Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company provides vehicle finance, loan against property, home, and small and medium-sized enterprise loans, as well as secured, business and personal, and consumer and small enterprise loans; and general insurance services. Cholamandalam Financial Holdings Limited was formerly known as TI Financial Holdings Limited. The company was incorporated in 1949 and is based in Chennai, India.

Revenue projections:

Revenue projections for CHOLAHLDNG
Revenue projections for CHOLAHLDNG

CHOLAHLDNG's revenue projections indicate a decrease from the prior year, which may make investors hesitant. A revenue decline could harm the company's bottom line, prompting investors to be more careful, as lower earnings often signal potential issues with profitability and future performance.

Financial Ratios:

currentRatio 64.212000
forwardPE 11.544171
debtToEquity 635.380000
earningsGrowth 0.046000
revenueGrowth 0.168000
grossMargins 0.742970
operatingMargins 0.286600
trailingEps 118.640000
forwardEps 0.000000

With a current ratio of 64.212, CHOLAHLDNG has the liquidity needed to easily service its short-term debt. The company's cash reserves and current assets are sufficient, indicating that CHOLAHLDNG is in a strong position to meet its immediate financial obligations without difficulty.
CHOLAHLDNG's Forward PE ratio suggests the stock price is reasonable in relation to earnings. It's not overpriced, providing room for future growth, making the stock a potentially valuable investment for those seeking long-term gains.
CHOLAHLDNG's high debt-to-equity ratio indicates a strong reliance on debt, meaning the company is heavily leveraged. This could increase financial risks if cash flow or earnings decline, making it more difficult for CHOLAHLDNG to manage its debt obligations.
CHOLAHLDNG's positive gross and operating margins reflect its profitability and efficiency. These metrics demonstrate the company's ability to manage costs effectively while generating strong revenue, highlighting its solid financial health and operational effectiveness.

Price projections:

Price projections for CHOLAHLDNG
Price projections for CHOLAHLDNG

The price of CHOLAHLDNG has consistently remained close to the lower end of price projections. This trend may reflect uncertainty in the market regarding the company's ability to deliver on growth expectations.

Recommendation changes over time:

Recommendations trend for CHOLAHLDNG
Recommendations trend for CHOLAHLDNG


Analysts' buy bias for CHOLAHLDNG signals that the stock is considered a favorable investment. This outlook might prompt investors to allocate funds to CHOLAHLDNG, seeing it as a solid and profitable choice to park their money and potentially benefit from the company's long-term growth.