Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Mortgage Finance

Home First Finance Company India Limited operates as a housing finance company in India. The company offers home loans, home construction loans, home extension and renovation loans, loans against property, shop loans, and loans for purchase of commercial property. It also operates mobile application for financing of loans. The company serves salaried professionals, self-employed individuals, and small business owners. Home First Finance Company India Limited was incorporated in 2010 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for HOMEFIRST
Revenue projections for HOMEFIRST

HOMEFIRST's revenue projections show a decrease from last year, which tends to make investors more cautious. This could have a negative impact on the company's bottom line, as lower revenues typically suggest reduced profitability and growth potential, prompting concern among investors.

Financial Ratios:

currentRatio 0.000000
forwardPE 18.252668
debtToEquity 240.452000
earningsGrowth 0.253000
revenueGrowth 0.346000
grossMargins 0.999580
operatingMargins 0.665660
trailingEps 48.950000
forwardEps 63.552350

HOMEFIRST's Forward PE ratio is favorable, indicating that the stock price is well-positioned in relation to its earnings. It is not overpriced, leaving room for growth, which makes it a solid option for investors seeking both stability and future appreciation.
Home First Finance Company India Limited's elevated debt-to-equity ratio shows that the company is relying heavily on debt to fund its activities. This high leverage can amplify returns but also heightens financial risks if cash flow becomes constrained.
HOMEFIRST's positive earnings and revenue growth point to business expansion on the horizon. The company is positioned for continued success, with increasing profits and revenue growth highlighting a strong path forward for future growth.
HOMEFIRST's positive gross and operating margins reflect its profitability and efficiency. These metrics demonstrate the company's ability to manage costs effectively while generating strong revenue, highlighting its solid financial health and operational effectiveness.
With a forward EPS greater than its trailing EPS, HOMEFIRST is forecasted to be more profitable this year than last. This growth expectation reflects confidence in the company's earnings potential and suggests an improving financial trajectory for the year ahead.

Price projections:

Price projections for HOMEFIRST
Price projections for HOMEFIRST

The price of HOMEFIRST has remained consistently close to the lower limit of projections. This ongoing pattern raises concerns about the stock's performance and may reflect market hesitance regarding the company's growth prospects.

Recommendation changes over time:

Recommendations trend for HOMEFIRST
Recommendations trend for HOMEFIRST


Analysts are favoring HOMEFIRST with a buy bias, highlighting the stock's potential as a solid investment. This recommendation might drive more investors to consider HOMEFIRST as a secure and profitable option for their money, contributing to a broader positive sentiment in the market.