Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Financial Conglomerates

Aditya Birla Capital Limited, through its subsidiaries, provides various financial products and services in India and internationally. It operates through NBFC, Housing Finance, Life Insurance, Asset Management, General Insurance Broking, Stock and Securities Broking, Health Insurance, and Other Financial Services segments. The company offers housing loans, such as home extension, renovation, construction, and plot and construction loans; loan against property; personal and flexible loans; secured and unsecured business loan; corporate loans; lease rental discounting; construction finance; and SME loans, as well as loans against securities. It also provides debt, equity, hybrid, retirement, children's, exchange traded, and index funds, and fund of funds; equity trading, margin trading facility, and bonds; fixed deposit and digital gold; and tax planning services; mutual funds; stock and securities; pension funds; and portfolio management services. In addition, the company offers life insurance, including term insurance, and retirement, savings, and ULIP plans; health and wellness, and super top-up health insurance plans; and motor insurance comprising bike and car insurance products, as well as group life, health, and corporate general insurance products. Further, it provides payment solutions and credit card products. The company was incorporated in 2007 and is based in Mumbai, India. Aditya Birla Capital Limited operates as a subsidiary of Grasim Industries Limited.

Revenue projections:

Revenue projections for ABCAPITAL
Revenue projections for ABCAPITAL

Aditya Birla Capital Limited's revenue is forecasted to dip below last year's figures, raising concerns for investors who are typically wary of declining financial performance. Such drops can directly affect the company's bottom line, potentially leading to a decrease in overall profitability, making investors more cautious in their decisions.

Financial Ratios:

currentRatio 67.39400
forwardPE 18.21179
debtToEquity 459.77900
earningsGrowth -0.14700
revenueGrowth -0.03100
grossMargins 0.27144
operatingMargins 0.15333
trailingEps 12.41000
forwardEps 7.08000

A current ratio of 67.394 for ABCAPITAL implies that the company has ample liquidity to meet its short-term debts. ABCAPITAL's cash reserves and current assets should easily cover these obligations, highlighting its financial stability and ability to manage short-term liabilities.
ABCAPITAL's Forward PE ratio is favorable, meaning the stock price aligns well with earnings and isn't overvalued. This allows room for growth, making it an attractive investment for those seeking potential upside while ensuring the stock is not overpriced.
ABCAPITAL's high debt-to-equity ratio shows the company is significantly leveraged, relying heavily on debt financing. This raises the potential for increased financial risk, especially if the company's earnings or cash flow are negatively impacted.
ABCAPITAL's low earnings and revenue growth suggest shrinking profits. This negative trend could indicate that the company is struggling to maintain its financial performance and may face challenges ahead.
ABCAPITAL's negative gross and operating margins highlight that the company is incurring losses, unable to generate profit from production or operations. This could be a sign of rising costs or declining revenues, impacting its financial outlook.
Aditya Birla Capital Limited's lower forward EPS compared to trailing EPS suggests the company will likely experience reduced earnings in the current year. This may signal a less optimistic financial outlook.

Price projections:

Price projections for ABCAPITAL
Price projections for ABCAPITAL

Aditya Birla Capital Limited's price projections have been consistently revised upward, suggesting that analysts are becoming increasingly optimistic about the company's future. This trend reflects confidence in Aditya Birla Capital Limited's ability to achieve strong financial results.

Recommendation changes over time:

Recommendations trend for ABCAPITAL
Recommendations trend for ABCAPITAL


Analysts have maintained a buy bias for ABCAPITAL, which could prompt investors to consider the stock as a viable investment. With this positive outlook, ABCAPITAL is positioned as an attractive option for those looking to park their money in a stable and potentially lucrative company.