Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.

Revenue projections:

Revenue projections for AFL
Revenue projections for AFL

With AFL's revenue forecasted to drop below last year's level, investors are expected to take a cautious stance. Such declines typically affect a company's bottom line, reducing profitability and making investors hesitant to invest heavily in the company until financial performance improves.

Financial Ratios:

currentRatio 1.070000
forwardPE 14.688418
debtToEquity 42.682000
earningsGrowth -0.229000
revenueGrowth -0.099000
grossMargins 0.466440
operatingMargins 0.335590
trailingEps 8.750000
forwardEps 7.738750

AFL's current ratio of 1.07 means the company has enough liquidity to meet its short-term debt obligations. With sufficient cash reserves and current assets, AFL can comfortably cover its liabilities, reflecting a strong financial outlook.
With Aflac Incorporated's Forward PE in a favorable range, the stock appears reasonably priced compared to its earnings. This suggests that it's not overpriced and there is room for growth, providing an encouraging opportunity for investors seeking future value increases.
AFL's low growth in earnings and revenue indicates a potential decline in profits. This suggests that the company could be facing financial challenges, making it harder to sustain its current profit margins.
Aflac Incorporated's positive gross and operating margins highlight its profitability and operational efficiency. These strong margins demonstrate the company's ability to control costs while generating substantial revenue, contributing to a healthy financial performance.
With AFL's forward EPS lower than its trailing EPS, the company is expected to experience a drop in profitability. This suggests a potential slowdown in financial performance compared to the previous year.

Price projections:

Price projections for AFL
Price projections for AFL

AFL's price projections have steadily risen over time, pointing to increasing optimism about the company's prospects. This upward revision suggests that analysts expect AFL to continue delivering solid performance in the future.

Insider Transactions:

Insider Transactions for AFL
Insider Transactions for AFL


42 Aflac Incorporated stock sales were completed, with market price of 109.62333334059943.There were no sell transactions during the given period.The trend of more buys compared to sells around AFL's current price levels may signal investor optimism. This behavior suggests that the market is expecting a favorable outcome for the stock, leading to increased buying activity.

Recommendation changes over time:

Recommendations trend for AFL
Recommendations trend for AFL


Analysts have shown a buy bias for Aflac Incorporated, marking it as a favorable investment option. This could inspire investors to see Aflac Incorporated as a strong place to park their money, given the positive outlook and growth potential associated with the stock in recent evaluations.