Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Financial Conglomerates

Bajaj Finserv Ltd., through its subsidiaries, engages in the provision of financial services in India. The company operates through Life Insurance, General Insurance, Windpower, Retail Financing, and Investments and Others segments. It offers personal, business, home, home renovation, commercial, car, and gold loans; two- and three-wheeler loans; mortgages; education loans; unsecured and secured loans to small and medium-sized enterprises, micro, small and medium enterprises, and professionals; loans against properties and securities; financing for products, such as consumer electronics, digital, lifecare, furniture, etc.; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, systematic deposit plans, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and wallets and credit cards. In addition, it offers pocket subscription plans; bill and recharge services; digital technology services; and trading and demat account, stock broking, margin trading, and HNI and retail broking services. Further, the company owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.

Revenue projections:

Revenue projections for BAJAJFINSV
Revenue projections for BAJAJFINSV

Bajaj Finserv Ltd.'s projected revenue increase could signal a lucrative investment opportunity, especially if verified by other fundamental indicators. If the company continues to demonstrate solid financial health, investors might view this as a good time to invest and capitalize on its potential for growth and profitability.

Financial Ratios:

currentRatio 2.170000
forwardPE 24.133068
debtToEquity 237.537000
earningsGrowth 0.069000
revenueGrowth 0.111000
grossMargins 0.507000
operatingMargins 0.373350
trailingEps 59.830000
forwardEps 80.760560

Bajaj Finserv Ltd.'s current ratio, being 2.17, means the company is well-positioned to meet its short-term debt obligations. This reflects Bajaj Finserv Ltd.'s strong liquidity, as its cash reserves and current assets provide more than enough coverage for its immediate liabilities.
BAJAJFINSV's Forward PE ratio suggests that the stock is priced appropriately in relation to its earnings. Not being overpriced, it offers room for growth, signaling potential upside for investors looking for a stock with reasonable valuation and growth potential.
BAJAJFINSV's elevated debt-to-equity ratio suggests the company is leveraging debt heavily, increasing its financial risk. While this can support growth, it could also lead to challenges if the company's profitability or cash flow weakens.
Bajaj Finserv Ltd.'s positive gross and operating margins indicate the company's ability to operate profitably. These margins reflect strong financial management, with efficient cost control contributing to sustained profitability and a solid financial outlook.
Bajaj Finserv Ltd.'s forward EPS surpasses its trailing EPS, reflecting expectations of higher profitability in the current year. This suggests that Bajaj Finserv Ltd. is projected to generate stronger earnings, indicating an optimistic financial outlook compared to the prior year's results.

Price projections:

Price projections for BAJAJFINSV
Price projections for BAJAJFINSV

The price of BAJAJFINSV has consistently been close to the lower limit of expectations. This trend may point to challenges in the company's performance, leading to concerns about its future growth potential.

Insider Transactions:

Insider Transactions for BAJAJFINSV
Insider Transactions for BAJAJFINSV


Recent trading of BAJAJFINSV stock saw 1 sales, with market price at 2056.0 per share.There were 1 buy transactions of Bajaj Finserv Ltd. stock, with market price at 2056.0 per share.There is no clear trend from the insider transactions, providing limited insights into whether these actions reflect growth or decline.

Recommendation changes over time:

Recommendations trend for BAJAJFINSV
Recommendations trend for BAJAJFINSV


Analysts' buy bias toward BAJAJFINSV suggests the stock is seen as a solid investment, potentially motivating investors to consider it for their portfolios. With this positive outlook, BAJAJFINSV is likely to be viewed as a secure place to allocate funds, driving further interest in the stock.