Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Financial Conglomerates

Bajaj Finserv Ltd., through its subsidiaries, engages in the provision of financial services in India. The company operates through Life Insurance, General Insurance, Windpower, Retail Financing, and Investments and Others segments. It offers personal, business, home, home renovation, commercial, car, and gold loans; two- and three-wheeler loans; mortgages; education loans; unsecured and secured loans to small and medium-sized enterprises, micro, small and medium enterprises, and professionals; loans against properties and securities; financing for products, such as consumer electronics, digital, lifecare, furniture, etc.; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, systematic deposit plans, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and wallets and credit cards. In addition, it offers pocket subscription plans; bill and recharge services; digital technology services; and trading and demat account, stock broking, margin trading, and HNI and retail broking services. Further, the company owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.

Revenue projections:

Revenue projections for BAJAJFINSV
Revenue projections for BAJAJFINSV

With BAJAJFINSV's revenues projected to increase beyond last year's, the company may offer a compelling investment opportunity. If this growth aligns with positive fundamental signals, investors could view it as a sign of strong financial health and long-term profitability.

Financial Ratios:

currentRatio 3.03100
forwardPE 24.21953
debtToEquity 221.47600
earningsGrowth 0.13300
revenueGrowth 0.13900
grossMargins 0.50181
operatingMargins 0.34166
trailingEps 55.01000
forwardEps 49.41000

BAJAJFINSV's current ratio of 3.031, indicating that the company can meet its short-term debt obligations with ease. This high liquidity level is a positive sign, as BAJAJFINSV has enough cash and current assets to handle its immediate liabilities comfortably.
Bajaj Finserv Ltd.'s Forward PE ratio is in a good range, reflecting a reasonable balance between stock price and earnings. The stock is not overpriced, leaving room for growth, which suggests potential for investors looking to capitalize on future value appreciation.
Bajaj Finserv Ltd.'s high debt-to-equity ratio indicates a high level of leverage, meaning the company relies significantly on debt for financing. This can increase financial risk, particularly in times of economic instability or reduced profitability.
BAJAJFINSV's positive growth in earnings and revenue suggests the company is on track to expand its business. These indicators highlight a healthy financial performance, with BAJAJFINSV expected to increase its market presence and profitability.
BAJAJFINSV's positive gross and operating margins suggest that the company is operating profitably. These strong margins indicate effective cost management and revenue generation, contributing to a solid financial foundation.
BAJAJFINSV's forward EPS being lower than its trailing EPS suggests that the company is expected to see a decline in profitability. This signals that the company may face a challenging financial year ahead.

Price projections:

Price projections for BAJAJFINSV
Price projections for BAJAJFINSV

Over time, price projections for BAJAJFINSV have gradually increased, reflecting rising confidence in the company's future performance. This upward trend suggests analysts expect BAJAJFINSV to continue on a positive growth trajectory.

Insider Transactions:

Insider Transactions for BAJAJFINSV
Insider Transactions for BAJAJFINSV


Bajaj Finserv Ltd. saw 4 transactions in which shares were sold with market price at 1816.6999816894531.Bajaj Finserv Ltd. had 1 buy transactions while market price was at 2010.699951171875 per share.More recent purchases than sales at current price levels for Bajaj Finserv Ltd. could signal growing investor confidence. This buying trend might suggest that market sentiment is leaning toward a positive outlook for the stock, possibly indicating expectations of favorable performance in the near future.

Recommendation changes over time:

Recommendations trend for BAJAJFINSV
Recommendations trend for BAJAJFINSV


The recent buy bias from analysts suggests BAJAJFINSV is seen as a strong investment, encouraging more investors to consider it. With this favorable sentiment, BAJAJFINSV appears to be a reliable option for parking money, offering stability and long-term growth potential in the stock market.