Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

SBFC Finance Limited, a financial services platform, provides financing solutions. The company offers secured MSME loans and loans against gold, as well as loan management services to third-party financial institutions, including private banks, public sector banks, foreign banks, mutual funds, and asset reconstruction companies. SBFC Finance Limited serves entrepreneurs and individual customers, as well as micro, small, and medium enterprises. The company was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.

Revenue projections:

Revenue projections for SBFC
Revenue projections for SBFC

With SBFC's revenues expected to fall below the previous year's, investors are likely to approach the stock with caution. Declining revenues can negatively affect profitability, which makes it harder for the company to maintain investor confidence and perform well in the market.

Financial Ratios:

currentRatio 544.53400
forwardPE 18.19213
debtToEquity 192.25300
earningsGrowth 0.29000
revenueGrowth 0.24400
grossMargins 1.00000
operatingMargins 0.60861
trailingEps 4.10000
forwardEps 4.98952

SBFC's current ratio 544.534, suggesting the company has sufficient liquidity to service its short-term debt. With its cash reserves and current assets in good shape, SBFC can comfortably meet its immediate liabilities, reflecting a healthy financial standing.
SBFC Finance Limited's Forward PE is at a healthy level, indicating that the stock price is well-positioned relative to its earnings. With the stock not being overvalued, there remains room for future growth, suggesting a balanced opportunity for investors seeking potential upside.
SBFC Finance Limited's high debt-to-equity ratio signals significant reliance on debt to finance its operations. This heavy leverage can increase financial risk, especially if the company faces a decline in revenue or struggles to meet its debt obligations.
With earnings and revenue growth in positive territory, SBFC Finance Limited is projected to expand its business. This strong financial performance suggests the company will continue to grow, as increased profitability and sales drive future success.
SBFC's positive gross and operating margins indicate strong financial performance. These margins show that the company is profitable and efficient in its operations, with effective cost control contributing to its overall financial success.
SBFC Finance Limited's forward EPS surpassing its trailing EPS signals that the company is anticipated to be more profitable this year than last. This growth expectation highlights SBFC Finance Limited's potential for increased earnings and a stronger financial performance in the upcoming year.

Price projections:

Price projections for SBFC
Price projections for SBFC

SBFC's present price, in relation to its projections, shows no obvious risks or opportunities. This neutral outlook suggests stability, where investors might consider waiting for more decisive signals before making any significant moves.

Insider Transactions:

Insider Transactions for SBFC
Insider Transactions for SBFC


SBFC stock was sold in 2 transactions, with market price at 91.52499771118164.During the period under consideration, no sell transactions took place.SBFC is seeing more buys than sells at current price levels, which may indicate a positive market outlook. This trend suggests growing confidence among investors, who appear to expect favorable performance from the stock.

Recommendation changes over time:

Recommendations trend for SBFC
Recommendations trend for SBFC


SBFC has garnered a buy bias from analysts recently, suggesting the stock is a good investment opportunity. This may lead to increased investor interest, as SBFC is seen as a reliable place to park money for those looking to benefit from potential market gains and company growth.