to improving financial performance, with HDFCBANK anticipated to deliver better earnings than it did in the prior year.

Price projections:

Price projections for HDFCBANK
Price projections for HDFCBANK

HDFCBANK's price projections have gradually increased over time, indicating that analysts are becoming more optimistic about the company's prospects. This suggests confidence in HDFCBANK's ability to achieve future growth.

Insider Transactions:

Insider Transactions for HDFCBANK
Insider Transactions for HDFCBANK


84 HDFCBANK shares were sold in recent transactions, with market price at 1682.105955578032.There were 2 purchases of HDFC Bank Limited stock, with market price of 1625.175048828125.There is no noticeable trend in insider transactions, making it difficult to assess whether the company is headed in a positive or negative direction.

Recommendation changes over time:

Recommendations trend for HDFCBANK
Recommendations trend for HDFCBANK


Recent analysis shows a strong buy bias for HDFCBANK, encouraging investors to view it as a solid investment option. The positive sentiment surrounding HDFCBANK suggests it could be an attractive place to allocate funds, motivating potential investors to consider the stock as a valuable part of their portfolio.