Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

HDFC Bank Limited engages in the provision of banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates in three segments: Treasury, Retail Banking, Wholesale Banking, and Other Banking Services. It accepts savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment and commercial vehicle finance, dealer finance, and term loans. In addition, it offers credit, debit, prepaid, and forex cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, and documents collection services; online and wholesale, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; and channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services, as well as financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for HDFCBANK
Revenue projections for HDFCBANK

HDFC Bank Limited is projected to experience a revenue decline compared to last year, a development that often leads to investor caution. The drop could negatively impact the company's bottom line, as lower revenues typically signal reduced profitability, prompting more conservative investment strategies.

Financial Ratios:

currentRatio 0.000000
forwardPE 16.273266
debtToEquity 0.000000
earningsGrowth 0.060000
revenueGrowth 0.039000
grossMargins 0.000000
operatingMargins 0.368080
trailingEps 92.460000
forwardEps 96.360000

HDFCBANK's Forward PE is in a favorable range, meaning its stock price compares well with its earnings and isn't overpriced. This leaves room for growth, making it a compelling opportunity for investors looking to benefit from potential future gains.
HDFCBANK's negative gross and operating margins point to financial difficulties, as the company is unable to generate profit from its core operations or production. This could signal broader problems in cost management or declining sales.
With a forward EPS greater than its trailing EPS, HDFC Bank Limited is forecasted to be more profitable this year than last. This growth expectation reflects confidence in the company's earnings potential and suggests an improving financial trajectory for the year ahead.

Price projections:

Price projections for HDFCBANK
Price projections for HDFCBANK

The steady upward revision of HDFCBANK's price projections indicates growing confidence in the company's performance. Analysts are becoming increasingly optimistic about HDFCBANK's future prospects and potential for growth.

Insider Transactions:

Insider Transactions for HDFCBANK
Insider Transactions for HDFCBANK


HDFCBANK had 84 sell transactions, while the market price was at 1682.105955578032 per share.There were 2 transactions to buy HDFC Bank Limited stock, with market price of 1625.175048828125.Insider transactions fail to demonstrate any noticeable trend, leaving ambiguity about the company's potential trajectory or changes in its strategic approach.

Recommendation changes over time:

Recommendations trend for HDFCBANK
Recommendations trend for HDFCBANK


Recent analysis shows a strong buy bias for HDFCBANK, encouraging investors to view it as a solid investment option. The positive sentiment surrounding HDFCBANK suggests it could be an attractive place to allocate funds, motivating potential investors to consider the stock as a valuable part of their portfolio.