Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

IDBI Bank Limited engages in the provision of banking and financial solutions to retail and corporate clients in India. It operates through three segments: Treasury, Retail Banking, and Corporate/Wholesale Banking. The company offers savings, current, and salary accounts, as well as fixed deposits; home, auto, education, and personal loans, as well as loans against properties and securities; debit, credit, and prepaid cards; mobile and Internet banking; and investment advisory and capital market services. It also provides fund and non-fund-based assistance; packing credit to exporters; receivable buyout with recourse; channel financing for dealers of corporates; scheme for financing automated teller machines/cash dispense vendors; technology upgrading fund scheme for textile and jute industries; and lending to non-banking finance companies/housing finance companies and commercial real estate sector. In addition, the company offers bank guarantees, letters of credit, documentary collection, bill discounting, and foreign currency; cash management, treasury, trade finance, and remittance services; and debt syndication and advisory services. Further, it provides finance to micro, small, and medium enterprises; agriculture finance; and products and services for non-resident Indians. Additionally, the company offers information technology and security, and contact center services; merchant banking, stock broking, corporate advisory, portfolio management of pension/PF funds and research activities, debt arranging and undertaking, and distributes financial products; mutual fund; and security trusteeship assignments, share pledge trustee, venture capital fund, safe keeping, escrow agency, and other trusteeship services, as well as acts as a trustee to securitization transactions and bond/debentures. The company was formerly known as IDBI Ltd. and changed its name to IDBI Bank Limited in May 2008. IDBI Bank Limited was founded in 1964 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for IDBI
Revenue projections for IDBI



Financial Ratios:

currentRatio 0.00000
forwardPE 0.00000
debtToEquity 0.00000
earningsGrowth 0.00600
revenueGrowth 0.03000
grossMargins 0.00000
operatingMargins 0.49503
trailingEps 8.64000
forwardEps 4.90000

IDBI Bank Limited's negative gross and operating margins indicate that the company is unable to generate profit from its core business activities. This suggests financial strain and could be a sign of deeper cost management issues.
IDBI's forward EPS being less than its trailing EPS indicates the company may be less profitable this year than last. This signals potential challenges in maintaining earnings growth and could lead to concerns about future performance.

Recommendation changes over time:

Recommendations trend for IDBI
Recommendations trend for IDBI


The analysts' mixed view on IDBI, with no clear buy or sell signals, suggests uncertainty about the stock's future. Investors are encouraged to look at broader market factors and trends before making any conclusive investment decisions.