Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Housing and Urban Development Corporation Limited provides loans and financing for housing and urban development projects in India. The company offers term loans for housing projects, such as urban and rural housing; co-operative housing; community toilets; land acquisition; retail housing; repairs and renewals; slum upgradation; and staff housing, as well as implementing agencies comprising state government bodies, co-operative societies, corporate borrowers, joint sectors, and retail. It provides financing for infrastructure projects in the sectors of water supply; sewerage; drainage; solid waste management; roads and transport; power generation, transmission, distribution, and renovation; emerging sector; smart city; and social infrastructure projects, such as National games village, stadia, sports complexes, shooting ranges, parks and play grounds, health centers, government hospitals, schools and colleges, State Vidhan Sabha Sadans, police academies and stations, fire stations, courts/collectorates/office buildings, rehabilitation centers, auditoria, convention halls, crematoriums, etc., as well as commercial infrastructure projects, including office buildings spaces, business/trade centres, shopping malls, market complexes, theatres/multiplexes/entertainment centres, hotels, guest houses, terminal markets, multilevel parking, tourist centres etc. In addition, the company offers consultancy services, including architecture, regional and urban planning, environmental planning and monitoring, construction and project management; valuation and real estate consultancy services. Further, it provides research and training services, such as training capacity; research facilitation; partnership and networking; documentation, dissemination, and publication; and technical inputs in sectoral policies and programmes. The company was incorporated in 1970 and is based in New Delhi, India.

Revenue projections:

Revenue projections for HUDCO
Revenue projections for HUDCO

HUDCO's revenues are expected to remain unchanged from last year, leading to a neutral stance. Investors may interpret this as stable, but the absence of growth may limit its appeal to those looking for more dynamic financial improvement.

Financial Ratios:

currentRatio 0.00000
forwardPE 9.77200
debtToEquity 705.76400
earningsGrowth -0.03000
revenueGrowth 0.16100
grossMargins 0.99475
operatingMargins 0.66308
trailingEps 13.90000
forwardEps 20.00000

Housing and Urban Development Corporation Limited's elevated debt-to-equity ratio suggests the company is highly leveraged, meaning it has significant debt compared to equity. This can be risky, particularly if Housing and Urban Development Corporation Limited's cash flow or profits decrease, making it harder to meet debt obligations.
With positive gross and operating margins, Housing and Urban Development Corporation Limited demonstrates its profitability and efficiency. These metrics show that the company is managing costs well while generating strong revenue, highlighting robust financial health.
HUDCO's forward EPS surpassing its trailing EPS signals that the company is anticipated to be more profitable this year than last. This growth expectation highlights HUDCO's potential for increased earnings and a stronger financial performance in the upcoming year.

Price projections:

Price projections for HUDCO
Price projections for HUDCO

The current valuation of HUDCO against its projections does not reveal significant risks or opportunities. This neutral assessment implies a stable market, where investors may prefer to maintain their positions until future trends become clearer.

Recommendation changes over time:

Recommendations trend for HUDCO
Recommendations trend for HUDCO


Housing and Urban Development Corporation Limited has received a favorable buy bias from analysts recently, positioning it as a solid investment opportunity. This sentiment may attract more investors, who view Housing and Urban Development Corporation Limited as a stable option to park their money and potentially benefit from the company's continued growth and profitability.