Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company provides vehicle finance, loan against property, home, and small and medium-sized enterprise loans, as well as secured, business and personal, and consumer and small enterprise loans; and general insurance services. Cholamandalam Financial Holdings Limited was formerly known as TI Financial Holdings Limited. The company was incorporated in 1949 and is based in Chennai, India.

Revenue projections:

Revenue projections for CHOLAHLDNG
Revenue projections for CHOLAHLDNG

Revenues for CHOLAHLDNG are expected to drop compared to the previous year, which could be a cause for concern for investors. A decline in earnings may negatively impact the company's profitability, leading cautious investors to reconsider their positions, as it often signals challenges in overall financial health.

Financial Ratios:

currentRatio 58.91900
forwardPE 0.00000
debtToEquity 648.07800
earningsGrowth 0.19600
revenueGrowth 0.13200
grossMargins 0.76360
operatingMargins 0.37437
trailingEps 115.74000
forwardEps 0.00000

CHOLAHLDNG's current ratio being 58.919 suggests the company will have no issues paying off its short-term debt. With sufficient cash reserves and current assets, CHOLAHLDNG can easily cover its immediate liabilities, reflecting solid financial health.
Cholamandalam Financial Holdings Limited's high debt-to-equity ratio indicates a strong reliance on debt, meaning the company is heavily leveraged. This could increase financial risks if cash flow or earnings decline, making it more difficult for Cholamandalam Financial Holdings Limited to manage its debt obligations.
CHOLAHLDNG's positive earnings and revenue growth suggest that the company is expected to expand its business. This reflects a healthy financial outlook, as CHOLAHLDNG's increasing profits and sales signal further growth in the near future.
CHOLAHLDNG's positive gross and operating margins suggest the company is performing profitably. These margins reflect efficient cost management and strong revenue generation, signaling healthy financial performance and operational effectiveness.

Recommendation changes over time:

Recommendations trend for CHOLAHLDNG
Recommendations trend for CHOLAHLDNG


Analysts' buy bias for CHOLAHLDNG signals that the stock is considered a favorable investment. This outlook might prompt investors to allocate funds to CHOLAHLDNG, seeing it as a solid and profitable choice to park their money and potentially benefit from the company's long-term growth.