Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

AU Small Finance Bank Limited engages in the provision of various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It provides saving, salary, term, current, escrow, trade, fixed, RERA, and recurring deposit accounts; and debit and credit cards, as well as safe deposit locker services. The company also offers vehicle loans for cars, two-wheelers, tractors, and commercial vehicles, as well as construction equipment; personal, home, gold, business, agriculture, working capital, and construction loans; and financial institutional lending services. In addition, it provides life, health, general, fire, SME, and motor insurance; mutual funds and national pension system; overdraft, cash credit, bank guarantee, and letters of credit; and internet and mobile banking, collection and receivables, and payment and other merchant payment services. Further, the company provides government banking services to central government, state governments, central and state public sector undertakings, boards, defense, urban local bodies, and other government departments. It operates through its bank branches, correspondents banking outlets, business correspondents, and ATMs. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. AU Small Finance Bank Limited was incorporated in 1996 and is headquartered in Jaipur, India.

Revenue projections:

Revenue projections for AUBANK
Revenue projections for AUBANK

AU Small Finance Bank Limited is projected to see lower revenues than in the previous year, a trend that usually concerns investors. Declining revenues often harm a company's profitability, leading investors to exercise caution as they weigh the potential risks of continued financial downturns.

Financial Ratios:

currentRatio 0.000000
forwardPE 17.201216
debtToEquity 0.000000
earningsGrowth 0.226000
revenueGrowth 0.261000
grossMargins 0.000000
operatingMargins 0.296080
trailingEps 28.200000
forwardEps 21.210000

AU Small Finance Bank Limited's Forward PE being in a good range indicates the stock is priced well relative to its earnings. It is not overvalued, leaving space for future growth, making it an appealing option for investors interested in long-term value appreciation.
AU Small Finance Bank Limited's positive earnings and revenue growth reflect a strong outlook for the company's business expansion. The company is expected to continue growing, with increasing profitability and sales driving further growth in the near future.
AU Small Finance Bank Limited's forward EPS is lower than its trailing EPS, signaling that the company is projected to experience reduced profitability this year. This suggests a downward trend in earnings, which could raise concerns among investors about AU Small Finance Bank Limited's financial outlook.

Price projections:

Price projections for AUBANK
Price projections for AUBANK

The steady upward revision of AUBANK's price projections indicates growing confidence in the company's future. Analysts are increasingly optimistic about AUBANK's potential to deliver strong results and increased market value.

Insider Transactions:

Insider Transactions for AUBANK
Insider Transactions for AUBANK


In recent market activity, 1 sales of AUBANK shares took place, with market price at 749.5499877929688.There were no sell transactions during the given period.With more buying than selling around AU Small Finance Bank Limited's current price, investors could be expressing optimism. This trend may suggest that the market expects favorable outcomes for the stock, leading to an increased demand at these levels.

Recommendation changes over time:

Recommendations trend for AUBANK
Recommendations trend for AUBANK


Analysts' buy bias for AU Small Finance Bank Limited signals that the stock is considered a favorable investment. This outlook might prompt investors to allocate funds to AU Small Finance Bank Limited, seeing it as a solid and profitable choice to park their money and potentially benefit from the company's long-term growth.