Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Bank of India Limited provides various banking products and services in India and internationally. It operates through Treasury, Wholesale Banking, and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits. It also provides debit, credit, and prepaid cards; loan products, including personal, home, vehicle, education, loan against property, star reverse mortgage, and approved home projects loans; and financing services comprising finance to new and existing business, healthcare scheme, govt. sponsored scheme, and commercial vehicle finance services. In addition, the company offers credit, cash management, and trade finance services; government deposit schemes products, including PPF, SCSS, Sukanya Samridhi, pension, and departmentalized ministries accounts; NPS, sovereign gold RBI bonds; MSSC and other products; mutual funds; and insurance services, such as life, health, and general insurance products. Further, it provides NRI services, including loans, money remittance and ancillary services, as well as agri products such as Kisan credit card, gold loan, self help group, Atmanirbhar schemes, tractor/farm mechanization, food and agro loans, agri allied activities, Kisan Ghar and agri mortgage loan, agri clinic/agri business centers, and other loans services. Additionally, the company offers internet banking, online, payment services. Bank of India Limited was incorporated in 1906 and is headquartered in Mumbai, India. Bank of India Limited is a part of India.

Revenue projections:

Revenue projections for BANKINDIA
Revenue projections for BANKINDIA

Revenues for BANKINDIA are forecasted to decline from last year's levels, prompting caution among investors. When revenues fall, it can have a significant negative impact on the company's bottom line, reducing profitability and making the stock less attractive to risk-averse investors.

Financial Ratios:

currentRatio 0.000000
forwardPE 5.642703
debtToEquity 0.000000
earningsGrowth 0.652000
revenueGrowth 0.375000
grossMargins 0.000000
operatingMargins 0.431260
trailingEps 20.970000
forwardEps 10.240000

BANKINDIA's positive earnings and revenue growth suggest that the company is poised for business expansion. This financial strength indicates that BANKINDIA is expected to continue growing, with rising profits and sales contributing to its long-term success.
Bank of India Limited's forward EPS being lower than its trailing EPS suggests that the company is expected to see a decline in profitability. This signals that the company may face a challenging financial year ahead.

Price projections:

Price projections for BANKINDIA
Price projections for BANKINDIA

Over time, price projections for BANKINDIA have gradually risen, signaling growing optimism about the company's future. This upward revision reflects increasing confidence in BANKINDIA's ability to achieve strong financial results.

Recommendation changes over time:

Recommendations trend for BANKINDIA
Recommendations trend for BANKINDIA


Analysts are favoring BANKINDIA with a buy bias, highlighting the stock's potential as a solid investment. This recommendation might drive more investors to consider BANKINDIA as a secure and profitable option for their money, contributing to a broader positive sentiment in the market.