Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Equitas Small Finance Bank Limited provides various banking products and services to for individuals and corporates, as well as micro, small, and medium enterprises in India. The company operates through Treasury, Corporate / Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers fixed and recurring deposit products; and savings, salary, business, and current accounts, as well as trust, association, society, and club accounts. The company also provides loans against property; gold, home, used and new car, business, and MSME loans; commercial vehicle finance, merchant overdraft, and MSME loans monitoring services; overdraft against deposits; investment services; general, life, and health insurances; pension schemes; payments and collection solutions; retail forex services; fund transfer services; and debit cards. In addition, it offers online, mobile, and doorstep banking services. It operates various banking outlets and ATMs. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India.

Revenue projections:

Revenue projections for EQUITASBNK
Revenue projections for EQUITASBNK

Investors may be wary of EQUITASBNK as its revenues are expected to fall below the prior year's levels. A revenue decrease often leads to concerns about profitability, as it is likely to affect the company's bottom line, prompting investors to take a more cautious approach.

Financial Ratios:

currentRatio 0.96800
forwardPE 8.50255
debtToEquity 35.19100
earningsGrowth -0.79600
revenueGrowth 0.02800
grossMargins 1.00000
operatingMargins 0.29511
trailingEps 1.29000
forwardEps 0.00000

Equitas Small Finance Bank Limited's low earnings and revenue growth suggest that the company's profits may shrink. This trend could indicate underlying financial struggles and pose challenges for Equitas Small Finance Bank Limited's future profitability.
Equitas Small Finance Bank Limited's positive gross and operating margins suggest the company is performing profitably. These margins reflect efficient cost management and strong revenue generation, signaling healthy financial performance and operational effectiveness.

Price projections:

Price projections for EQUITASBNK
Price projections for EQUITASBNK

Price projections for EQUITASBNK have been steadily revised downward over time, indicating growing concerns about the company's future performance. This downward trend reflects reduced optimism among analysts regarding EQUITASBNK's ability to meet previous expectations.

Recommendation changes over time:

Recommendations trend for EQUITASBNK
Recommendations trend for EQUITASBNK


With analysts showing a buy bias for EQUITASBNK, investors may be more inclined to see the stock as an attractive investment. The favorable outlook could spur increased interest, positioning EQUITASBNK as a safe and profitable place for investors to allocate their funds and seek growth.