Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Bank of India Limited provides various banking products and services in India and internationally. It operates through Treasury, Wholesale Banking, and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits. It also provides debit, credit, and prepaid cards; loan products, including personal, home, vehicle, education, loan against property, star reverse mortgage, and approved home projects loans; and financing services comprising finance to new and existing business, healthcare scheme, govt. sponsored scheme, and commercial vehicle finance services. In addition, the company offers credit, cash management, and trade finance services; government deposit schemes products, including PPF, SCSS, Sukanya Samridhi, pension, and departmentalized ministries accounts; NPS, sovereign gold RBI bonds; MSSC and other products; mutual funds; and insurance services, such as life, health, and general insurance products. Further, it provides NRI services, including loans, money remittance and ancillary services, as well as agri products such as Kisan credit card, gold loan, self help group, Atmanirbhar schemes, tractor/farm mechanization, food and agro loans, agri allied activities, Kisan Ghar and agri mortgage loan, agri clinic/agri business centers, and other loans services. Additionally, the company offers internet banking, online, payment services. Bank of India Limited was incorporated in 1906 and is headquartered in Mumbai, India. Bank of India Limited is a part of India.

Revenue projections:

Revenue projections for BANKINDIA
Revenue projections for BANKINDIA

BANKINDIA's revenue projections show a decrease from last year, which tends to make investors more cautious. This could have a negative impact on the company's bottom line, as lower revenues typically suggest reduced profitability and growth potential, prompting concern among investors.

Financial Ratios:

currentRatio 0.000000
forwardPE 6.095947
debtToEquity 0.000000
earningsGrowth 0.653000
revenueGrowth 0.375000
grossMargins 0.000000
operatingMargins 0.431260
trailingEps 20.970000
forwardEps 10.240000

BANKINDIA's positive earnings and revenue growth signal the company's business is on track for further expansion. These strong financial trends suggest that BANKINDIA will continue to grow its operations, driven by increasing profits and revenue.
BANKINDIA's forward EPS is less than its trailing EPS, signaling that the company's profitability is expected to shrink. This points to a potential downturn in earnings compared to last year.

Price projections:

Price projections for BANKINDIA
Price projections for BANKINDIA

Bank of India Limited's price projections have been steadily revised down, pointing to declining confidence in the company's outlook. This suggests that analysts are becoming more conservative in their expectations for Bank of India Limited's future performance.

Recommendation changes over time:

Recommendations trend for BANKINDIA
Recommendations trend for BANKINDIA


Recent analysis shows a strong buy bias for BANKINDIA, encouraging investors to view it as a solid investment option. The positive sentiment surrounding BANKINDIA suggests it could be an attractive place to allocate funds, motivating potential investors to consider the stock as a valuable part of their portfolio.