Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

IIFL Finance Limited, a non-banking financial company, engages in financing activities in India and internationally. It offers home and gold loans; business loans, including business loan for manufacturers, women, and e-commerce; loans to micro, small, and medium enterprise; loans against securities; and digital finance loans, as well as supply chain finance. The company also provides construction and real estate financing; capital market financing; and lending, investment, and wealth management services. The company was formerly known as IIFL Holdings Limited and changed its name to IIFL Finance Limited in May 2019. IIFL Finance Limited was incorporated in 1995 and is based in Mumbai, India.

Revenue projections:

Revenue projections for IIFL
Revenue projections for IIFL

With IIFL's revenue expected to be lower than the previous year, investors may become cautious. Declining revenues often negatively impact the bottom line, reducing profitability and raising concerns among investors about the company's ability to maintain strong financial performance moving forward.

Financial Ratios:

currentRatio 0.000000
forwardPE 9.154632
debtToEquity 401.134000
earningsGrowth 10.421000
revenueGrowth 0.659000
grossMargins 0.996110
operatingMargins 0.415350
trailingEps 29.860000
forwardEps 54.355000

IIFL's elevated debt-to-equity ratio highlights its heavy reliance on debt. This high leverage increases the company's exposure to financial risk, making it more vulnerable to market fluctuations and economic downturns.
IIFL's positive earnings and revenue growth indicate that the company is expected to continue expanding its business. These trends reflect strong financial health, with increasing profits and sales suggesting sustained growth and success for IIFL.
IIFL's positive gross and operating margins reflect its profitability and efficiency. These metrics demonstrate the company's ability to manage costs effectively while generating strong revenue, highlighting its solid financial health and operational effectiveness.
IIFL's forward EPS is higher than its trailing EPS, suggesting the company is expected to see an increase in profitability this year. This points to positive growth, indicating that IIFL is projected to improve its financial performance compared to the previous year.

Price projections:

Price projections for IIFL
Price projections for IIFL

IIFL's price projections have gradually increased over time, indicating that analysts are becoming more optimistic about the company's prospects. This suggests confidence in IIFL's ability to achieve future growth.

Recommendation changes over time:

Recommendations trend for IIFL
Recommendations trend for IIFL


Analysts are favoring IIFL with a buy bias, highlighting the stock's potential as a solid investment. This recommendation might drive more investors to consider IIFL as a secure and profitable option for their money, contributing to a broader positive sentiment in the market.