Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Mortgage Finance

Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, operates as a housing finance company in India. The company offers home construction, purchase, renovation, and extension loans; and loans against property for construction and purchase of houses; and credit shield and property insurance, as well as small business and top-up loans. It serves the self-employed, and low-and middle-income families from rural and semi urban areas. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.

Revenue projections:

Revenue projections for APTUS
Revenue projections for APTUS

APTUS's revenue projections indicate a decrease from last year's performance, which could lead to investor caution. A fall in revenue is likely to negatively impact the company's profitability, causing concern for shareholders who may view this as a signal of declining financial health.

Financial Ratios:

currentRatio 239.779000
forwardPE 15.356608
debtToEquity 159.223000
earningsGrowth 0.268000
revenueGrowth 0.825000
grossMargins 1.000000
operatingMargins 0.559790
trailingEps 15.000000
forwardEps 18.650000

APTUS's current ratio being 239.779 suggests the company will have no issues paying off its short-term debt. With sufficient cash reserves and current assets, APTUS can easily cover its immediate liabilities, reflecting solid financial health.
Aptus Value Housing Finance India Limited's Forward PE ratio is favorable, meaning the stock price aligns well with earnings and isn't overvalued. This allows room for growth, making it an attractive investment for those seeking potential upside while ensuring the stock is not overpriced.
Aptus Value Housing Finance India Limited's high debt-to-equity ratio shows the company is significantly leveraged, relying heavily on debt financing. This raises the potential for increased financial risk, especially if the company's earnings or cash flow are negatively impacted.
APTUS's positive earnings and revenue growth indicate that the company is on track to expand its business. This growth suggests a strong financial outlook, with increasing profits and sales positioning APTUS for continued success in the market.
APTUS's positive gross and operating margins indicate the company's ability to operate profitably. These margins reflect strong financial management, with efficient cost control contributing to sustained profitability and a solid financial outlook.
With a forward EPS greater than its trailing EPS, Aptus Value Housing Finance India Limited is forecasted to be more profitable this year than last. This growth expectation reflects confidence in the company's earnings potential and suggests an improving financial trajectory for the year ahead.

Price projections:

Price projections for APTUS
Price projections for APTUS

Aptus Value Housing Finance India Limited's price has consistently been situated near the lower end of expected values. This ongoing trend may reflect investor skepticism about the company's growth potential and overall performance.

Recommendation changes over time:

Recommendations trend for APTUS
Recommendations trend for APTUS


A recent buy bias from analysts toward Aptus Value Housing Finance India Limited indicates strong confidence in the stock's future performance. This could encourage investors to park their money in Aptus Value Housing Finance India Limited, viewing it as a stable and potentially rewarding investment opportunity with promising long-term growth prospects.