Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

The Federal Bank Limited provides a range of banking and financial services in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. Its deposit products include savings accounts, current accounts, noor personal accounts, demat accounts, salary accounts, fixed deposits, cash certificates, recurring deposits, exchange earners' foreign currency accounts, gilt accounts, and NRI deposit schemes. In addition, the company's loan portfolio comprises personal, gold, housing, car, property, education and career, instant digital, SME business, agri and agri allied, and other loans; loans against sovereign gold bonds and fixed deposit; term loans, project finance, and working capital loans; and debit and credit cards. Further, it offers life, health, and general insurance products; cash management, wealth management, and merchant banking services; mutual funds, sovereign gold bonds, online trading, and national pension system; treasury products; and remittance, fund transfer, payment and collection, bill discounting, bank guarantees, letter of credit, packing credit limit, trade finance, LC bill discounting, safe deposit locker, e-commerce, internet banking, mobile banking, ATM, and tele banking services. The Federal Bank Limited operates a network of branches and ATMs/cash recyclers. The company was formerly known as Travancore Federal Bank Limited and changed its name to The Federal Bank Limited in March 1947. The Federal Bank Limited was incorporated in 1931 and is based in Aluva, India.

Revenue projections:

Revenue projections for FEDERALBNK
Revenue projections for FEDERALBNK

With The Federal Bank Limited's revenues expected to fall below the previous year's, investors are likely to approach the stock with caution. Declining revenues can negatively affect profitability, which makes it harder for the company to maintain investor confidence and perform well in the market.

Financial Ratios:

currentRatio 0.000000
forwardPE 9.722324
debtToEquity 0.000000
earningsGrowth -0.111000
revenueGrowth 0.018000
grossMargins 0.000000
operatingMargins 0.380360
trailingEps 16.340000
forwardEps 11.690000

FEDERALBNK's low earnings and revenue growth point to a likely decrease in profits. This suggests that the company is facing financial difficulties and may struggle to maintain its current level of profitability.
FEDERALBNK's negative gross and operating margins suggest that the company is struggling to cover its production and operating costs, leading to losses. This reflects a weakened financial state and potential difficulties in sustaining profitability.
FEDERALBNK's lower forward EPS compared to its trailing EPS indicates that the company may be less profitable in the upcoming year. This suggests a potential slowdown in earnings, which could be a sign of weaker financial performance ahead.

Price projections:

Price projections for FEDERALBNK
Price projections for FEDERALBNK

FEDERALBNK's price has consistently hovered around the lower limit of price projections. This pattern suggests that the stock may be underperforming relative to expectations, which could lead to concerns among investors.

Insider Transactions:

Insider Transactions for FEDERALBNK
Insider Transactions for FEDERALBNK


1 separate transactions to buy FEDERALBNK were completed, while market price hovered around 183.6199951171875.No buy transactions occurred in the period under review.FEDERALBNK's current price levels are marked by more sells than buys, potentially signaling a price decline. If this trend continues, it may suggest that investors expect the stock to drop further in value.

Recommendation changes over time:

Recommendations trend for FEDERALBNK
Recommendations trend for FEDERALBNK


The recent buy bias for FEDERALBNK from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see FEDERALBNK as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.