Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Financial Conglomerates

Bajaj Finserv Ltd., through its subsidiaries, engages in the provision of financial services in India. The company operates through Life Insurance, General Insurance, Windpower, Retail Financing, and Investments and Others segments. It offers personal, business, home, home renovation, commercial, car, and gold loans; two- and three-wheeler loans; mortgages; education loans; unsecured and secured loans to small and medium-sized enterprises, micro, small and medium enterprises, and professionals; loans against properties and securities; financing for products, such as consumer electronics, digital, lifecare, furniture, etc.; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, systematic deposit plans, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and wallets and credit cards. In addition, it offers pocket subscription plans; bill and recharge services; digital technology services; and trading and demat account, stock broking, margin trading, and HNI and retail broking services. Further, the company owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.

Revenue projections:

Revenue projections for BAJAJFINSV
Revenue projections for BAJAJFINSV

With revenues for BAJAJFINSV projected to rise above last year's, this could signal a promising investment. When combined with positive fundamental indicators, such as profitability and growth trends, investors may see this as a solid opportunity to benefit from the company's improved financial outlook.

Financial Ratios:

currentRatio 2.170000
forwardPE 25.579319
debtToEquity 237.537000
earningsGrowth 0.069000
revenueGrowth 0.111000
grossMargins 0.507000
operatingMargins 0.373350
trailingEps 59.960000
forwardEps 49.410000

BAJAJFINSV's current ratio, being 2.17, demonstrates that the company has the liquidity necessary to service its short-term debt. With strong cash reserves and current assets, BAJAJFINSV is well-equipped to meet its immediate financial obligations without any difficulties.
Bajaj Finserv Ltd.'s Forward PE is positioned well, reflecting a favorable balance between stock price and earnings. The stock isn't overpriced, offering room for growth and making it a potentially rewarding investment as its value has room to rise further.
BAJAJFINSV's high debt-to-equity ratio signals that the company is heavily leveraged. This suggests BAJAJFINSV may be relying more on debt than equity to finance its operations, which could expose the company to greater financial risk in challenging economic conditions.
BAJAJFINSV's positive gross and operating margins indicate a profitable and efficient business model. These metrics highlight the company's ability to generate income while controlling operational costs, reflecting strong financial performance.
BAJAJFINSV's forward EPS being lower than trailing EPS indicates reduced profitability in the upcoming year. This points to a potential decline in earnings, which could impact the company's financial strength.

Price projections:

Price projections for BAJAJFINSV
Price projections for BAJAJFINSV

BAJAJFINSV's price has consistently been situated near the lower end of expected values. This ongoing trend may reflect investor skepticism about the company's growth potential and overall performance.

Insider Transactions:

Insider Transactions for BAJAJFINSV
Insider Transactions for BAJAJFINSV


1 separate sales of Bajaj Finserv Ltd. shares were executed, with the market price hovering at 2056.0.1 purchases of Bajaj Finserv Ltd. stock were recorded, with market price of 2056.0 per share.No clear trend can be drawn from the insider transactions, leaving the company's next steps and outlook uncertain from this data alone.

Recommendation changes over time:

Recommendations trend for BAJAJFINSV
Recommendations trend for BAJAJFINSV


The recent buy bias for BAJAJFINSV from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see BAJAJFINSV as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.