Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Housing and Urban Development Corporation Limited provides loans and financing for housing and urban development projects in India. The company offers term loans for housing projects, such as urban and rural housing; co-operative housing; community toilets; land acquisition; retail housing; repairs and renewals; slum upgradation; and staff housing, as well as implementing agencies comprising state government bodies, co-operative societies, corporate borrowers, joint sectors, and retail. It provides financing for infrastructure projects in the sectors of water supply; sewerage; drainage; solid waste management; roads and transport; power generation, transmission, distribution, and renovation; emerging sector; smart city; and social infrastructure projects, such as National games village, stadia, sports complexes, shooting ranges, parks and play grounds, health centers, government hospitals, schools and colleges, State Vidhan Sabha Sadans, police academies and stations, fire stations, courts/collectorates/office buildings, rehabilitation centers, auditoria, convention halls, crematoriums, etc., as well as commercial infrastructure projects, including office buildings spaces, business/trade centres, shopping malls, market complexes, theatres/multiplexes/entertainment centres, hotels, guest houses, terminal markets, multilevel parking, tourist centres etc. In addition, the company offers consultancy services, including architecture, regional and urban planning, environmental planning and monitoring, construction and project management; valuation and real estate consultancy services. Further, it provides research and training services, such as training capacity; research facilitation; partnership and networking; documentation, dissemination, and publication; and technical inputs in sectoral policies and programmes. The company was incorporated in 1970 and is based in New Delhi, India.

Revenue projections:

Revenue projections for HUDCO
Revenue projections for HUDCO

The projection that HUDCO's revenues will remain stable compared to last year presents a neutral stance. This steady performance may suggest financial reliability, though it lacks the potential growth indicators that could excite more aggressive investors.

Financial Ratios:

currentRatio 0.00000
forwardPE 9.77200
debtToEquity 705.76400
earningsGrowth -0.03000
revenueGrowth 0.16100
grossMargins 0.99475
operatingMargins 0.66308
trailingEps 13.90000
forwardEps 20.00000

HUDCO's high debt-to-equity ratio suggests a heavily leveraged capital structure. The company relies on debt to fund operations, which could heighten financial risks, particularly if economic conditions deteriorate or profitability declines.
HUDCO's positive gross and operating margins indicate healthy profitability. These margins reflect the company's ability to generate income efficiently from its operations, signaling strong financial performance and effective cost management.
HUDCO's forward EPS is higher than its trailing EPS, which signals that the company is expected to achieve greater profitability this financial year. This suggests improved earnings performance, indicating a positive outlook for HUDCO's financial growth.

Price projections:

Price projections for HUDCO
Price projections for HUDCO

HUDCO's current valuation relative to projections shows a lack of distinct risks or opportunities. This neutral stance may lead investors to take a more conservative approach, maintaining their current positions until new information becomes available.

Recommendation changes over time:

Recommendations trend for HUDCO
Recommendations trend for HUDCO


A recent buy bias from analysts toward HUDCO indicates strong confidence in the stock's future performance. This could encourage investors to park their money in HUDCO, viewing it as a stable and potentially rewarding investment opportunity with promising long-term growth prospects.