Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Equitas Small Finance Bank Limited provides various banking products and services to for individuals and corporates, as well as micro, small, and medium enterprises in India. The company operates through Treasury, Corporate / Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers fixed and recurring deposit products; and savings, salary, business, and current accounts, as well as trust, association, society, and club accounts. The company also provides loans against property; gold, home, used and new car, business, and MSME loans; commercial vehicle finance, merchant overdraft, and MSME loans monitoring services; overdraft against deposits; investment services; general, life, and health insurances; pension schemes; payments and collection solutions; retail forex services; fund transfer services; and debit cards. In addition, it offers online, mobile, and doorstep banking services. It operates various banking outlets and ATMs. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India.

Revenue projections:

Revenue projections for EQUITASBNK
Revenue projections for EQUITASBNK

The projected decline in EQUITASBNK's revenues compared to last year is expected to make investors cautious. A drop in revenue often has a direct negative effect on the company's bottom line, signaling potential challenges that could undermine investor confidence and reduce overall profitability.

Financial Ratios:

currentRatio 0.000000
forwardPE 8.768057
debtToEquity 35.191000
earningsGrowth 0.000000
revenueGrowth 0.067000
grossMargins 1.000000
operatingMargins 0.292150
trailingEps -0.900000
forwardEps 0.000000

EQUITASBNK's positive gross and operating margins indicate healthy profitability. These margins reflect the company's ability to generate income efficiently from its operations, signaling strong financial performance and effective cost management.

Price projections:

Price projections for EQUITASBNK
Price projections for EQUITASBNK

Over time, analysts have gradually revised EQUITASBNK's price projections downward. This suggests growing concerns about the company's ability to meet previous expectations, pointing to a more conservative outlook.

Recommendation changes over time:

Recommendations trend for EQUITASBNK
Recommendations trend for EQUITASBNK


Analysts' buy bias for Equitas Small Finance Bank Limited signals that the stock is considered a favorable investment. This outlook might prompt investors to allocate funds to Equitas Small Finance Bank Limited, seeing it as a solid and profitable choice to park their money and potentially benefit from the company's long-term growth.