Fundamentals for Brown & Brown, Inc.
BRO is projected to see lower revenues than in the previous year, a trend that usually concerns investors. Declining revenues often harm a company's profitability, leading ...
Business Operations:
Sector: Financial ServicesIndustry: Insurance Brokers
Brown & Brown, Inc. markets and sells insurance products and services in the United States, the United Kingdom, and internationally. It operates through Retail and Specialty Distribution segments. The Retail segment provides property and casualty, employee benefits insurance products, personal insurance products, specialties insurance products, risk management strategies, loss control survey and analysis, consultancy, and claims processing services. This segment also offers non-insurance services and products through automobile and recreational vehicle dealer services businesses. It serves commercial, public and quasi-public entities, professional, and individual customers. The Specialty Distribution segment comprises wholesale brokerage and specialty businesses. This segment offers professional liability and related package insurance products for dentistry, legal, eyecare, insurance, insurance, financial, physicians, real estate title professionals, as well as supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities. This segment also provides public entity-related and specialty programs through a network of independent agents; and program management services for insurance carrier partners. In addition, the company's wholesale brokerage businesses underwrite and place excess and surplus commercial and personal lines insurance through independent agents and brokers. Its programs businesses operate under the Arrowhead Programs' name. Brown & Brown, Inc. was founded in 1939 and is headquartered in Daytona Beach, Florida.
Revenue projections:
Financial Ratios:
| currentRatio | 1.12700 |
|---|---|
| forwardPE | 14.36285 |
| debtToEquity | 63.97500 |
| earningsGrowth | 0.07100 |
| revenueGrowth | 0.32400 |
| grossMargins | 0.56281 |
| operatingMargins | 0.41838 |
| trailingEps | 3.17000 |
| forwardEps | 4.83191 |
The current ratio for Brown & Brown, Inc. is 1.127, indicating that the company can service its short-term debt using available cash and assets. This suggests Brown & Brown, Inc. has strong liquidity, with more than enough resources to meet its immediate financial commitments.
BRO's Forward PE ratio is favorable, meaning the stock price aligns well with earnings and isn't overvalued. This allows room for growth, making it an attractive investment for those seeking potential upside while ensuring the stock is not overpriced.
BRO's positive gross and operating margins highlight its profitability and operational efficiency. These strong margins demonstrate the company's ability to control costs while generating substantial revenue, contributing to a healthy financial performance.
BRO's forward EPS is higher than its trailing EPS, suggesting the company is expected to improve its profitability this financial year. This reflects growing confidence in BRO's earnings potential, with forecasts indicating better financial performance than in the prior year.
Price projections:
Insider Transactions:
3 buy transactions of BRO stock were completed, with market price at 70.09000015258789.No buy transactions were carried out during the period under review.BRO's current price levels are experiencing more selling than buying, which may suggest further declines. If the trend persists, it could lead to a continued downward trajectory as investors lose confidence in the stock's future performance.
Recommendation changes over time:
BRO has garnered a buy bias from analysts recently, suggesting the stock is a good investment opportunity. This may lead to increased investor interest, as BRO is seen as a reliable place to park money for those looking to benefit from potential market gains and company growth.