Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Financial Conglomerates

Bajaj Finserv Ltd., through its subsidiaries, engages in the provision of financial services in India. The company operates through Life Insurance, General Insurance, Windpower, Retail Financing, and Investments and Others segments. It offers personal, business, home, home renovation, commercial, car, and gold loans; two- and three-wheeler loans; mortgages; education loans; unsecured and secured loans to small and medium-sized enterprises, micro, small and medium enterprises, and professionals; loans against properties and securities; financing for products, such as consumer electronics, digital, lifecare, furniture, etc.; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, systematic deposit plans, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and wallets and credit cards. In addition, it offers pocket subscription plans; bill and recharge services; digital technology services; and trading and demat account, stock broking, margin trading, and HNI and retail broking services. Further, the company owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.

Revenue projections:

Revenue projections for BAJAJFINSV
Revenue projections for BAJAJFINSV

The forecasted rise in BAJAJFINSV's revenues above last year's may present a promising investment opportunity. Investors may find the company's growth appealing, especially if other fundamental indicators confirm its strong financial health, making it an attractive option for potential returns.

Financial Ratios:

currentRatio 3.031000
forwardPE 23.884212
debtToEquity 221.476000
earningsGrowth 0.133000
revenueGrowth 0.139000
grossMargins 0.501810
operatingMargins 0.341660
trailingEps 55.050000
forwardEps 49.410000

BAJAJFINSV's current ratio being 3.031 suggests that the company has no issue servicing its short-term debt. Its strong liquidity position, supported by sufficient cash reserves and current assets, ensures that BAJAJFINSV can meet its financial obligations with ease.
BAJAJFINSV's Forward PE being in a good range indicates that the stock is valued appropriately based on its earnings. This suggests the stock is not overpriced and leaves room for growth, providing investors with an opportunity for potential appreciation in value.
BAJAJFINSV's high debt-to-equity ratio indicates a strong reliance on debt, meaning the company is heavily leveraged. This could increase financial risks if cash flow or earnings decline, making it more difficult for BAJAJFINSV to manage its debt obligations.
BAJAJFINSV's positive earnings and revenue growth reflect a strong outlook for the company's business expansion. The company is expected to continue growing, with increasing profitability and sales driving further growth in the near future.
BAJAJFINSV's positive gross and operating margins indicate healthy profitability. These margins reflect the company's ability to generate income efficiently from its operations, signaling strong financial performance and effective cost management.
Bajaj Finserv Ltd.'s lower forward EPS compared to its trailing EPS indicates that the company may be less profitable in the upcoming year. This suggests a potential slowdown in earnings, which could be a sign of weaker financial performance ahead.

Price projections:

Price projections for BAJAJFINSV
Price projections for BAJAJFINSV

Over time, BAJAJFINSV's price projections have been revised higher, signaling growing confidence in the company's future. This upward trend suggests analysts anticipate strong performance and increased market value for BAJAJFINSV.

Insider Transactions:

Insider Transactions for BAJAJFINSV
Insider Transactions for BAJAJFINSV


In recent market activity, 4 sales of Bajaj Finserv Ltd. shares took place, with market price at 1816.6999816894531.There were 1 purchases of Bajaj Finserv Ltd. stock, with market price of 2010.699951171875.An increase in buying activity relative to selling at BAJAJFINSV's current price might suggest a favorable sentiment among investors. This trend could be interpreted as a sign that the stock has a positive outlook in the near term.

Recommendation changes over time:

Recommendations trend for BAJAJFINSV
Recommendations trend for BAJAJFINSV


Analysts' buy bias toward BAJAJFINSV suggests the stock is seen as a solid investment, potentially motivating investors to consider it for their portfolios. With this positive outlook, BAJAJFINSV is likely to be viewed as a secure place to allocate funds, driving further interest in the stock.