Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Diversified

American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products. It also provides group personal accident and business travel products for employees, associations, and other organizations; voluntary and sponsor-paid personal accident and supplemental health products for individuals; and personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals. In addition, the company offers mortgage and other loans receivable, such as commercial mortgages, life insurance policy loans, commercial loans, and other loans and notes receivable. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.

Revenue projections:

Revenue projections for AIG
Revenue projections for AIG

With AIG's revenue forecasted to drop below last year's level, investors are expected to take a cautious stance. Such declines typically affect a company's bottom line, reducing profitability and making investors hesitant to invest heavily in the company until financial performance improves.

Financial Ratios:

currentRatio 0.622000
forwardPE 8.824514
debtToEquity 24.408000
earningsGrowth -0.056000
revenueGrowth -0.072000
grossMargins 0.341140
operatingMargins 0.137680
trailingEps 5.430000
forwardEps 8.831080

AIG's current ratio is 0.622, meaning its cash reserves and assets may not be enough to meet short-term debt obligations. This raises concerns about the company's liquidity and its ability to cover immediate financial commitments without additional financing.
AIG's low Debt-to-Equity ratio means it is not excessively reliant on debt financing. This low leverage suggests lower financial risk and stronger equity control, positioning the company in a more stable financial situation and reducing vulnerability to debt-related issues.
AIG's low earnings and revenue growth highlight a potential decline in profitability. This suggests that the company's financial health may be weakening, and profits could shrink as a result.
AIG's negative gross and operating margins suggest that the company is struggling to cover its production and operating costs, leading to losses. This reflects a weakened financial state and potential difficulties in sustaining profitability.
American International Group, Inc.'s forward EPS surpassing its trailing EPS signals that the company is anticipated to be more profitable this year than last. This growth expectation highlights American International Group, Inc.'s potential for increased earnings and a stronger financial performance in the upcoming year.

Price projections:

Price projections for AIG
Price projections for AIG

The current price of American International Group, Inc., relative to its projections, shows no clear risks or opportunities. This neutral assessment may encourage investors to take a cautious approach, awaiting further developments before making substantial changes.

Insider Transactions:

Insider Transactions for AIG
Insider Transactions for AIG


3 AIG sales were executed, with market price at 83.82000223795573.There were 6 transactions to buy American International Group, Inc. stock, with market price of 81.78833262125652.With more buying than selling around American International Group, Inc.'s current price, investors could be expressing optimism. This trend may suggest that the market expects favorable outcomes for the stock, leading to an increased demand at these levels.

Recommendation changes over time:

Recommendations trend for AIG
Recommendations trend for AIG


Analysts are favoring American International Group, Inc. with a buy bias, highlighting the stock's potential as a solid investment. This recommendation might drive more investors to consider American International Group, Inc. as a secure and profitable option for their money, contributing to a broader positive sentiment in the market.