Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

CSB Bank Limited provides banking and financial services for small and medium enterprises, retail, and NRI customers in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers savings and current, and fixed deposit accounts; life and general life insurances; digital access, which includes net and mobile banking, e-passbook, pay bill, and online transaction registration services; and doorstep banking services. In addition, the company provides personal, gold, vehicle, home, and educational loans; tax payer's liquidity and casy cash scheme, medicash, VIP car loan, and base rate and service charges; and NRI banking services including NRO, NRE, FCNR, RFC accounts, loans, inward remittance, correspondent banks, SWIFT central, and forex rates, as well as Agri/FI banking services. Further, it offers SME and corporate banking services, which includes term and working capital loans, export and import finance, letter of credit, buyer and suppliers credit, commercial vehicle loans, inland and TReDs bill discounting, and cash credit and overdraft services; and trade finance services, such as packing credit, export bill collection, discounting, negotiation, purchase, export LC advising, and advance remittance against export services. CSB Bank Limited was formerly known as The Catholic Syrian Bank Limited. CSB Bank Limited was incorporated in 1920 and is based in Thrissur, India.

Revenue projections:

Revenue projections for CSBBANK
Revenue projections for CSBBANK

Investors are expected to be cautious with CSB Bank Limited, as its revenues are projected to fall compared to last year. A decline in revenue often results in a negative impact on profitability, prompting concerns about the company's financial stability and making investors more conservative in their approach.

Financial Ratios:

currentRatio 0.00000
forwardPE 8.53277
debtToEquity 0.00000
earningsGrowth 0.04700
revenueGrowth 0.09700
grossMargins 0.00000
operatingMargins 0.28317
trailingEps 34.54000
forwardEps 0.00000


Price projections:

Price projections for CSBBANK
Price projections for CSBBANK

CSBBANK's price projections have gradually decreased, indicating a more conservative outlook from analysts. The repeated downward revisions suggest waning confidence in the company's ability to achieve its previous targets.

CSBBANK's stock price has already exceeded the higher end of analysts' projections. With little room left for additional increases, this situation suggests that investors should be cautious as the stock may face challenges in maintaining its current valuation.

Recommendation changes over time:

Recommendations trend for CSBBANK
Recommendations trend for CSBBANK


With analysts leaning toward a sell bias for CSBBANK, investors should be cautious and make decisions based on a wider set of market indicators. This approach will help balance short-term concerns with longer-term market trends, providing a more holistic view of the stock.