Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Mortgage Finance

Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, operates as a housing finance company in India. The company offers home construction, purchase, renovation, and extension loans; and loans against property for construction and purchase of houses; and credit shield and property insurance, as well as small business and top-up loans. It serves the self-employed, and low-and middle-income families from rural and semi urban areas. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.

Revenue projections:

Revenue projections for APTUS
Revenue projections for APTUS

APTUS is projected to experience a revenue decline compared to last year, a development that often leads to investor caution. The drop could negatively impact the company's bottom line, as lower revenues typically signal reduced profitability, prompting more conservative investment strategies.

Financial Ratios:

currentRatio 261.306000
forwardPE 13.182158
debtToEquity 157.024000
earningsGrowth 0.242000
revenueGrowth 0.243000
grossMargins 0.999560
operatingMargins 0.794050
trailingEps 16.850000
forwardEps 18.650000

APTUS's current ratio of 261.306 indicates strong liquidity, meaning the company can comfortably meet its short-term debt obligations. This financial position reflects APTUS's ability to use its cash reserves and current assets to cover liabilities without facing any cash flow issues.
APTUS's Forward PE is in a favorable range, meaning its stock price compares well with its earnings and isn't overpriced. This leaves room for growth, making it a compelling opportunity for investors looking to benefit from potential future gains.
APTUS's elevated debt-to-equity ratio highlights its heavy reliance on debt. This high leverage increases the company's exposure to financial risk, making it more vulnerable to market fluctuations and economic downturns.
Positive earnings and revenue growth for Aptus Value Housing Finance India Limited suggest that the company is expected to grow its business. This trend reflects strong financial performance, with continued profitability and sales increases indicating a bright outlook for future expansion.
APTUS's positive gross and operating margins reflect its ability to generate profits from operations. These margins demonstrate efficient cost control and profitability, indicating strong financial health for the company.
APTUS's forward EPS exceeds its trailing EPS, indicating that the company is projected to be more profitable in the current financial year compared to the previous one. This suggests positive growth and improved earnings, signaling an optimistic outlook for APTUS's financial performance.

Price projections:

Price projections for APTUS
Price projections for APTUS

APTUS's current price does not reveal any distinct risks or opportunities compared to its projections. This neutral assessment suggests stability, where investors might choose to retain their current positions until future developments warrant a reassessment.

Recommendation changes over time:

Recommendations trend for APTUS
Recommendations trend for APTUS


The recent buy bias from analysts suggests APTUS is seen as a strong investment, encouraging more investors to consider it. With this favorable sentiment, APTUS appears to be a reliable option for parking money, offering stability and long-term growth potential in the stock market.