Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Financial Conglomerates

Bajaj Finserv Ltd., through its subsidiaries, engages in the provision of financial services in India. The company operates through Life Insurance, General Insurance, Windpower, Retail Financing, and Investments and Others segments. It offers personal, business, home, home renovation, commercial, car, and gold loans; two- and three-wheeler loans; mortgages; education loans; unsecured and secured loans to small and medium-sized enterprises, micro, small and medium enterprises, and professionals; loans against properties and securities; financing for products, such as consumer electronics, digital, lifecare, furniture, etc.; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, systematic deposit plans, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and wallets and credit cards. In addition, it offers pocket subscription plans; bill and recharge services; digital technology services; and trading and demat account, stock broking, margin trading, and HNI and retail broking services. Further, the company owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.

Revenue projections:

Revenue projections for BAJAJFINSV
Revenue projections for BAJAJFINSV

BAJAJFINSV's revenues are forecasted to rise above the previous year's, and this growth could be a positive sign for investors. If other fundamental indicators align with this upward trend, it may present a solid investment opportunity, suggesting the company is financially strong and poised for further gains.

Financial Ratios:

currentRatio 0.000000
forwardPE 22.935148
debtToEquity 221.494000
earningsGrowth 0.301000
revenueGrowth 0.129000
grossMargins 0.504220
operatingMargins 0.401120
trailingEps 58.970000
forwardEps 49.410000

Bajaj Finserv Ltd.'s Forward PE is well-positioned, indicating the stock price is favorable compared to its earnings. This suggests the stock is not overpriced and offers room for growth, making it an attractive option for investors looking for future value appreciation.
Bajaj Finserv Ltd.'s elevated debt-to-equity ratio highlights its heavy reliance on debt. This high leverage increases the company's exposure to financial risk, making it more vulnerable to market fluctuations and economic downturns.
BAJAJFINSV's positive earnings and revenue growth reflect an optimistic outlook for the company's future. The growth in these key areas indicates that BAJAJFINSV is expected to continue expanding its business and boosting its financial performance in the coming periods.
BAJAJFINSV's positive gross and operating margins suggest that the company is operating profitably. These strong margins indicate effective cost management and revenue generation, contributing to a solid financial foundation.
Bajaj Finserv Ltd.'s forward EPS falling below its trailing EPS suggests the company is expected to be less profitable this year. This signals a potential decline in earnings, which may raise concerns about Bajaj Finserv Ltd.'s financial future.

Price projections:

Price projections for BAJAJFINSV
Price projections for BAJAJFINSV

BAJAJFINSV's price has frequently been situated near the lower end of analysts' projections. This trend indicates that the stock is struggling to meet expectations, which could signal a need for improvements in performance or investor confidence.

Insider Transactions:

Insider Transactions for BAJAJFINSV
Insider Transactions for BAJAJFINSV


BAJAJFINSV stock was sold in 5 transactions, with market price at 1864.5599853515625.BAJAJFINSV had 2 buy transactions while market price was at 2033.3499755859375 per share.Bajaj Finserv Ltd. has seen more buys than sells at its current price levels, which may suggest optimism among investors. This buying trend could indicate that the market expects a favorable performance for the stock in the near future.

Recommendation changes over time:

Recommendations trend for BAJAJFINSV
Recommendations trend for BAJAJFINSV


Analysts have shown a buy bias for BAJAJFINSV, marking it as a favorable investment option. This could inspire investors to see BAJAJFINSV as a strong place to park their money, given the positive outlook and growth potential associated with the stock in recent evaluations.