Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company provides vehicle finance, loan against property, home, and small and medium-sized enterprise loans, as well as secured, business and personal, and consumer and small enterprise loans; and general insurance services. Cholamandalam Financial Holdings Limited was formerly known as TI Financial Holdings Limited. The company was incorporated in 1949 and is based in Chennai, India.

Revenue projections:

Revenue projections for CHOLAHLDNG
Revenue projections for CHOLAHLDNG

With CHOLAHLDNG's revenue forecasted to drop below last year's level, investors are expected to take a cautious stance. Such declines typically affect a company's bottom line, reducing profitability and making investors hesitant to invest heavily in the company until financial performance improves.

Financial Ratios:

currentRatio 0.00000
forwardPE 0.00000
debtToEquity 650.26500
earningsGrowth 0.05500
revenueGrowth 0.13200
grossMargins 0.75723
operatingMargins 0.31213
trailingEps 117.36000
forwardEps 0.00000

Cholamandalam Financial Holdings Limited's elevated debt-to-equity ratio reflects substantial leverage, meaning the company relies heavily on borrowed funds. This could increase financial risk, particularly in times of economic uncertainty or if the company's profitability declines.
With positive gross and operating margins, Cholamandalam Financial Holdings Limited's profitability is evident. These metrics suggest the company is efficiently managing its expenses while maintaining strong revenue, highlighting a solid financial foundation.

Price projections:

Price projections for CHOLAHLDNG
Price projections for CHOLAHLDNG



Recommendation changes over time:

Recommendations trend for CHOLAHLDNG
Recommendations trend for CHOLAHLDNG


A recent buy bias from analysts toward CHOLAHLDNG indicates strong confidence in the stock's future performance. This could encourage investors to park their money in CHOLAHLDNG, viewing it as a stable and potentially rewarding investment opportunity with promising long-term growth prospects.