Overall Fundamental outlook

* AUBANK makes the list of companies with the best technicals at present.

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

AU Small Finance Bank Limited engages in the provision of various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It provides saving, salary, term, current, escrow, trade, fixed, RERA, and recurring deposit accounts; and debit and credit cards, as well as safe deposit locker services. The company also offers vehicle loans for cars, two-wheelers, tractors, and commercial vehicles, as well as construction equipment; personal, home, gold, business, agriculture, working capital, and construction loans; and financial institutional lending services. In addition, it provides life, health, general, fire, SME, and motor insurance; mutual funds and national pension system; overdraft, cash credit, bank guarantee, and letters of credit; and internet and mobile banking, collection and receivables, and payment and other merchant payment services. Further, the company provides government banking services to central government, state governments, central and state public sector undertakings, boards, defense, urban local bodies, and other government departments. It operates through its bank branches, correspondents banking outlets, business correspondents, and ATMs. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. AU Small Finance Bank Limited was incorporated in 1996 and is headquartered in Jaipur, India.

Revenue projections:

Revenue projections for AUBANK
Revenue projections for AUBANK

AUBANK's revenue projections indicate a decrease from the prior year, which may make investors hesitant. A revenue decline could harm the company's bottom line, prompting investors to be more careful, as lower earnings often signal potential issues with profitability and future performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 21.127832
debtToEquity 0.000000
earningsGrowth -0.022000
revenueGrowth 0.061000
grossMargins 0.000000
operatingMargins 0.306750
trailingEps 29.110000
forwardEps 21.210000

AUBANK's Forward PE is in a reasonable range, indicating the stock is priced well relative to its earnings. The stock isn't overpriced, which leaves room for future growth, making it an attractive option for investors seeking value and long-term gains.
AUBANK's low growth in both earnings and revenue indicates a likely decrease in profits. This suggests the company may be facing financial challenges, and investors should be cautious about its future performance.
AUBANK's negative gross and operating margins suggest that the company is experiencing losses at both the production and operational levels. This could point to inefficiencies or declining demand for its products.
AUBANK's forward EPS, being lower than its trailing EPS, points to an expected decline in profitability. This suggests that the company's financial performance may weaken in the upcoming year.

Price projections:

Price projections for AUBANK
Price projections for AUBANK

AU Small Finance Bank Limited's price projections have consistently been revised higher, indicating growing confidence in the company's future potential. Analysts appear more optimistic about AU Small Finance Bank Limited's ability to generate strong results going forward.

Insider Transactions:

Insider Transactions for AUBANK
Insider Transactions for AUBANK


AUBANK had 4 sell transactions, while the market price was at 808.7250061035156 per share.Throughout the period under consideration, no sell transactions were recorded.The recent trend of increased buying at AUBANK's current price levels may indicate a favorable market sentiment. This could point to a positive outlook for the stock, as investors show growing confidence through higher buy activity.

Recommendation changes over time:

Recommendations trend for AUBANK
Recommendations trend for AUBANK


With analysts showing a buy bias for AU Small Finance Bank Limited, investors may be more inclined to see the stock as an attractive investment. The favorable outlook could spur increased interest, positioning AU Small Finance Bank Limited as a safe and profitable place for investors to allocate their funds and seek growth.