Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Financial Conglomerates

Aditya Birla Capital Limited, through its subsidiaries, provides various financial products and services in India and internationally. It operates through NBFC, Housing Finance, Life Insurance, Asset Management, General Insurance Broking, Stock and Securities Broking, Health Insurance, and Other Financial Services segments. The company offers housing loans, such as home extension, renovation, construction, and plot and construction loans; loan against property; personal and flexible loans; secured and unsecured business loan; corporate loans; lease rental discounting; construction finance; and SME loans, as well as loans against securities. It also provides debt, equity, hybrid, retirement, children's, exchange traded, and index funds, and fund of funds; equity trading, margin trading facility, and bonds; fixed deposit and digital gold; and tax planning services; mutual funds; stock and securities; pension funds; and portfolio management services. In addition, the company offers life insurance, including term insurance, and retirement, savings, and ULIP plans; health and wellness, and super top-up health insurance plans; and motor insurance comprising bike and car insurance products, as well as group life, health, and corporate general insurance products. Further, it provides payment solutions and credit card products. The company was incorporated in 2007 and is based in Mumbai, India. Aditya Birla Capital Limited operates as a subsidiary of Grasim Industries Limited.

Revenue projections:

Revenue projections for ABCAPITAL
Revenue projections for ABCAPITAL

With ABCAPITAL's revenue forecasted to drop below last year's level, investors are expected to take a cautious stance. Such declines typically affect a company's bottom line, reducing profitability and making investors hesitant to invest heavily in the company until financial performance improves.

Financial Ratios:

currentRatio 115.660000
forwardPE 14.344265
debtToEquity 433.321000
earningsGrowth -0.307000
revenueGrowth 0.091000
grossMargins 0.265590
operatingMargins 0.125750
trailingEps 12.620000
forwardEps 7.080000

The current ratio for Aditya Birla Capital Limited is 115.66, indicating that the company can service its short-term debt using available cash and assets. This suggests Aditya Birla Capital Limited has strong liquidity, with more than enough resources to meet its immediate financial commitments.
ABCAPITAL's Forward PE being in a good range indicates the stock is priced well relative to its earnings. It is not overvalued, leaving space for future growth, making it an appealing option for investors interested in long-term value appreciation.
ABCAPITAL's high debt-to-equity ratio indicates a high level of leverage, meaning the company relies significantly on debt for financing. This can increase financial risk, particularly in times of economic instability or reduced profitability.
ABCAPITAL's low growth in both earnings and revenue indicates the company's profits may decrease. This trend could signal a downturn in financial performance, suggesting that ABCAPITAL might struggle to maintain its current profit levels.
Aditya Birla Capital Limited's negative gross and operating margins reflect unprofitability, suggesting the company is unable to generate revenue sufficient to cover its costs. This could indicate deeper financial challenges or declining efficiency.
Aditya Birla Capital Limited's forward EPS being lower than its trailing EPS suggests the company is expected to see reduced profitability in the current financial year compared to the previous one. This signals a potential decline in earnings, raising concerns about future financial performance.

Price projections:

Price projections for ABCAPITAL
Price projections for ABCAPITAL

Over time, price projections for ABCAPITAL have risen steadily, pointing to growing optimism among analysts about the company's future. This upward trend suggests a positive outlook for ABCAPITAL's continued growth.

Recommendation changes over time:

Recommendations trend for ABCAPITAL
Recommendations trend for ABCAPITAL


Aditya Birla Capital Limited has received a favorable buy bias from analysts recently, positioning it as a solid investment opportunity. This sentiment may attract more investors, who view Aditya Birla Capital Limited as a stable option to park their money and potentially benefit from the company's continued growth and profitability.