Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

IIFL Finance Limited, a non-banking financial company, engages in financing activities in India and internationally. It offers home and gold loans; business loans, including business loan for manufacturers, women, and e-commerce; loans to micro, small, and medium enterprise; loans against securities; and digital finance loans, as well as supply chain finance. The company also provides construction and real estate financing; capital market financing; and lending, investment, and wealth management services. The company was formerly known as IIFL Holdings Limited and changed its name to IIFL Finance Limited in May 2019. IIFL Finance Limited was incorporated in 1995 and is based in Mumbai, India.

Revenue projections:

Revenue projections for IIFL
Revenue projections for IIFL

IIFL's projected revenue decline from last year is likely to make investors cautious. Lower revenues often hurt a company's bottom line, leading investors to be concerned about the company's ability to maintain profitability and deliver strong financial results in the future.

Financial Ratios:

currentRatio 0.000000
forwardPE 9.154632
debtToEquity 401.134000
earningsGrowth 10.421000
revenueGrowth 0.659000
grossMargins 0.996110
operatingMargins 0.415350
trailingEps 29.860000
forwardEps 54.355000

IIFL's elevated debt-to-equity ratio highlights its heavy reliance on debt. This high leverage increases the company's exposure to financial risk, making it more vulnerable to market fluctuations and economic downturns.
With both earnings and revenue growth showing positive trends, IIFL Finance Limited is expected to expand its business. This signals a healthy financial trajectory, suggesting that the company is positioned for continued growth and increasing profitability.
With positive gross and operating margins, IIFL demonstrates strong profitability. This reflects the company's ability to manage costs and maintain healthy profits, showcasing effective operational efficiency and financial stability.
IIFL Finance Limited's forward EPS being higher than its trailing EPS points to expected growth in profitability. This suggests that the company is projected to perform better in the current financial year, with higher earnings forecasted compared to the previous year.

Price projections:

Price projections for IIFL
Price projections for IIFL

IIFL's price projections have been consistently revised upward, suggesting that analysts are becoming increasingly optimistic about the company's future. This trend reflects confidence in IIFL's ability to achieve strong financial results.

Recommendation changes over time:

Recommendations trend for IIFL
Recommendations trend for IIFL


The recent buy bias from analysts suggests IIFL Finance Limited is seen as a strong investment, encouraging more investors to consider it. With this favorable sentiment, IIFL Finance Limited appears to be a reliable option for parking money, offering stability and long-term growth potential in the stock market.