Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.

Revenue projections:

Revenue projections for PYPL
Revenue projections for PYPL

PayPal Holdings, Inc.'s revenue projections show a decrease from last year, which tends to make investors more cautious. This could have a negative impact on the company's bottom line, as lower revenues typically suggest reduced profitability and growth potential, prompting concern among investors.

Financial Ratios:

currentRatio 1.287000
forwardPE 8.710157
debtToEquity 60.703000
earningsGrowth 0.394000
revenueGrowth 0.037000
grossMargins 0.414840
operatingMargins 0.174850
trailingEps 5.410000
forwardEps 5.790940

The current ratio for PYPL is 1.287, indicating that the company can service its short-term debt using available cash and assets. This suggests PYPL has strong liquidity, with more than enough resources to meet its immediate financial commitments.
PayPal Holdings, Inc.'s forward EPS surpassing its trailing EPS signals that the company is anticipated to be more profitable this year than last. This growth expectation highlights PayPal Holdings, Inc.'s potential for increased earnings and a stronger financial performance in the upcoming year.

Price projections:

Price projections for PYPL
Price projections for PYPL

The stock price of PYPL has often been near the lower end of projections, indicating that it may not be meeting investor expectations. This trend could suggest challenges ahead for the company.

Insider Transactions:

Insider Transactions for PYPL
Insider Transactions for PYPL


PYPL experienced 13 selling transactions, with market price of 58.804615901066704.During the period under consideration, there were no sell transactions.The higher number of buys versus sells near PYPL's current price suggests optimism among investors. This buying trend could be interpreted as a sign that the market expects favorable outcomes for the stock in the near future.

Recommendation changes over time:

Recommendations trend for PYPL
Recommendations trend for PYPL


A recent buy bias from analysts toward PYPL indicates strong confidence in the stock's future performance. This could encourage investors to park their money in PYPL, viewing it as a stable and potentially rewarding investment opportunity with promising long-term growth prospects.