Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

Revenue projections:

Revenue projections for AXP
Revenue projections for AXP

American Express Company is projected to experience a revenue decline compared to last year, a development that often leads to investor caution. The drop could negatively impact the company's bottom line, as lower revenues typically signal reduced profitability, prompting more conservative investment strategies.

Financial Ratios:

currentRatio 1.405000
forwardPE 16.531874
debtToEquity 190.921000
earningsGrowth 0.166000
revenueGrowth 0.106000
grossMargins 0.634690
operatingMargins 0.174600
trailingEps 15.370000
forwardEps 20.109640

The current ratio for American Express Company is 1.405, indicating that the company can service its short-term debt using available cash and assets. This suggests American Express Company has strong liquidity, with more than enough resources to meet its immediate financial commitments.
AXP's Forward PE is in a reasonable range, indicating the stock is priced well relative to its earnings. The stock isn't overpriced, which leaves room for future growth, making it an attractive option for investors seeking value and long-term gains.
American Express Company's high debt-to-equity ratio signals significant reliance on debt to finance its operations. This heavy leverage can increase financial risk, especially if the company faces a decline in revenue or struggles to meet its debt obligations.
American Express Company's positive earnings and revenue growth signal that the company is expected to expand its business. This healthy financial trend reflects an optimistic outlook, suggesting continued growth in both sales and profits for American Express Company.
AXP's forward EPS is greater than its trailing EPS, indicating that the company is expected to deliver higher profitability this year. This suggests that AXP is projected to improve its earnings, reflecting positive growth compared to last year's financial performance.

Price projections:

Price projections for AXP
Price projections for AXP

The price of AXP has repeatedly been close to the lower limit of price projections. This trend suggests that the stock may be underperforming, raising concerns among investors about future performance.

Insider Transactions:

Insider Transactions for AXP
Insider Transactions for AXP


AXP experienced 21 sell transactions with market price of 321.95428466796875 per share.AXP saw 2 transactions to buy shares, with a market price of 267.7849884033203.AXP has experienced more selling activity at current price levels, which could suggest a bearish outlook. If the trend of increased selling continues, it may result in further price declines for the stock.

Recommendation changes over time:

Recommendations trend for AXP
Recommendations trend for AXP


A recent buy bias from analysts toward AXP indicates strong confidence in the stock's future performance. This could encourage investors to park their money in AXP, viewing it as a stable and potentially rewarding investment opportunity with promising long-term growth prospects.