Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

CSB Bank Limited provides banking and financial services for small and medium enterprises, retail, and NRI customers in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers savings and current, and fixed deposit accounts; life and general life insurances; digital access, which includes net and mobile banking, e-passbook, pay bill, and online transaction registration services; and doorstep banking services. In addition, the company provides personal, gold, vehicle, home, and educational loans; tax payer's liquidity and casy cash scheme, medicash, VIP car loan, and base rate and service charges; and NRI banking services including NRO, NRE, FCNR, RFC accounts, loans, inward remittance, correspondent banks, SWIFT central, and forex rates, as well as Agri/FI banking services. Further, it offers SME and corporate banking services, which includes term and working capital loans, export and import finance, letter of credit, buyer and suppliers credit, commercial vehicle loans, inland and TReDs bill discounting, and cash credit and overdraft services; and trade finance services, such as packing credit, export bill collection, discounting, negotiation, purchase, export LC advising, and advance remittance against export services. CSB Bank Limited was formerly known as The Catholic Syrian Bank Limited. CSB Bank Limited was incorporated in 1920 and is based in Thrissur, India.

Revenue projections:

Revenue projections for CSBBANK
Revenue projections for CSBBANK

Revenues for CSBBANK are expected to drop compared to the previous year, which could be a cause for concern for investors. A decline in earnings may negatively impact the company's profitability, leading cautious investors to reconsider their positions, as it often signals challenges in overall financial health.

Financial Ratios:

currentRatio 0.000000
forwardPE 8.176413
debtToEquity 0.000000
earningsGrowth 0.258000
revenueGrowth 0.235000
grossMargins 0.000000
operatingMargins 0.370440
trailingEps 34.240000
forwardEps 0.000000

CSBBANK's positive earnings and revenue growth signal the company's business is on track for further expansion. These strong financial trends suggest that CSBBANK will continue to grow its operations, driven by increasing profits and revenue.

Price projections:

Price projections for CSBBANK
Price projections for CSBBANK

CSBBANK's present price, in relation to projections, does not offer clear risks or opportunities. This stable scenario suggests a period of consolidation, where investors might prefer to hold off on significant changes in strategy.

Recommendation changes over time:

Recommendations trend for CSBBANK
Recommendations trend for CSBBANK


With analysts showing a buy bias for CSBBANK, investors may be more inclined to see the stock as an attractive investment. The favorable outlook could spur increased interest, positioning CSBBANK as a safe and profitable place for investors to allocate their funds and seek growth.