Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

Revenue projections:

Revenue projections for SYF
Revenue projections for SYF

Investors may react cautiously to news that SYF's revenues are forecasted to be lower than last year's. Such declines are likely to have a negative effect on the company's bottom line, which can lead to concerns about profitability and hinder investor confidence in the company's future performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 6.593552
debtToEquity 0.000000
earningsGrowth 0.078000
revenueGrowth 0.050000
grossMargins 0.000000
operatingMargins 0.485330
trailingEps 9.280000
forwardEps 10.460220

SYF's forward EPS is higher than its trailing EPS, suggesting the company is expected to see an increase in profitability this year. This points to positive growth, indicating that SYF is projected to improve its financial performance compared to the previous year.

Price projections:

Price projections for SYF
Price projections for SYF

The steady upward revision of SYF's price projections indicates growing confidence in the company's future. Analysts are increasingly optimistic about SYF's potential to deliver strong results and increased market value.

Insider Transactions:

Insider Transactions for SYF
Insider Transactions for SYF


12 transactions were made to sell SYF shares, with market price of 67.52833302815755.During the period under consideration, no sell transactions took place.Synchrony Financial has seen more buys than sells at its current price levels, which may suggest optimism among investors. This buying trend could indicate that the market expects a favorable performance for the stock in the near future.

Recommendation changes over time:

Recommendations trend for SYF
Recommendations trend for SYF


Analysts' buy bias for Synchrony Financial signals that the stock is considered a favorable investment. This outlook might prompt investors to allocate funds to Synchrony Financial, seeing it as a solid and profitable choice to park their money and potentially benefit from the company's long-term growth.