Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Bank of India Limited provides various banking products and services in India and internationally. It operates through Treasury, Wholesale Banking, and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits. It also provides debit, credit, and prepaid cards; loan products, including personal, home, vehicle, education, loan against property, star reverse mortgage, and approved home projects loans; and financing services comprising finance to new and existing business, healthcare scheme, govt. sponsored scheme, and commercial vehicle finance services. In addition, the company offers credit, cash management, and trade finance services; government deposit schemes products, including PPF, SCSS, Sukanya Samridhi, pension, and departmentalized ministries accounts; NPS, sovereign gold RBI bonds; MSSC and other products; mutual funds; and insurance services, such as life, health, and general insurance products. Further, it provides NRI services, including loans, money remittance and ancillary services, as well as agri products such as Kisan credit card, gold loan, self help group, Atmanirbhar schemes, tractor/farm mechanization, food and agro loans, agri allied activities, Kisan Ghar and agri mortgage loan, agri clinic/agri business centers, and other loans services. Additionally, the company offers internet banking, online, payment services. Bank of India Limited was incorporated in 1906 and is headquartered in Mumbai, India. Bank of India Limited is a part of India.

Revenue projections:

Revenue projections for BANKINDIA
Revenue projections for BANKINDIA

Investors are expected to be cautious with BANKINDIA, as its revenues are projected to fall compared to last year. A decline in revenue often results in a negative impact on profitability, prompting concerns about the company's financial stability and making investors more conservative in their approach.

Financial Ratios:

currentRatio 0.000000
forwardPE 5.411702
debtToEquity 0.000000
earningsGrowth -0.031000
revenueGrowth 0.135000
grossMargins 0.000000
operatingMargins 0.408270
trailingEps 20.840000
forwardEps 10.240000

Bank of India Limited's forward EPS being less than trailing EPS suggests the company may see a drop in profitability this year. This signals potential financial challenges and a less optimistic outlook for earnings growth.

Price projections:

Price projections for BANKINDIA
Price projections for BANKINDIA

Over time, price projections for BANKINDIA have risen steadily, pointing to growing optimism among analysts about the company's future. This upward trend suggests a positive outlook for BANKINDIA's continued growth.

Recommendation changes over time:

Recommendations trend for BANKINDIA
Recommendations trend for BANKINDIA


BANKINDIA has recently received a buy bias from analysts, indicating that the stock is being perceived as a favorable investment. This positive sentiment could encourage investors to see BANKINDIA as a wise place to allocate their funds, potentially leading to increased interest in the company's stock.