Fundamentals for Jack Henry & Associates, Inc.
2 sales of JKHY stock were made, with market price at 168.40499877929688 per share.JKHY stock was bought in 1 transactions, while the market price was at 134.02999877929688...
Business Operations:
Sector: TechnologyIndustry: Information Technology Services
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
Revenue projections:
Financial Ratios:
| currentRatio | 1.167000 |
|---|---|
| forwardPE | 19.367777 |
| debtToEquity | 3.793000 |
| earningsGrowth | -0.104000 |
| revenueGrowth | 0.047000 |
| grossMargins | 0.438980 |
| operatingMargins | 0.225030 |
| trailingEps | 6.980000 |
| forwardEps | 7.903850 |
JKHY's current ratio is 1.167, showing the company's capacity to service its short-term debt through its cash reserves and current assets. This is a positive indicator of liquidity, suggesting JKHY has no trouble covering its short-term financial obligations.
JKHY's Forward PE is in a favorable range, meaning its stock price compares well with its earnings and isn't overpriced. This leaves room for growth, making it a compelling opportunity for investors looking to benefit from potential future gains.
Jack Henry & Associates, Inc.'s low growth in earnings and revenue indicates a potential decline in profits. This suggests that the company could be facing financial challenges, making it harder to sustain its current profit margins.
JKHY's positive gross and operating margins reflect strong profitability and operational efficiency. These metrics indicate the company's ability to control costs while maintaining healthy revenue, contributing to its solid financial performance.
JKHY's forward EPS being higher than its trailing EPS indicates that the company is expected to achieve greater profitability this financial year. This suggests improving earnings and a stronger financial position compared to the previous year's performance.
Price projections:
Insider Transactions:
2 sales of JKHY stock were made, with market price at 168.40499877929688 per share.JKHY stock was bought in 1 transactions, while the market price was at 134.02999877929688.The increased selling at JKHY's current price levels points to potential future declines. If this selling trend persists, the stock could face more downward pressure, suggesting investor pessimism about its future performance.
Recommendation changes over time:
Analysts' buy bias toward JKHY suggests the stock is seen as a solid investment, potentially motivating investors to consider it for their portfolios. With this positive outlook, JKHY is likely to be viewed as a secure place to allocate funds, driving further interest in the stock.
